Anonymous
02/16/2026 12:47
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Anonymous wrote:Anonymous wrote:Awful. The Obama Admin tried to do something about Parent Plus but were blocked by HBCU grifters. Glad to see no HBCUs on these lists though.
https://cbc.house.gov/news/documentsingle.aspx?DocumentID=448
So maybe it’s not the HBCU schools that are the “grifters”.
Americans routinely take on enormous debt for medical care and education— things that many countries provide at minimal or no cost — recognizing the importance of having educated, healthy citizens.
That's because most other countries don't have a "college for all" mentality. Student aptitude is tracked early on and funneled towards trade or university accordingly (e.g. Germany) or admission is based on a single exam (e.g. East Asia).
The American college setup contains a social engineering agenda that most other countries do not flirt with.
Okay. Don’t send your kid to college then.
Anonymous
02/16/2026 12:45
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Anonymous wrote:Awful. The Obama Admin tried to do something about Parent Plus but were blocked by HBCU grifters. Glad to see no HBCUs on these lists though.
https://cbc.house.gov/news/documentsingle.aspx?DocumentID=448
Obama is responsible for the student loan crisis and the absurd view that everyone deserves to go to college.
You acknowledge that maybe your kid doesn’t deserve to go to college, right?
Anonymous
02/16/2026 12:04
Subject: Re:New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Ooo let me read an article from a far right publication.
Im sure they have no agenda
/s
Im sure they have no agenda
/s
Anonymous
02/16/2026 11:59
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
I do think people have to invest in their education so I am not against loans. The TERMS of the loans are unconscionable with high interest rates. My DH and I both had loans with negligible rates, and they never ballooned. The horror stories now are heartbreaking.
Anonymous
02/16/2026 11:57
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Thanks for sharing. I was a little surprised to see USC on there. I thought they were better resourced and already popular enough to pull full pay top students.
They don’t have as generous FA as other selective universities. This doesn’t surprise me at all. After reading Reddit, so many moderate-income students expressed disappointment with their aid packages.
Anonymous
02/16/2026 11:31
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:The schools on the list largely make sense. The southern schools have all seen massive tuition increases to fund their football-themed, resort level amenities. Touring Clemson and Auburn last year felt more like Disneyland than a serious university. I was surprised (and disappointed) to read about this practice at Jesuit institutions. Seems antithetical to Catholic social teaching.
You’re trying too hard to make this about “Southern football schools”. Out of 41 schools, only about 5 fit that description and maybe 10 are in the south (is GMU a “southern” school? I say no).
Anonymous
02/16/2026 11:14
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Anonymous wrote:Anonymous wrote:Awful. The Obama Admin tried to do something about Parent Plus but were blocked by HBCU grifters. Glad to see no HBCUs on these lists though.
https://cbc.house.gov/news/documentsingle.aspx?DocumentID=448
So maybe it’s not the HBCU schools that are the “grifters”.
Americans routinely take on enormous debt for medical care and education— things that many countries provide at minimal or no cost — recognizing the importance of having educated, healthy citizens.
Oh there are definitely grifters at HBCUs of a particular type, although they are certainly not the only ones. And the very modest and sensible 2013 reforms to parent plus were totally derailed specifically by the HBCUs, making it basically radioactive to talk about Parent Plus reforms for a long time.
Unfortunately it took someone radioactive enough not to care about radioactive issues to push loan reform. It doesn’t help low income families to strap them with debt levels for unmarketable degrees that turn them into indentured servants postponing other steps on the financial ladder like home ownership.
Anonymous
02/16/2026 11:00
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
A lot of this is obvious just from looking at the percentage of needs met for a particular institution. A nearby school on this list covers less than 65% of financial need on average. The way to fill the gap? Parent Plus loans.
Anonymous
02/16/2026 10:54
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Thanks for sharing. I was a little surprised to see USC on there. I thought they were better resourced and already popular enough to pull full pay top students.
Schools like NYU and USC are very expensive, attract lots of wealthy kids (and for NYU, international kids), but aren't like Ivy+ schools that have a no-loan policy and provide generous financial aid.
They have no problem accepting poorer kids and directing them towards huge loan burdens.
Anonymous
02/16/2026 10:37
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Awful. The Obama Admin tried to do something about Parent Plus but were blocked by HBCU grifters. Glad to see no HBCUs on these lists though.
https://cbc.house.gov/news/documentsingle.aspx?DocumentID=448
So maybe it’s not the HBCU schools that are the “grifters”.
Americans routinely take on enormous debt for medical care and education— things that many countries provide at minimal or no cost — recognizing the importance of having educated, healthy citizens.
