Anonymous
Post 11/11/2021 07:36     Subject: Re:What is your net worth if you are 55 years of age
This page has a net worth percentile by age calculator for the United States. Enter age bracket and household net worth to compare a net worth and age to the overall distribution.

Net Worth by Age Calculator for the United States
https://dqydj.com/net-worth-by-age-calculator-united-states/
Anonymous
Post 11/11/2021 06:15     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:
Anonymous wrote:59 yo and spouse is 65 yo. Both feds. Spouse retired under the old system and took a survivor annuity, so nice pension. In addition one in college one in HS, and college fully funded. TSPs have a combined $3M+ as we both always maxed out as well as catch up. Invest accounts outside of retirement is another $3M plus a house fully paid off - in this sellers market could easily get $1M. Yes, I know this is good BUT we didn't spend (low cost/no vacations, ran our cars into the ground, no cable, etc) So now we are having a hard time trying to figure out how to spend. First world problems I know, but is causing a lot of stress.


Sad situation. Most of your “good days” are long gone. Need to balance life out a bit. Not good to hoard and sacrifice so much
for a future that may never materialize. I’ve seen many who plan but never get there, run into debilitating health conditions, or
one of the spouses dies prior to retirement.


+1. This is an example of why you need you live your best life now.
Anonymous
Post 11/11/2021 05:09     Subject: Re:What is your net worth if you are 55 years of age
55/51

120k HHI
2 M assorted retirement accounts
40k outside of retirement
300k home equity
No pension
College savings not included in net worth

Current annual spending around 75k



Anonymous
Post 11/11/2021 04:02     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:
Anonymous wrote:59 yo and spouse is 65 yo. Both feds. Spouse retired under the old system and took a survivor annuity, so nice pension. In addition one in college one in HS, and college fully funded. TSPs have a combined $3M+ as we both always maxed out as well as catch up. Invest accounts outside of retirement is another $3M plus a house fully paid off - in this sellers market could easily get $1M. Yes, I know this is good BUT we didn't spend (low cost/no vacations, ran our cars into the ground, no cable, etc) So now we are having a hard time trying to figure out how to spend. First world problems I know, but is causing a lot of stress.


So you guys are worth $10M. Sheesh government workers get paid so much more than us idiot private company ones. I have a PhD and we saved and saved and never spent but not pension and had expensive housing and didn’t get your $400HHI standard for two FEDs.


400K is not standard for 2 feds.
Anonymous
Post 11/11/2021 01:30     Subject: Re:What is your net worth if you are 55 years of age
I was searching for something and came across this old thread. I couldn’t stop reading late into the night. Wow. One of the few ones that didn’t get derailed by some idiot’s nonsense or political discussion.
Anonymous
Post 04/09/2021 20:29     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:55 year old widow with net worth of about 11 million.


I'm sorry for your loss.
Anonymous
Post 04/09/2021 01:03     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:
Anonymous wrote:We started making money pretty late. House worth 500K, and around 1.5mil in investments. We have money for college for kids. And then we have a pension that we can live on. Of course, pension disappears when we die. We will probably only be able to give this to our kids - paid college and grad school, a new car when starting job, $50K for wedding, $50K for down payment, some seed money for our grandkids.

I think you are doing great!! This sounds very comfortable especially with a pension and $1.5 million. That could easily double by the time you turn 65.


7 more years before spouse retires. I am SAHM. A house in a cheaper neighborhood allowed us to have some economic flexibility and thus a fairly nice life-style after 32 years of age. Before that we were living ok but with zero savings. Oh well. We knew we would be fairly comfortable but not DCUM rich when we decided that I would become a SAHM. Zero regrets.
Anonymous
Post 04/09/2021 00:52     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:59 yo and spouse is 65 yo. Both feds. Spouse retired under the old system and took a survivor annuity, so nice pension. In addition one in college one in HS, and college fully funded. TSPs have a combined $3M+ as we both always maxed out as well as catch up. Invest accounts outside of retirement is another $3M plus a house fully paid off - in this sellers market could easily get $1M. Yes, I know this is good BUT we didn't spend (low cost/no vacations, ran our cars into the ground, no cable, etc) So now we are having a hard time trying to figure out how to spend. First world problems I know, but is causing a lot of stress.


