Anonymous wrote:Wait, don’t FSA funds get taken out of each paycheck? Don’t don’t you only need to spend what’s accrued from the year to date paychecks? Otherwise you’d have to pay it back. Unless your employer handles it differently.

Nope. You have it all to spend on 1 Jan. If you don't contribute enough during the year, that's on the employer/FSA admin to figure out.

ozempic? therapeutic ketamine? something prescription that insurance doesn’t cover

Just adding to the list:
One of those scales that also looks at fat density, etc.
a bone density scan (if you are too young to get with insurance…makes a good baseline)

For some of these do you need to get medical letter of necessity from a doctor? Like the full body scan, mole removal etc.

Anonymous wrote:Same here, but I only have $1,800. I’ve already bought prescription glasses, gone to the dentist and refilled prescriptions.

Next I’ll be on to a huge OTC meds shop.

It’s a bizarre system.

It's so bizarre but it's better than the opposite where under circumstances people lose their OWN money at the end of the year.

https://fsastore.com/surprisingly-eligible

this is where i got some of my ideas for you, had to dig up the link

Periodontal? One of those full body scans.

Gym membership.

Biomat. PEMPF machine, radio frequency skin care or microcurrent. Bulk prepay appointments for facials and massage (medspa). Concierge care payment. New mattress.

Anonymous wrote:Will you definitely be unemployed or is there a chance you'll be brought back on?

Fwiw, you should be able use the funds through COBRA coverage so that should give you a bit more time to use it (although you can't use fsa to pay the premium).

You would only be offered COBRA on FSA if you have put more into the account than used at time of termination.

My fsa let me get reimbursed for an aeron chair (back issues)

Anonymous wrote:Gather up all the doctors bills and submit it

This. Get refunds for anything you’ve already paid

The FSA store has bundles that are pretty fun and frankly, seem designed for this: https://fsastore.com/search?nbt=nb%3Aadwords%3Ag%3A22118625544%3A178557655812%3A728679345582&nb_adtype=pla&nb_kwd=&nb_ti=pla-297546631617&nb_mi=7491750&nb_pc=online&nb_pi=10789b&nb_ppi=297546631617&nb_placement=&nb_li_ms=&nb_lp_ms=&nb_fii=&nb_ap=&nb_mt=&utm_source=google&utm_medium=cpc&utm_campaign=Shopping_Google_FSA_Catchall&utm_content=728679345582&utm_term=10789b&gad_source=1&gbraid=0AAAAADxBF1zyjZsS2DPJckfTXYXU9gDcJ&gclid=Cj0KCQiAqL28BhCrARIsACYJvkcPgvW2I5BUNvtty37m_N3YLr6g7kRyR3BJqbuye4BDEfxHyFwLoGkaAswYEALw_wcB&q=bundle

The initial ones are boring but the skin care, self care, etc... are fun.

But if you have ANYTHING you want to do or pre-pay, look into it now. Invisalign, mole removal, etc...

Eye glasses/contact lenses.

Medical massages and dermatology treatments.

Go wild on lab work at Labcorp.

Restock shampoo, toothpaste, first aid kits, OTC meds, etc. including for travel.

Feminine hygiene products.

At home pulse ox reader.

Mouth guards if you have a kid who plays sports.

Sunscreen.

Accupressure mat.

23 and Me test.

Heating pad.

Massage gun.

Same here, but I only have $1,800. I’ve already bought prescription glasses, gone to the dentist and refilled prescriptions.

Next I’ll be on to a huge OTC meds shop.

It’s a bizarre system.