Anonymous wrote:Maybe people should have to take IQ tests before being allowed to sign contracts. Because it seems like "I was too dumb to understand what I signed" is trying to be passed off as a valid excuse for defaulting.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not support debt forgiveness. I’d be pissed.
Maybe we need to recognize that 100% college participation goal is not justified or appropriate. What college graduates are going to want to drive a bus, or pick strawberries, or work in a meat processing plant?

My point is that the people who drive the bus, pick the strawberries, and process meat are important too. We need to make things suck less for people who work manual jobs or in the service industry, or in the trades, instead of college being the only “way out” of a hard life.

Our system needs to stop incentivizing the production of white collar workers because we are not that special. I am one of them - a fed paper pusher of sorts. I am paid well. Of all of the white collar positions I have held, the thing I am doing now is the most meaningful. But a lot of white collar work does not provide as great a benefit to society as the salaries would suggest.

I paid off my undergrad loans. I could not afford grad school and had to work up the ladder to get where I am. I do not wish to subsidize those who pursued advanced degrees and got a leg up, when I had to work very hard to get where I am.

If someone doesn’t go to college, it should be because they didn’t want to go and/or because they were not meritorious enough. It should not be because they couldn’t afford to.

Sorry, it drives me insane the cop-out mentality of “not everyone should go to college” that you hear from wealthy white right-wing folks who have degrees themselves and sent their own kids to college full pay. When all of Tucker Carlson kids went to boarding school, Harvard, and UVa, your argument holds no water. Practice what you preach.

They're right.

Some of the biggest losers of the increasing emphasis on college degrees are working class blacks, so this isn't exactly a racial issue, no matter how much you want to turn it into one.

The more people go to college, the less valued a college degree is while simultaneously being more required for no reason. And demanding people take on debts for something that serves as an effective barrier to progress is hardly helpful.

I don’t think they should have to take debts on to do it; it should be highly funded via taxes. They got their cushy air-conditioned desk job that requires a degree and think *those* people’s kids should have to go be plumbers instead of having to compete for white collar jobs with them. They’re hypocrites who’d never send their own kids to trade school. You’ve been duped. Do you seriously think Tucker Swanson Carlson is a champion of the working class?

If you are insulting plumbers, and it sounds like you are, then you are part of the problem.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not support debt forgiveness. I’d be pissed.
Maybe we need to recognize that 100% college participation goal is not justified or appropriate. What college graduates are going to want to drive a bus, or pick strawberries, or work in a meat processing plant?

My point is that the people who drive the bus, pick the strawberries, and process meat are important too. We need to make things suck less for people who work manual jobs or in the service industry, or in the trades, instead of college being the only “way out” of a hard life.

Our system needs to stop incentivizing the production of white collar workers because we are not that special. I am one of them - a fed paper pusher of sorts. I am paid well. Of all of the white collar positions I have held, the thing I am doing now is the most meaningful. But a lot of white collar work does not provide as great a benefit to society as the salaries would suggest.

I paid off my undergrad loans. I could not afford grad school and had to work up the ladder to get where I am. I do not wish to subsidize those who pursued advanced degrees and got a leg up, when I had to work very hard to get where I am.

If someone doesn’t go to college, it should be because they didn’t want to go and/or because they were not meritorious enough. It should not be because they couldn’t afford to.

Sorry, it drives me insane the cop-out mentality of “not everyone should go to college” that you hear from wealthy white right-wing folks who have degrees themselves and sent their own kids to college full pay. When all of Tucker Carlson kids went to boarding school, Harvard, and UVa, your argument holds no water. Practice what you preach.

They're right.

Some of the biggest losers of the increasing emphasis on college degrees are working class blacks, so this isn't exactly a racial issue, no matter how much you want to turn it into one.

The more people go to college, the less valued a college degree is while simultaneously being more required for no reason. And demanding people take on debts for something that serves as an effective barrier to progress is hardly helpful.

I don’t think they should have to take debts on to do it; it should be highly funded via taxes. They got their cushy air-conditioned desk job that requires a degree and think *those* people’s kids should have to go be plumbers instead of having to compete for white collar jobs with them. They’re hypocrites who’d never send their own kids to trade school. You’ve been duped. Do you seriously think Tucker Swanson Carlson is a champion of the working class?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I am 100% against ANY forgiveness UNTIL we solve the issue going forward. There is absolutely no point in wiping the slate clean just to find ourselves back in the same exact spot in a few years. Its like paying off the credit card debt of someone but not cutting up their credit cards.

I personally think the government should stop back stopping the loans. The lenders should have to qualify borrowers based upon their own criteria and if the person doesn't qualify then they don't. They can improve their credit score and try again later, just like buying a house or a car. The reason we are in this situation is that lenders will give a loan to anyone because the federal government is insuring the loan. Hogwash.

Again, the loans that any student can get without a co-signer or credit check only go up to $27k total, spread over 4 years. Those aren’t really causing any issues.

