yes, and there are indeed people who do not have the intelligence to work anything but minimum wage and then there are people like you who feel superior to those people by nothing more than afluke of DNA, but thinking everyone is in a position to save for retirement is indeed a show of privilege in the most asshole way.Anonymous wrote:Anonymous wrote:Your privilege is showing. Many if not most who have worked only minimum wage jobs have nothing in retirement.Anonymous wrote:Anonymous wrote:Consensus in the thread asking why grandparents no longer provide child care seems to be that grandparents don't owe their kids and grandkids squat. Okay, I can agree with that. But is the reverse true?
DH's parents live close enough to help with our daughter and his mother is a lifelong SAHM. She is only 59, but prefers to keep her schedule open to watch TV all day, travel a few times a year, and make gossipy phone calls. So, we pay for child care and it is really eating into our finances. I am fine with this. Our kid, our problem.
Here's the rub: DH's parents have zero in retirement savings. Social security and DH's Dad working until he dies is what they are banking on. I make a good amount of money (more than DH) and kill myself to earn it. DH's mother has started dropping hints lately about how nice it would be for us all to move in together one day. They don't have jack shit to contribute, so I know DH and I would be basically carrying them financially, with the bulk coming from me. That is what DH's mother is after.
Recently, she made a joke about living with us and I responded with a grin: "Paying for child care is eating through the money we'd have helped you with." She dropped the topic quickly. I don't think I owe her and FIL squat. She has spent her life as she pleases, staying home instead of building financial security by working, not giving a red cent to DH for college because thinks kids are responsible for their own education, and refusing to help with her grandkid because she would rather catch up on talk shows. Am I wrong? I think DH will go along with what I decide.
Does MIL live in a paid for house or are they paycheck to paycheck in an apt? Mortgage? I'm also older and I don't understand how they can have nothing for retirement. Did she ever work? Social security might only be 2500/month. Unless they move to a low cost of living area they will need somewhere to live. Is DH an only child?
If my grown kids had children I'd be willing to help as needed but not 7:30-6 daily with 2 weeks vacation annually.
Lady, the reason some people work only minimum wage jobs is not lack of privilege, it is lack of brains.
Anonymous wrote:Your privilege is showing. Many if not most who have worked only minimum wage jobs have nothing in retirement.Anonymous wrote:Anonymous wrote:Consensus in the thread asking why grandparents no longer provide child care seems to be that grandparents don't owe their kids and grandkids squat. Okay, I can agree with that. But is the reverse true?
DH's parents live close enough to help with our daughter and his mother is a lifelong SAHM. She is only 59, but prefers to keep her schedule open to watch TV all day, travel a few times a year, and make gossipy phone calls. So, we pay for child care and it is really eating into our finances. I am fine with this. Our kid, our problem.
Here's the rub: DH's parents have zero in retirement savings. Social security and DH's Dad working until he dies is what they are banking on. I make a good amount of money (more than DH) and kill myself to earn it. DH's mother has started dropping hints lately about how nice it would be for us all to move in together one day. They don't have jack shit to contribute, so I know DH and I would be basically carrying them financially, with the bulk coming from me. That is what DH's mother is after.
Recently, she made a joke about living with us and I responded with a grin: "Paying for child care is eating through the money we'd have helped you with." She dropped the topic quickly. I don't think I owe her and FIL squat. She has spent her life as she pleases, staying home instead of building financial security by working, not giving a red cent to DH for college because thinks kids are responsible for their own education, and refusing to help with her grandkid because she would rather catch up on talk shows. Am I wrong? I think DH will go along with what I decide.
Does MIL live in a paid for house or are they paycheck to paycheck in an apt? Mortgage? I'm also older and I don't understand how they can have nothing for retirement. Did she ever work? Social security might only be 2500/month. Unless they move to a low cost of living area they will need somewhere to live. Is DH an only child?
If my grown kids had children I'd be willing to help as needed but not 7:30-6 daily with 2 weeks vacation annually.
Anonymous wrote:Consensus in the thread asking why grandparents no longer provide child care seems to be that grandparents don't owe their kids and grandkids squat. Okay, I can agree with that. But is the reverse true?
DH's parents live close enough to help with our daughter and his mother is a lifelong SAHM. She is only 59, but prefers to keep her schedule open to watch TV all day, travel a few times a year, and make gossipy phone calls. So, we pay for child care and it is really eating into our finances. I am fine with this. Our kid, our problem.
Here's the rub: DH's parents have zero in retirement savings. Social security and DH's Dad working until he dies is what they are banking on. I make a good amount of money (more than DH) and kill myself to earn it. DH's mother has started dropping hints lately about how nice it would be for us all to move in together one day. They don't have jack shit to contribute, so I know DH and I would be basically carrying them financially, with the bulk coming from me. That is what DH's mother is after.
Recently, she made a joke about living with us and I responded with a grin: "Paying for child care is eating through the money we'd have helped you with." She dropped the topic quickly. I don't think I owe her and FIL squat. She has spent her life as she pleases, staying home instead of building financial security by working, not giving a red cent to DH for college because thinks kids are responsible for their own education, and refusing to help with her grandkid because she would rather catch up on talk shows. Am I wrong? I think DH will go along with what I decide.
