Anonymous
Post 09/17/2025 12:07     Subject: should we choose private or public

Private school has been the best investment we've made for our two kids--they are excited to go to school every day, have a great group of friends and feel both challenged and supported academically.

But..it's certainly a major commitment financially for our family. I think the only way you can fully understand whether it's worth the investment for your family is to go through the admissions process. Start with visits to narrow down the schools you actually want to apply to. Consider general academic philosophy, commute, K-8 vs. K-12, facilities etc.

It's time consuming and costs a bit in application costs but it will give you insight. Apply to schools where you can really see yourself enrolling, ask lots of questions (to current parents and the school), look into financial aid (you never know unless you ask) and then make an informed decision about any acceptances. If you decide not to pursue private, you can always reassess at various times in your kids life.

In my experience, K-8's do offer a more thoughtful/robust middle school experience than K-12. There does tend to be spots in K-8's in 4th/5th grade if you want to enter before or during middle school and get their support to apply to high schools.
Anonymous
Post 09/17/2025 11:25     Subject: should we choose private or public

Spending $100K per year on tuition is insane at $300K HHI. How is this even an option? Are you also sitting on a trust fund that you left out of the original post? Your husband is saying he wants to spend $500K+ to ease the middle school application process. Ok moneybags.
Anonymous
Post 09/17/2025 11:05     Subject: should we choose private or public

Anonymous wrote:
Anonymous wrote:It depends where you live. If you live in DC it depends on your tolerance for exposing your kids to the violence in the public schools.
Going to private school is not about great college choices, it is about what environment you want your kid in every day.

This was not my child’s experience at JR.




?? Jackson Reed has had multiple police incidents and gun issues.
Anonymous
Post 09/17/2025 10:48     Subject: should we choose private or public

Anonymous wrote:The earlier you apply, the better. I wouldn’t chance the competitive middle and high school entries.


This if you decide on private. Also be aware tuition increases every year. It is a personal decision but earlier the better advice is spot on.
Anonymous
Post 09/17/2025 08:41     Subject: should we choose private or public

Private is great because the schools truly do have different personalities and you can find the right fit for your kid (if they get in and you're being ultra thoughtful about their needs and yours.) Their teachers will have more time with them and know them better and they will get lots more specials. That said, is that your HHI after your expenses? Because do not sacrifice your retirement, etc on private school. And you can use that 100k for supplementation to public school. There's only a few private schools with large endowments for financial aid. You can apply and see what you get but the process is a lot of work. We did public with one kid up til 4th and there's a big difference between private and public but we did wait until it became a comfortable expense for us. Remember, there's a ton of value in things like travel as a family, going out to events (sporting,.plays, etc). Don't sacrifice your ability to do that. That, and money stress is the biggest factor in a marriage!
Anonymous
Post 09/16/2025 17:32     Subject: should we choose private or public

Honestly, OP, not worth it esp at your income, unless your local public school is pretty bad (even then, I'd just move to a better school district instead of going private.) Private often does not mean better. Our kids found it too insular and lacking in genuine community, and I wish we hadn't gone that route.
Anonymous
Post 09/16/2025 13:48     Subject: should we choose private or public

Anonymous wrote:It depends where you live. If you live in DC it depends on your tolerance for exposing your kids to the violence in the public schools.
Going to private school is not about great college choices, it is about what environment you want your kid in every day.

This was not my child’s experience at JR.
Anonymous
Post 09/16/2025 13:31     Subject: should we choose private or public

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:We moved to get a more pleasant neighborhood and the "best" public schools. In our case, it was also a better commute. The real estate was blindingly expensive, but at least we still have it, whereas private school tuition is consumable money - you don't get it back.

Financially, it was the best decision we could have made. Educationally, it was too, because it turns out one of our kids has special needs and his needs were well served in those schools. We looked at private schools, for special needs, and regular ones, and we realized we'd need to spend extra on extra-curriculars and therapies anyway, so why not just go to a reputable public? And our kid without special needs is gifted and has taken advantage of all the public's advanced tracks, which are better than any private - except for English is the Achilles' heel of public. But you couldn't ask for a better math and science education anywhere.

When you say that college is covered, is it really? In-state colleges are 30-40K, and private universities are 90K a year, total cost of attendance. If your kids are young, it will get even more expensive than that.


But math and science are the easiest to supplement. And science isn’t taught in most public schools until late elementary to middle school. I think reading, writing, and content knowledge or key in the early years.


PP you replied to. I disagree. My kids are 20 and 15. I'm a scientist. I can assure you that no topic is easier or harder to supplement than others.

No primary program is going to be good enough if you are a parent with high expectations, whether it's public or private. The reason is that schools need to teach to the lowest common denominator in the early grades, because reading and counting is so important to all future instruction. So what happens? Wealthy and educated parents make sure their kids are prepared, outside of school. I put my kids in Montessori preschool, where they learned to read in K. Then they went to the great local public in my wealthy neighborhood, where most of the class already knew how to read in first grade. Because parents care and have the means to get their kids ready. But the curriculum isn't what makes schools good in those early years. It's entirely parent-driven. So please understand that if you want your kid to excel in primary school, YOU need to teach your kids. The schools will have lower expectations.