Is the federal loan max for undergrad studies $27k or $31k?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I am 100% against ANY forgiveness UNTIL we solve the issue going forward. There is absolutely no point in wiping the slate clean just to find ourselves back in the same exact spot in a few years. Its like paying off the credit card debt of someone but not cutting up their credit cards.

I personally think the government should stop back stopping the loans. The lenders should have to qualify borrowers based upon their own criteria and if the person doesn't qualify then they don't. They can improve their credit score and try again later, just like buying a house or a car. The reason we are in this situation is that lenders will give a loan to anyone because the federal government is insuring the loan. Hogwash.

Again, the loans that any student can get without a co-signer or credit check only go up to $27k total, spread over 4 years. Those aren’t really causing any issues.

They let poor parents making poverty wages with no hope of repaying the loans co-sign the private loans.

And even $27k is way too much to borrow if you don’t graduate or pick a stupid major without good income potential.

Anonymous wrote:

Anonymous wrote:I am 100% against ANY forgiveness UNTIL we solve the issue going forward. There is absolutely no point in wiping the slate clean just to find ourselves back in the same exact spot in a few years. Its like paying off the credit card debt of someone but not cutting up their credit cards.

I personally think the government should stop back stopping the loans. The lenders should have to qualify borrowers based upon their own criteria and if the person doesn't qualify then they don't. They can improve their credit score and try again later, just like buying a house or a car. The reason we are in this situation is that lenders will give a loan to anyone because the federal government is insuring the loan. Hogwash.

Again, the loans that any student can get without a co-signer or credit check only go up to $27k total, spread over 4 years. Those aren’t really causing any issues.

Anonymous wrote:

Anonymous wrote:I am 100% against ANY forgiveness UNTIL we solve the issue going forward. There is absolutely no point in wiping the slate clean just to find ourselves back in the same exact spot in a few years. Its like paying off the credit card debt of someone but not cutting up their credit cards.

I personally think the government should stop back stopping the loans. The lenders should have to qualify borrowers based upon their own criteria and if the person doesn't qualify then they don't. They can improve their credit score and try again later, just like buying a house or a car. The reason we are in this situation is that lenders will give a loan to anyone because the federal government is insuring the loan. Hogwash.

Again, the loans that any student can get without a co-signer or credit check only go up to $27k total, spread over 4 years. Those aren’t really causing any issues.

Anonymous wrote:I am 100% against ANY forgiveness UNTIL we solve the issue going forward. There is absolutely no point in wiping the slate clean just to find ourselves back in the same exact spot in a few years. Its like paying off the credit card debt of someone but not cutting up their credit cards.

I personally think the government should stop back stopping the loans. The lenders should have to qualify borrowers based upon their own criteria and if the person doesn't qualify then they don't. They can improve their credit score and try again later, just like buying a house or a car. The reason we are in this situation is that lenders will give a loan to anyone because the federal government is insuring the loan. Hogwash.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not support debt forgiveness. I’d be pissed.
Maybe we need to recognize that 100% college participation goal is not justified or appropriate. What college graduates are going to want to drive a bus, or pick strawberries, or work in a meat processing plant?

My point is that the people who drive the bus, pick the strawberries, and process meat are important too. We need to make things suck less for people who work manual jobs or in the service industry, or in the trades, instead of college being the only “way out” of a hard life.

Our system needs to stop incentivizing the production of white collar workers because we are not that special. I am one of them - a fed paper pusher of sorts. I am paid well. Of all of the white collar positions I have held, the thing I am doing now is the most meaningful. But a lot of white collar work does not provide as great a benefit to society as the salaries would suggest.

I paid off my undergrad loans. I could not afford grad school and had to work up the ladder to get where I am. I do not wish to subsidize those who pursued advanced degrees and got a leg up, when I had to work very hard to get where I am.

If someone doesn’t go to college, it should be because they didn’t want to go and/or because they were not meritorious enough. It should not be because they couldn’t afford to.

Sorry, it drives me insane the cop-out mentality of “not everyone should go to college” that you hear from wealthy white right-wing folks who have degrees themselves and sent their own kids to college full pay. When all of Tucker Carlson kids went to boarding school, Harvard, and UVa, your argument holds no water. Practice what you preach.

They're right.

Some of the biggest losers of the increasing emphasis on college degrees are working class blacks, so this isn't exactly a racial issue, no matter how much you want to turn it into one.

The more people go to college, the less valued a college degree is while simultaneously being more required for no reason. And demanding people take on debts for something that serves as an effective barrier to progress is hardly helpful.

And all this goes back to Reagan and the loss of blue collar well-paid jobs.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not support debt forgiveness. I’d be pissed.
Maybe we need to recognize that 100% college participation goal is not justified or appropriate. What college graduates are going to want to drive a bus, or pick strawberries, or work in a meat processing plant?

My point is that the people who drive the bus, pick the strawberries, and process meat are important too. We need to make things suck less for people who work manual jobs or in the service industry, or in the trades, instead of college being the only “way out” of a hard life.

