My mom actually started a business doing this like 20 years ago (in another part of the country). Many of her clients were older people who found the process of filing (and following up on, and appealing) claims overwhelming and stressful.

Not sure if anyone is still looking at this, but I was hoping to get similar answers. I did NOT expect for the judgement and solutions that do not fit the question.

Glad that it takes you a few minutes. Glad that you just have to file in this order bla bla.

I’m not sure why people chose to respond to this forum with unhelpful and judgey comments.

Anonymous wrote:I agree. Maybe they wouldn’t be so quick to deny claims and make the process extremely difficult for people.
Insurance companies count on patients not receiving all of the benefits they’re owed in my opinion.

It’s not just your opinion. It is documented that insurance companies instruct their low level claims people to deny most initial claims, regardless of substance, with the expectation that a huge percentage of people won’t bother appealing. That is their business model.

Use a HMO like Kaiser. No paperwork.