Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

My kids' friends have a beach house. Its not right that those kids get to go there on school breaks FOR FREE and my kids are stuck at home doing nothing. /s

And there are tons more kids who have it much worse than your kids stuck at home. Let's just say that any college is out of reach for them.

our economy depends on having labor not dependent upon a college degree. not everyone can or should go to college. people don't want to acknowledge that, but it's true. now there are millions of people who did get to go to college and earn their degrees (which lenders can't "repossess") but they want taxpayers to take on that burden and pay the tab? So others who either paid their own way or chose not to go to college are supposed to take on that debt? Nope. I'm a Dem, but based on Biden's performance thus far together with the whininess of people advocating for government giveaway policies like this, I would count on the house going to the GOP next year and then all this talk about loan forgiveness will be even further removed from reality.

Our economy unfortunately depends on exploitative minimum wage labor.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

My kids' friends have a beach house. Its not right that those kids get to go there on school breaks FOR FREE and my kids are stuck at home doing nothing. /s

And there are tons more kids who have it much worse than your kids stuck at home. Let's just say that any college is out of reach for them.

our economy depends on having labor not dependent upon a college degree. not everyone can or should go to college. people don't want to acknowledge that, but it's true. now there are millions of people who did get to go to college and earn their degrees (which lenders can't "repossess") but they want taxpayers to take on that burden and pay the tab? So others who either paid their own way or chose not to go to college are supposed to take on that debt? Nope. I'm a Dem, but based on Biden's performance thus far together with the whininess of people advocating for government giveaway policies like this, I would count on the house going to the GOP next year and then all this talk about loan forgiveness will be even further removed from reality.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

My kids' friends have a beach house. Its not right that those kids get to go there on school breaks FOR FREE and my kids are stuck at home doing nothing. /s

And there are tons more kids who have it much worse than your kids stuck at home. Let's just say that any college is out of reach for them.

our economy depends on having labor not dependent upon a college degree. not everyone can or should go to college. people don't want to acknowledge that, but it's true. now there are millions of people who did get to go to college and earn their degrees (which lenders can't "repossess") but they want taxpayers to take on that burden and pay the tab? So others who either paid their own way or chose not to go to college are supposed to take on that debt? Nope. I'm a Dem, but based on Biden's performance thus far together with the whininess of people advocating for government giveaway policies like this, I would count on the house going to the GOP next year and then all this talk about loan forgiveness will be even further removed from reality.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

My kids' friends have a beach house. Its not right that those kids get to go there on school breaks FOR FREE and my kids are stuck at home doing nothing. /s

And there are tons more kids who have it much worse than your kids stuck at home. Let's just say that any college is out of reach for them.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

My kids' friends have a beach house. Its not right that those kids get to go there on school breaks FOR FREE and my kids are stuck at home doing nothing. /s

And there are tons more kids who have it much worse than your kids stuck at home. Let's just say that any college is out of reach for them.

Anonymous wrote:

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

My kids' friends have a beach house. Its not right that those kids get to go there on school breaks FOR FREE and my kids are stuck at home doing nothing. /s

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

Anonymous wrote:It is not right that some kids get to go to a 4 year school and live on-campus with now loans like a spoiled rotten brat while other kids have to commute living at home and pay their own tuition on a monthly payment plan.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Maybe people should have to take IQ tests before being allowed to sign contracts. Because it seems like "I was too dumb to understand what I signed" is trying to be passed off as a valid excuse for defaulting.

The parents are the ones doing the defaulting. Parents enter into ''agreements'' with their kids for Parent Plus Loans that even though it technically belongs to both the parent and the kid, the kid is usually the one expected to pay.

Maybe, I don't know, schools shouldn't have a COA that is the yearly equivalent of the yearly median income in some municipalities.

Maybe people should stop matriculating to these schools, and they would lower their fees. Why should they when they have more students than they can take? No one is making you go!

Employers of the most desirable jobs (WFH desk jobs) indeed require degrees.

Well, if you don't agree with the tuition they charge, I guess you should choose a non-degree job. Stop acting like a college education is an entitlement. Its not!

I went to college long ago, when you could pay tuition with a summer job. And I don’t think college pricing should be set up like customers choosing a car because a teenager has no control over the economic standing of their family. You’ve basically admitted that you think universities should care about how much money you parents have rather than how good of a student you are.

Correct. I don't believe college is an entitlement and that everyone should get to go regardless of cost or financial situation. You should not be able to borrow money that you can't pay back.

Hooray for a feudal system!

It wouldn't need to be this way if people would just pay back their loans. But if you are going to beg for loan forgivness en masse, then yes we have to start scrutinizing who qualifies for loans and who goes to college. Don't like it? Then tell everyone to pay their own debts and stop expecting a government handout.

Again I paid mine so don’t say “you.” I don’t think loans should be involved, I think tuition should be way, way lower.

I agree with the bolded. My biggest question with loan forgiveness is really just whether it addresses this and if not, let’s address this, the cause.

Tuition is high because anyone can get a loan.

No, tuition is high because states stopped funding their universities.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Maybe people should have to take IQ tests before being allowed to sign contracts. Because it seems like "I was too dumb to understand what I signed" is trying to be passed off as a valid excuse for defaulting.

The parents are the ones doing the defaulting. Parents enter into ''agreements'' with their kids for Parent Plus Loans that even though it technically belongs to both the parent and the kid, the kid is usually the one expected to pay.

Maybe, I don't know, schools shouldn't have a COA that is the yearly equivalent of the yearly median income in some municipalities.

Maybe people should stop matriculating to these schools, and they would lower their fees. Why should they when they have more students than they can take? No one is making you go!

Employers of the most desirable jobs (WFH desk jobs) indeed require degrees.

Well, if you don't agree with the tuition they charge, I guess you should choose a non-degree job. Stop acting like a college education is an entitlement. Its not!

I went to college long ago, when you could pay tuition with a summer job. And I don’t think college pricing should be set up like customers choosing a car because a teenager has no control over the economic standing of their family. You’ve basically admitted that you think universities should care about how much money you parents have rather than how good of a student you are.

Correct. I don't believe college is an entitlement and that everyone should get to go regardless of cost or financial situation. You should not be able to borrow money that you can't pay back.

Hooray for a feudal system!

It wouldn't need to be this way if people would just pay back their loans. But if you are going to beg for loan forgivness en masse, then yes we have to start scrutinizing who qualifies for loans and who goes to college. Don't like it? Then tell everyone to pay their own debts and stop expecting a government handout.

Again I paid mine so don’t say “you.” I don’t think loans should be involved, I think tuition should be way, way lower.

I agree with the bolded. My biggest question with loan forgiveness is really just whether it addresses this and if not, let’s address this, the cause.

Tuition is high because anyone can get a loan.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If it isn’t good enough for your kid, why is it considered adequate for other kids.

My kid is a plumber, he made $230k last year. How much did you make at 24?

Anecdotes are cute.