Our system needs to stop incentivizing the production of white collar workers because we are not that special. I am one of them - a fed paper pusher of sorts. I am paid well. Of all of the white collar positions I have held, the thing I am doing now is the most meaningful. But a lot of white collar work does not provide as great a benefit to society as the salaries would suggest.

I paid off my undergrad loans. I could not afford grad school and had to work up the ladder to get where I am. I do not wish to subsidize those who pursued advanced degrees and got a leg up, when I had to work very hard to get where I am.

If someone doesn’t go to college, it should be because they didn’t want to go and/or because they were not meritorious enough. It should not be because they couldn’t afford to.

Sorry, it drives me insane the cop-out mentality of “not everyone should go to college” that you hear from wealthy white right-wing folks who have degrees themselves and sent their own kids to college full pay. When all of Tucker Carlson kids went to boarding school, Harvard, and UVa, your argument holds no water. Practice what you preach.

They're right.

Some of the biggest losers of the increasing emphasis on college degrees are working class blacks, so this isn't exactly a racial issue, no matter how much you want to turn it into one.

The more people go to college, the less valued a college degree is while simultaneously being more required for no reason. And demanding people take on debts for something that serves as an effective barrier to progress is hardly helpful.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not support debt forgiveness. I’d be pissed.
Maybe we need to recognize that 100% college participation goal is not justified or appropriate. What college graduates are going to want to drive a bus, or pick strawberries, or work in a meat processing plant?

My point is that the people who drive the bus, pick the strawberries, and process meat are important too. We need to make things suck less for people who work manual jobs or in the service industry, or in the trades, instead of college being the only “way out” of a hard life.

Our system needs to stop incentivizing the production of white collar workers because we are not that special. I am one of them - a fed paper pusher of sorts. I am paid well. Of all of the white collar positions I have held, the thing I am doing now is the most meaningful. But a lot of white collar work does not provide as great a benefit to society as the salaries would suggest.

I paid off my undergrad loans. I could not afford grad school and had to work up the ladder to get where I am. I do not wish to subsidize those who pursued advanced degrees and got a leg up, when I had to work very hard to get where I am.

If someone doesn’t go to college, it should be because they didn’t want to go and/or because they were not meritorious enough. It should not be because they couldn’t afford to.

Sorry, it drives me insane the cop-out mentality of “not everyone should go to college” that you hear from wealthy white right-wing folks who have degrees themselves and sent their own kids to college full pay. When all of Tucker Carlson kids went to boarding school, Harvard, and UVa, your argument holds no water. Practice what you preach.

They're right.

Some of the biggest losers of the increasing emphasis on college degrees are working class blacks, so this isn't exactly a racial issue, no matter how much you want to turn it into one.

The more people go to college, the less valued a college degree is while simultaneously being more required for no reason. And demanding people take on debts for something that serves as an effective barrier to progress is hardly helpful.

I don’t think they should have to take debts on to do it; it should be highly funded via taxes. They got their cushy air-conditioned desk job that requires a degree and think *those* people’s kids should have to go be plumbers instead of having to compete for white collar jobs with them. They’re hypocrites who’d never send their own kids to trade school. You’ve been duped. Do you seriously think Tucker Swanson Carlson is a champion of the working class?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not support debt forgiveness. I’d be pissed.
Maybe we need to recognize that 100% college participation goal is not justified or appropriate. What college graduates are going to want to drive a bus, or pick strawberries, or work in a meat processing plant?

My point is that the people who drive the bus, pick the strawberries, and process meat are important too. We need to make things suck less for people who work manual jobs or in the service industry, or in the trades, instead of college being the only “way out” of a hard life.

Our system needs to stop incentivizing the production of white collar workers because we are not that special. I am one of them - a fed paper pusher of sorts. I am paid well. Of all of the white collar positions I have held, the thing I am doing now is the most meaningful. But a lot of white collar work does not provide as great a benefit to society as the salaries would suggest.

I paid off my undergrad loans. I could not afford grad school and had to work up the ladder to get where I am. I do not wish to subsidize those who pursued advanced degrees and got a leg up, when I had to work very hard to get where I am.

If someone doesn’t go to college, it should be because they didn’t want to go and/or because they were not meritorious enough. It should not be because they couldn’t afford to.

Sorry, it drives me insane the cop-out mentality of “not everyone should go to college” that you hear from wealthy white right-wing folks who have degrees themselves and sent their own kids to college full pay. When all of Tucker Carlson kids went to boarding school, Harvard, and UVa, your argument holds no water. Practice what you preach.

They're right.

Some of the biggest losers of the increasing emphasis on college degrees are working class blacks, so this isn't exactly a racial issue, no matter how much you want to turn it into one.

The more people go to college, the less valued a college degree is while simultaneously being more required for no reason. And demanding people take on debts for something that serves as an effective barrier to progress is hardly helpful.