Your privilege is showing. Many if not most who have worked only minimum wage jobs have nothing in retirement.Anonymous wrote:Anonymous wrote:Consensus in the thread asking why grandparents no longer provide child care seems to be that grandparents don't owe their kids and grandkids squat. Okay, I can agree with that. But is the reverse true?
DH's parents live close enough to help with our daughter and his mother is a lifelong SAHM. She is only 59, but prefers to keep her schedule open to watch TV all day, travel a few times a year, and make gossipy phone calls. So, we pay for child care and it is really eating into our finances. I am fine with this. Our kid, our problem.
Here's the rub: DH's parents have zero in retirement savings. Social security and DH's Dad working until he dies is what they are banking on. I make a good amount of money (more than DH) and kill myself to earn it. DH's mother has started dropping hints lately about how nice it would be for us all to move in together one day. They don't have jack shit to contribute, so I know DH and I would be basically carrying them financially, with the bulk coming from me. That is what DH's mother is after.
Recently, she made a joke about living with us and I responded with a grin: "Paying for child care is eating through the money we'd have helped you with." She dropped the topic quickly. I don't think I owe her and FIL squat. She has spent her life as she pleases, staying home instead of building financial security by working, not giving a red cent to DH for college because thinks kids are responsible for their own education, and refusing to help with her grandkid because she would rather catch up on talk shows. Am I wrong? I think DH will go along with what I decide.
Does MIL live in a paid for house or are they paycheck to paycheck in an apt? Mortgage? I'm also older and I don't understand how they can have nothing for retirement. Did she ever work? Social security might only be 2500/month. Unless they move to a low cost of living area they will need somewhere to live. Is DH an only child?
If my grown kids had children I'd be willing to help as needed but not 7:30-6 daily with 2 weeks vacation annually.
Anonymous wrote:Anonymous wrote:You owe them because they gave you your DH and DC. Yes, you need to find a way to take care of them if and when the time comes.
Unless there's some new infertility treatment I don't know about, I'm pretty sure grand parents don't give birth to their grand children.
Anonymous wrote:Consensus in the thread asking why grandparents no longer provide child care seems to be that grandparents don't owe their kids and grandkids squat. Okay, I can agree with that. But is the reverse true?
DH's parents live close enough to help with our daughter and his mother is a lifelong SAHM. She is only 59, but prefers to keep her schedule open to watch TV all day, travel a few times a year, and make gossipy phone calls. So, we pay for child care and it is really eating into our finances. I am fine with this. Our kid, our problem.
Here's the rub: DH's parents have zero in retirement savings. Social security and DH's Dad working until he dies is what they are banking on. I make a good amount of money (more than DH) and kill myself to earn it. DH's mother has started dropping hints lately about how nice it would be for us all to move in together one day. They don't have jack shit to contribute, so I know DH and I would be basically carrying them financially, with the bulk coming from me. That is what DH's mother is after.
Recently, she made a joke about living with us and I responded with a grin: "Paying for child care is eating through the money we'd have helped you with." She dropped the topic quickly. I don't think I owe her and FIL squat. She has spent her life as she pleases, staying home instead of building financial security by working, not giving a red cent to DH for college because thinks kids are responsible for their own education, and refusing to help with her grandkid because she would rather catch up on talk shows. Am I wrong? I think DH will go along with what I decide.
Anonymous wrote:Anonymous wrote:Anonymous wrote:OP, you keep posting the same story over and over again: I can recall at least 2 other topics involving finances and your DH/ILs (e.g., here http://www.dcurbanmom.com/jforum/posts/list/463723.page). You also tend to get angry pretty fast, which tells me you are not the easiest housemate. Given that, I highly doubt your MIL would move in with you before checking out all other available options.
Um, you do realize that Op's story is pretty common, right? It's even common across races.
My Indian in laws basically had kids as a get out of jail free in old age and didn't do much to take care of them. I (white chick) met DH in college and we paid his loans together - mostly on my salary.
In laws want to put us on the hook for their care because of culture, DH is oldest son, yada yada.
It sucks. I swear it's always the parents who didn't do a whole lot for their kids who are super entitled. Makes sense though. If they were responsible, they wouldn't need to lay the guilt on their kids for money.
Yeah, I married into an East Asian family, and it is a given with everyone that children are the parents' retirement plan, no matter what. Their homes are full of nasty old parents and in-laws who abused or abandoned them as kids, but the grown children have to let them live with them, have to pay for everything, have to cook, clean, drive them around, and do everything for them. It's a legacy of misery, because the elders had to put up with it, and they want their due now.
Anonymous wrote:Anonymous wrote:OP, you keep posting the same story over and over again: I can recall at least 2 other topics involving finances and your DH/ILs (e.g., here http://www.dcurbanmom.com/jforum/posts/list/463723.page). You also tend to get angry pretty fast, which tells me you are not the easiest housemate. Given that, I highly doubt your MIL would move in with you before checking out all other available options.
Um, you do realize that Op's story is pretty common, right? It's even common across races.
My Indian in laws basically had kids as a get out of jail free in old age and didn't do much to take care of them. I (white chick) met DH in college and we paid his loans together - mostly on my salary.
In laws want to put us on the hook for their care because of culture, DH is oldest son, yada yada.
It sucks. I swear it's always the parents who didn't do a whole lot for their kids who are super entitled. Makes sense though. If they were responsible, they wouldn't need to lay the guilt on their kids for money.