Anonymous wrote:

Anonymous wrote:You can get a rider on your homeowners for BACKUP of sewers and drains, NOT for failure of the sewer and water line.

OP get the insurance. Replacing the water line is several thousand dollars and they do fail.

Not true, Erie offers it in one of their more expensive home insurance packages.

Right, PP has no idea what they are talking about. Got it as a rider on my Nationwide policy. I have both options, backup for sewers and drains and also service line.

"Many homeowners policies do not cover the underground pipes and lines leading into your home, despite the fact that they are your responsibility. This coverage helps you avoid costly repairs or upkeep by letting Nationwide handle those costs, based on the age of your property."

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Dominion Electric offers it through a special add-on ($7.99/month) but my neighbors say they don't cover if it is Orangeburg Pipe (which is huge in our area of Fairfax County).

How am I supposed to know if I have Orangeburg? I need to call them.

dig a test pit

Call a plumber and they should be able to tell from camera-ing it.

Yes, I had Orangeburg. They can stick a camera down the toilet hole. They removed the toilet in the basement first for me.

Anonymous wrote:I got it and six months later my 100-year-old pipe sprung a leak. I paid nothing for them to tear up my lawn down to the street. The only out-of-pocket was fixing the landscaping after they left, because they put down grass seed but wouldn’t replace my Azalea. Still a total bargain IMO.

What insurance company did you use?

Anonymous wrote:

Anonymous wrote:Dominion Electric offers it through a special add-on ($7.99/month) but my neighbors say they don't cover if it is Orangeburg Pipe (which is huge in our area of Fairfax County).

How am I supposed to know if I have Orangeburg? I need to call them.

dig a test pit

Call a plumber and they should be able to tell from camera-ing it.