So you guys are worth $10M. Sheesh government workers get paid so much more than us idiot private company ones. I have a PhD and we saved and saved and never spent but not pension and had expensive housing and didn’t get your $400HHI standard for two FEDs.
Anonymous
Post 04/08/2021 15:34     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:God we are so far behind. I can’t read these threads. I’m 50, DH is 55, total net worth is just over $1M all in. I am the primary breadwinner making $300k now, so planning to save as much as possible the next 10 years to try to catch up.


Why is your NW so low relative to your income?
Anonymous
Post 04/07/2021 20:56     Subject: What is your net worth if you are 55 years of age
God we are so far behind. I can’t read these threads. I’m 50, DH is 55, total net worth is just over $1M all in. I am the primary breadwinner making $300k now, so planning to save as much as possible the next 10 years to try to catch up.
Anonymous
Post 04/07/2021 19:08     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:
Anonymous wrote:59 yo and spouse is 65 yo. Both feds. Spouse retired under the old system and took a survivor annuity, so nice pension. In addition one in college one in HS, and college fully funded. TSPs have a combined $3M+ as we both always maxed out as well as catch up. Invest accounts outside of retirement is another $3M plus a house fully paid off - in this sellers market could easily get $1M. Yes, I know this is good BUT we didn't spend (low cost/no vacations, ran our cars into the ground, no cable, etc) So now we are having a hard time trying to figure out how to spend. First world problems I know, but is causing a lot of stress.


Sad situation. Most of your “good days” are long gone. Need to balance life out a bit. Not good to hoard and sacrifice so much
for a future that may never materialize. I’ve seen many who plan but never get there, run into debilitating health conditions, or
one of the spouses dies prior to retirement.


You are disgusting mind your business
Anonymous
Post 04/07/2021 18:51     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:We started making money pretty late. House worth 500K, and around 1.5mil in investments. We have money for college for kids. And then we have a pension that we can live on. Of course, pension disappears when we die. We will probably only be able to give this to our kids - paid college and grad school, a new car when starting job, $50K for wedding, $50K for down payment, some seed money for our grandkids.

I think you are doing great!! This sounds very comfortable especially with a pension and $1.5 million. That could easily double by the time you turn 65.
Anonymous
Post 04/07/2021 18:32     Subject: What is your net worth if you are 55 years of age
Anonymous wrote:59 yo and spouse is 65 yo. Both feds. Spouse retired under the old system and took a survivor annuity, so nice pension. In addition one in college one in HS, and college fully funded. TSPs have a combined $3M+ as we both always maxed out as well as catch up. Invest accounts outside of retirement is another $3M plus a house fully paid off - in this sellers market could easily get $1M. Yes, I know this is good BUT we didn't spend (low cost/no vacations, ran our cars into the ground, no cable, etc) So now we are having a hard time trying to figure out how to spend. First world problems I know, but is causing a lot of stress.


Sad situation. Most of your “good days” are long gone. Need to balance life out a bit. Not good to hoard and sacrifice so much
for a future that may never materialize. I’ve seen many who plan but never get there, run into debilitating health conditions, or
one of the spouses dies prior to retirement.
Anonymous
Post 04/07/2021 17:45     Subject: What is your net worth if you are 55 years of age
55 year old widow with net worth of about 11 million.
Anonymous
Post 04/07/2021 17:25     Subject: What is your net worth if you are 55 years of age
We started making money pretty late. House worth 500K, and around 1.5mil in investments. We have money for college for kids. And then we have a pension that we can live on. Of course, pension disappears when we die. We will probably only be able to give this to our kids - paid college and grad school, a new car when starting job, $50K for wedding, $50K for down payment, some seed money for our grandkids.