Socio-economics influence the school environment. If you're in a struggling neighborhood, the local public will be focused on feeding the kids and making sure they have winter clothes when it gets cold. The level in class won't be great, but the school will be flagged for additional funding, so the kids will have a lot of attention. Nice. If you're in a middling neighborhood, you get slightly fewer socio-economic problems and no extra funding. The families are working full time and don't have extra money or time to do much about their kids' education, unless they're hyper-dedicated. If you're in a wealthy neighborhood, the class level is higher, because parents make sure their kids are on or above grade level and many families have one stay at home parent who deals with these things.

At the secondary level, curriculum starts to matter, because there are more advanced options at the better schools. In our public school system, I can tell by the number of AP courses consistently offered at the top publics vs. the others (the websites all claim they offer all the APs, but it practice they do not). It trickles down to middle school, especially for the differentiated math and world language tracks. And again, this is parent-driven. Each school responds to demand. If there's only a handful of kids who sign up for AP Physics C, the school cannot justify hiring a teacher for that and reserving a classroom. If they know that 30 kids are interested, then they can hire someone and prep a room. There are significant differences in the number of options at the high school level and they mostly depend on the socio-economic level of each neighborhood.

Same for private schools. Only the very top privates can afford good STEM labs, expensive experiments, and attract enough advanced students to offer higher-level humanities and math. Otherwise they'd be bleeding money.

This is how schools operate. Once you understand this, you can find ways to make it work with whatever finances you have. For some people, it means living in the not-great neighborhood, going to the not-great public school, and sitting down with the kid every evening to tutor them so they make the most of whatever options they have, and scrounge money for some SAT test prep. I know some low-income immigrant families who place a great premium on education who have done this, so... it can be done. You just have to want it badly enough.

But in my opinion, paying 100K for a not-great private is hardly ever justified. The cost/benefit ratio isn't there. And I'm rich








Just very curious about how you define “wealthy neighborhood” and “rich”. Like can you give a number for both? People’s definition about these may vary.
Anonymous
Post 09/16/2025 13:15     Subject: should we choose private or public

Anonymous wrote:
Anonymous wrote:We moved to get a more pleasant neighborhood and the "best" public schools. In our case, it was also a better commute. The real estate was blindingly expensive, but at least we still have it, whereas private school tuition is consumable money - you don't get it back.

Financially, it was the best decision we could have made. Educationally, it was too, because it turns out one of our kids has special needs and his needs were well served in those schools. We looked at private schools, for special needs, and regular ones, and we realized we'd need to spend extra on extra-curriculars and therapies anyway, so why not just go to a reputable public? And our kid without special needs is gifted and has taken advantage of all the public's advanced tracks, which are better than any private - except for English is the Achilles' heel of public. But you couldn't ask for a better math and science education anywhere.

When you say that college is covered, is it really? In-state colleges are 30-40K, and private universities are 90K a year, total cost of attendance. If your kids are young, it will get even more expensive than that.


But math and science are the easiest to supplement. And science isn’t taught in most public schools until late elementary to middle school. I think reading, writing, and content knowledge or key in the early years.


PP you replied to. I disagree. My kids are 20 and 15. I'm a scientist. I can assure you that no topic is easier or harder to supplement than others.

No primary program is going to be good enough if you are a parent with high expectations, whether it's public or private. The reason is that schools need to teach to the lowest common denominator in the early grades, because reading and counting is so important to all future instruction. So what happens? Wealthy and educated parents make sure their kids are prepared, outside of school. I put my kids in Montessori preschool, where they learned to read in K. Then they went to the great local public in my wealthy neighborhood, where most of the class already knew how to read in first grade. Because parents care and have the means to get their kids ready. But the curriculum isn't what makes schools good in those early years. It's entirely parent-driven. So please understand that if you want your kid to excel in primary school, YOU need to teach your kids. The schools will have lower expectations.

Socio-economics influence the school environment. If you're in a struggling neighborhood, the local public will be focused on feeding the kids and making sure they have winter clothes when it gets cold. The level in class won't be great, but the school will be flagged for additional funding, so the kids will have a lot of attention. Nice. If you're in a middling neighborhood, you get slightly fewer socio-economic problems and no extra funding. The families are working full time and don't have extra money or time to do much about their kids' education, unless they're hyper-dedicated. If you're in a wealthy neighborhood, the class level is higher, because parents make sure their kids are on or above grade level and many families have one stay at home parent who deals with these things.