That's because most other countries don't have a "college for all" mentality. Student aptitude is tracked early on and funneled towards trade or university accordingly (e.g. Germany) or admission is based on a single exam (e.g. East Asia).
The American college setup contains a social engineering agenda that most other countries do not flirt with.[/quote]
_+1. Exactly. Why isn't anyone saying these parents should say no to taking on this debt? What about free agency? If I buy a cadillac that turns out to be a lemona and I can't afford it, that's my fault. Why do we here say "oh bad schools offering a way to pay for American education". Parents can just say "we can't afford it" as my parents did often.
+2 Parents have the responsibility to make financial decisions within their means. College costs are out of control, so our kids need a combination of merit and athletic scholarships. We know that we can't afford the full pay cost of attendance that the colleges claim we can pay.
Anonymous
02/16/2026 10:34
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Anonymous wrote:Anonymous wrote:Awful. The Obama Admin tried to do something about Parent Plus but were blocked by HBCU grifters. Glad to see no HBCUs on these lists though.
https://cbc.house.gov/news/documentsingle.aspx?DocumentID=448
So maybe it’s not the HBCU schools that are the “grifters”.
Americans routinely take on enormous debt for medical care and education— things that many countries provide at minimal or no cost — recognizing the importance of having educated, healthy citizens.
That's because most other countries don't have a "college for all" mentality. Student aptitude is tracked early on and funneled towards trade or university accordingly (e.g. Germany) or admission is based on a single exam (e.g. East Asia).
The American college setup contains a social engineering agenda that most other countries do not flirt with.
+1 Communist countries don't give kids the choice. They get funneled to certain tracks based on tests when they're young. Special needs children are treated terribly and have no opportunity.
So that pp you're responding to can knock off bashing the US. These communist ideals that she's pushing do NOT lead to bright futures for most children.
Anonymous
02/16/2026 08:44
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Thanks for sharing. I was a little surprised to see USC on there. I thought they were better resourced and already popular enough to pull full pay top students.
Anonymous
02/14/2026 18:14
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Anonymous wrote:Anonymous wrote:Awful. The Obama Admin tried to do something about Parent Plus but were blocked by HBCU grifters. Glad to see no HBCUs on these lists though.
https://cbc.house.gov/news/documentsingle.aspx?DocumentID=448
So maybe it’s not the HBCU schools that are the “grifters”.
Americans routinely take on enormous debt for medical care and education— things that many countries provide at minimal or no cost — recognizing the importance of having educated, healthy citizens.
That's because most other countries don't have a "college for all" mentality. Student aptitude is tracked early on and funneled towards trade or university accordingly (e.g. Germany) or admission is based on a single exam (e.g. East Asia).
The American college setup contains a social engineering agenda that most other countries do not flirt with.[/quote]
_+1. Exactly. Why isn't anyone saying these parents should say no to taking on this debt? What about free agency? If I buy a cadillac that turns out to be a lemona and I can't afford it, that's my fault. Why do we here say "oh bad schools offering a way to pay for American education". Parents can just say "we can't afford it" as my parents did often.
Anonymous
02/14/2026 14:46
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Anonymous wrote:The list includes 23 selective private universities and 18 public flagship and research institutions, nearly half of which are in the South.
https://www.newamerica.org/education-policy/reports/parent-plus-subprime-loans-universities-debt/
The list shows categorically mediocre schools, hardly selective, and certainly not T50. For the best aid go T20, for the worst pick a school on these lists.
OP - Don’t shoot the messenger. That was a direct quote from the study, not my description of selective.
Anonymous
02/14/2026 14:24
Subject: New study About Dozens of Universities Steer Low-Income Families to Debt They Can't Afford
Anonymous wrote:Anonymous wrote:The educational industrial complex is alive and well in America. Nothing new. Many other schools use low income families as part of their social engineering posturing efforts.
How many of these kids actually graduate from these institutions of higher learning. Most would probably have been better off pursuing a trade instead of a dead end major even if they graduate.
That’s not actually it. They just fleece everyone for all they are worth. These kids deserve a college education but shouldn’t be exploited with piles of debt - which of course is a big reason why the degree may not be worth it.
No one “deserves” to go to college. It’s a privilege. And no one is forcing people to take out terrible loans. You do what you can afford to do and attend where you can afford. Maybe that means a less selective college with a lot of scholarships, or community college first, or working part time/full time while saving for school and taking classes as you can pay for them, or joining the military and having them pay. Plus not everyone needs to go to college. I don’t feel bad for people that take out loans they can’t afford- when there are many, many other ways to get an higher education without them.