Anonymous wrote:Anonymous wrote:Anonymous wrote:What is a reach for W&M? If my DS is full IB with almost all A grades and a 1530 SAT, is W&M a likely admit?
Male + IB diploma + 1530 = yes
Is he in state?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Is it safe to assume that $250k+ HHI and a 6 figure 529 does not need to fill out fafsa?
it’s not “need to” but should because everyone who fills out a FAFSA is then entitled to the $5500 ( the amount increases sophomore, junior, senior years) annual loans. Your child has to sign the paperwork. I still remember when my DD said “Wait! I’m responsible for this?” Gives them teeth on the game. Both of our children graduated with about $25 to $28k in federal student loans, which you, as parents can pay off in the future. It gives your student skin in the game to know they are on the hook for something. We are doing the same at he graduate level (called Plus loans). Also both of our kids’ colleges would not talk to us about merit aid until we filled out the FAFSA. We just asked our CPA to do it.
I haven’t encountered any schools that require the FAFSA for merit. What schools require it?
GMU wouldn’t even talk to me without the FAFSA filled out
Anonymous wrote:Anonymous wrote:What is a reach for W&M? If my DS is full IB with almost all A grades and a 1530 SAT, is W&M a likely admit?
Male + IB diploma + 1530 = yes
Anonymous wrote:Anonymous wrote:My kid and I did a program last weekend. Here’s what admissions said:
1. Test optional means test optional. When he got more specific, it seems like a score above their median can help. A score below the median should not be submitted and won’t be a negative.
2. Optional 500 word essay is not really optional. Not doing it is a negative.
3. Do the interview. It’s optional but definitely a plus if you do it. A weak interview went hurt, because they use student interviewers and understand on bad day. A strong one can help.
My DC interviewed and it was virtual
4. That said, interview slotsare full for 2021-2022 (Not sure how emphasizing the importance of interviews was supposed to be helpful on a senior visit day)
5. ED is a definite boost
6. Need blind. Meets full need in state. OOS they do not guarantee to meet need, but ED will get a better offer.
But, this means also you can’t apply ED from OOS with significant need, because you aren’t guaranteed it will be met. So agin, not sure how helpful this is.
The big thrust was: demonstrate interest, demonstrate interest, demonstrate interest.
Thank you for this information!
Anonymous wrote:Anonymous wrote:What is a reach for W&M? If my DS is full IB with almost all A grades and a 1530 SAT, is W&M a likely admit?
Male + IB diploma + 1530 = yes
Anonymous wrote:My kid and I did a program last weekend. Here’s what admissions said:
1. Test optional means test optional. When he got more specific, it seems like a score above their median can help. A score below the median should not be submitted and won’t be a negative.
2. Optional 500 word essay is not really optional. Not doing it is a negative.
3. Do the interview. It’s optional but definitely a plus if you do it. A weak interview went hurt, because they use student interviewers and understand on bad day. A strong one can help.
My DC interviewed and it was virtual
4. That said, interview slotsare full for 2021-2022 (Not sure how emphasizing the importance of interviews was supposed to be helpful on a senior visit day)
5. ED is a definite boost
6. Need blind. Meets full need in state. OOS they do not guarantee to meet need, but ED will get a better offer.
But, this means also you can’t apply ED from OOS with significant need, because you aren’t guaranteed it will be met. So agin, not sure how helpful this is.
The big thrust was: demonstrate interest, demonstrate interest, demonstrate interest.
Anonymous wrote:What is a reach for W&M? If my DS is full IB with almost all A grades and a 1530 SAT, is W&M a likely admit?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Is it safe to assume that $250k+ HHI and a 6 figure 529 does not need to fill out fafsa?
it’s not “need to” but should because everyone who fills out a FAFSA is then entitled to the $5500 ( the amount increases sophomore, junior, senior years) annual loans. Your child has to sign the paperwork. I still remember when my DD said “Wait! I’m responsible for this?” Gives them teeth on the game. Both of our children graduated with about $25 to $28k in federal student loans, which you, as parents can pay off in the future. It gives your student skin in the game to know they are on the hook for something. We are doing the same at he graduate level (called Plus loans). Also both of our kids’ colleges would not talk to us about merit aid until we filled out the FAFSA. We just asked our CPA to do it.
I haven’t encountered any schools that require the FAFSA for merit. What schools require it?
GMU wouldn’t even talk to me without the FAFSA filled out
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Is it safe to assume that $250k+ HHI and a 6 figure 529 does not need to fill out fafsa?
it’s not “need to” but should because everyone who fills out a FAFSA is then entitled to the $5500 ( the amount increases sophomore, junior, senior years) annual loans. Your child has to sign the paperwork. I still remember when my DD said “Wait! I’m responsible for this?” Gives them teeth on the game. Both of our children graduated with about $25 to $28k in federal student loans, which you, as parents can pay off in the future. It gives your student skin in the game to know they are on the hook for something. We are doing the same at he graduate level (called Plus loans). Also both of our kids’ colleges would not talk to us about merit aid until we filled out the FAFSA. We just asked our CPA to do it.
Can you expand on this? Your kids have approx $28k in federal student loans that are subsidized (interest free until graduation?). And now they are slowly paying it off? That’s a great lesson… thanks.
yes, You file the FAFSA and the loan becomes available even if you don't qualify for financial aid. DD is paying hers off but got a reprieve due to covid (feds said no pay due to covid). Second child has his loans put off due to grad school. Both owe about $25K to $28K at a low interest rate. Keeps them on their toes and learn about financial responsibility. And should you as a parent decide to pay them off for them (or another relative offers), that can be done easily.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Is it safe to assume that $250k+ HHI and a 6 figure 529 does not need to fill out fafsa?
it’s not “need to” but should because everyone who fills out a FAFSA is then entitled to the $5500 ( the amount increases sophomore, junior, senior years) annual loans. Your child has to sign the paperwork. I still remember when my DD said “Wait! I’m responsible for this?” Gives them teeth on the game. Both of our children graduated with about $25 to $28k in federal student loans, which you, as parents can pay off in the future. It gives your student skin in the game to know they are on the hook for something. We are doing the same at he graduate level (called Plus loans). Also both of our kids’ colleges would not talk to us about merit aid until we filled out the FAFSA. We just asked our CPA to do it.
Can you expand on this? Your kids have approx $28k in federal student loans that are subsidized (interest free until graduation?). And now they are slowly paying it off? That’s a great lesson… thanks.