At the secondary level, curriculum starts to matter, because there are more advanced options at the better schools. In our public school system, I can tell by the number of AP courses consistently offered at the top publics vs. the others (the websites all claim they offer all the APs, but it practice they do not). It trickles down to middle school, especially for the differentiated math and world language tracks. And again, this is parent-driven. Each school responds to demand. If there's only a handful of kids who sign up for AP Physics C, the school cannot justify hiring a teacher for that and reserving a classroom. If they know that 30 kids are interested, then they can hire someone and prep a room. There are significant differences in the number of options at the high school level and they mostly depend on the socio-economic level of each neighborhood.

Same for private schools. Only the very top privates can afford good STEM labs, expensive experiments, and attract enough advanced students to offer higher-level humanities and math. Otherwise they'd be bleeding money.

This is how schools operate. Once you understand this, you can find ways to make it work with whatever finances you have. For some people, it means living in the not-great neighborhood, going to the not-great public school, and sitting down with the kid every evening to tutor them so they make the most of whatever options they have, and scrounge money for some SAT test prep. I know some low-income immigrant families who place a great premium on education who have done this, so... it can be done. You just have to want it badly enough.

But in my opinion, paying 100K for a not-great private is hardly ever justified. The cost/benefit ratio isn't there. And I'm rich






Anonymous
Post 09/16/2025 12:52     Subject: Re:should we choose private or public

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I don’t think you need to spend 20k per kid per year if you’re already spending on private school tuition. That doesn’t make sense at your HHI.


If they don't, they will feel poor because the other kids will have horse back riding and other pursuits. My daughter is in public and where she rides, nearly all the kids come from private schools.




Yeah. You could have picked a less expensive activity.


Oh, we don't have a problem with that.

But I'm telling OP that if she's in a private, she might find herself feeling poor if she's not able to have a similar lifestyle than the average private school family. It also depends on the private, but as others have pointed out, there's really no benefit to enrolling in a cheaper private - they're not going to be good.

I live in a wealthy neighborhood. A lot of the 300K families just put their kids in the local public, which has a good reputation. That way they can live comfortably, instead of feeling cash-strapped. The wealth in top privates is something else. You do NOT want to be the full-pay family who struggles.


How would you know what the average private school family does, if your daughter attends public? It depends on the school, too.
Anonymous
Post 09/16/2025 12:49     Subject: Re:should we choose private or public

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I don’t think you need to spend 20k per kid per year if you’re already spending on private school tuition. That doesn’t make sense at your HHI.


If they don't, they will feel poor because the other kids will have horse back riding and other pursuits. My daughter is in public and where she rides, nearly all the kids come from private schools.




Yeah. You could have picked a less expensive activity.


Oh, we don't have a problem with that.

But I'm telling OP that if she's in a private, she might find herself feeling poor if she's not able to have a similar lifestyle than the average private school family. It also depends on the private, but as others have pointed out, there's really no benefit to enrolling in a cheaper private - they're not going to be good.

I live in a wealthy neighborhood. A lot of the 300K families just put their kids in the local public, which has a good reputation. That way they can live comfortably, instead of feeling cash-strapped. The wealth in top privates is something else. You do NOT want to be the full-pay family who struggles.
Anonymous
Post 09/16/2025 12:46     Subject: should we choose private or public

Anonymous wrote:We moved to get a more pleasant neighborhood and the "best" public schools. In our case, it was also a better commute. The real estate was blindingly expensive, but at least we still have it, whereas private school tuition is consumable money - you don't get it back.

Financially, it was the best decision we could have made. Educationally, it was too, because it turns out one of our kids has special needs and his needs were well served in those schools. We looked at private schools, for special needs, and regular ones, and we realized we'd need to spend extra on extra-curriculars and therapies anyway, so why not just go to a reputable public? And our kid without special needs is gifted and has taken advantage of all the public's advanced tracks, which are better than any private - except for English is the Achilles' heel of public. But you couldn't ask for a better math and science education anywhere.

When you say that college is covered, is it really? In-state colleges are 30-40K, and private universities are 90K a year, total cost of attendance. If your kids are young, it will get even more expensive than that.


But math and science are the easiest to supplement. And science isn’t taught in most public schools until late elementary to middle school. I think reading, writing, and content knowledge or key in the early years.
Anonymous
Post 09/16/2025 12:45     Subject: Re:should we choose private or public

Look at student body and families and look at the teachers and curriculum. Pay attention to teacher turnover and admin’s views and policies rather than just test scores. Those are the factors that go into what makes a school great (or not so great).
Anonymous
Post 09/16/2025 12:43     Subject: should we choose private or public

Anonymous wrote:Unless you manage to get your kids in a top private school, I think it's money down the drain. A good public is going to give your kids a better education. So the question is: is your public good enough? Is there a better public school cluster that has a reasonable commute?


Not necessarily. I’m one of the few who has seen both from many angles. Attended private and public in different geographic areas. Taught at private and public in DMV and elsewhere. Currently have kids in private (switched from “great” public rated “10/10 GS). Our middling private school far outstrips out “top ranked,” “can’t go wrong with” public.