Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everybody uses withdrawal slips. But I wonder if they thought he was being impersonated?

Usually withdrawal slips are not used for such high amounts. You request to speak to the bank manager about the account and go to a private office.

I've worked with corporations in accounting and banks like WF/BOA actually have private business offices where they take high profile clients. These are unidentified SEPARATE facilities from the public walk-in-from-the-street banks that you see publicly identified. Unfortunately if you've never worked in the situation (as a low level financial peon sent to get cash) or come from a wealthy background, you wouldn't know about that either.

Agree, but even so, anyone can walk in and request to go to a private office. Even if you do not know the procedure. I'm just a regular nobody and I've done it a few times.

So, “if you do not know the procedure” how would you even know that such a procedure is even possible? In order to ask for something, it would help to know that it’s there.

The teller —or whoever she consulted — had his account information and had or could have asked for his ID. At any point, someone from the bank could have said that for a sizable withdrawal or for the privacy that he might prefer, a manager can handle this in an office. And they could have introduced him to the manager and taken him to that office.
It’s wild how so many people are working very hard to twist this so that it’s somehow Mr Coogler’s fault that multiple people who should have been working on Mr. Coogler’s behalf screwed up royally.

To answer all the people that are saying “how would he even know these unwritten rules?” Trust me, he has been told them. We are very high net worth clients of banks. They want as much of your money as possible. So they call you frequently (it’s annoying) trying to get you into their various financial products, offer you services Joe Shmoe doesn’t get so you keep your million plus there. You have your own point of contact within the bank. If you are high net worth, you aren’t treated the same as someone who has got thousands in their account.

Why — exactly — should we trust that an anonymous rich person posting on DCUM knows exactly what absolutely every “high net worth” person has been told at some point? How are you SO certain that these “rules” work at every branch of every bank in some standardized way for everyone — even for wealthy Black guys in hoodies? Why is your experience so much more valid than the posts of others in this thread who have had very different experiences? And why, if banks are so wonderfully thorough at making sure that all “high net worth people” know this —and have their own point of contact within the bank” — do they not bother to make sure that EVERY teller has the training to know this as well?

I’m eager to learn more about this! Bonus points if you have experiences as a Black man in America — that will allow us to more easily compare your own personal “high net worth” experiences with Mr. Coogler’s.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everybody uses withdrawal slips. But I wonder if they thought he was being impersonated?

Usually withdrawal slips are not used for such high amounts. You request to speak to the bank manager about the account and go to a private office.

I've worked with corporations in accounting and banks like WF/BOA actually have private business offices where they take high profile clients. These are unidentified SEPARATE facilities from the public walk-in-from-the-street banks that you see publicly identified. Unfortunately if you've never worked in the situation (as a low level financial peon sent to get cash) or come from a wealthy background, you wouldn't know about that either.

Agree, but even so, anyone can walk in and request to go to a private office. Even if you do not know the procedure. I'm just a regular nobody and I've done it a few times.

So, “if you do not know the procedure” how would you even know that such a procedure is even possible? In order to ask for something, it would help to know that it’s there.

The teller —or whoever she consulted — had his account information and had or could have asked for his ID. At any point, someone from the bank could have said that for a sizable withdrawal or for the privacy that he might prefer, a manager can handle this in an office. And they could have introduced him to the manager and taken him to that office.
It’s wild how so many people are working very hard to twist this so that it’s somehow Mr Coogler’s fault that multiple people who should have been working on Mr. Coogler’s behalf screwed up royally.

To answer all the people that are saying “how would he even know these unwritten rules?” Trust me, he has been told them. We are very high net worth clients of banks. They want as much of your money as possible. So they call you frequently (it’s annoying) trying to get you into their various financial products, offer you services Joe Shmoe doesn’t get so you keep your million plus there. You have your own point of contact within the bank. If you are high net worth, you aren’t treated the same as someone who has got thousands in their account.

In the video you can clearly hear him say that he has conducted business like this before and it's never been a problem.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everybody uses withdrawal slips. But I wonder if they thought he was being impersonated?

Usually withdrawal slips are not used for such high amounts. You request to speak to the bank manager about the account and go to a private office.

I've worked with corporations in accounting and banks like WF/BOA actually have private business offices where they take high profile clients. These are unidentified SEPARATE facilities from the public walk-in-from-the-street banks that you see publicly identified. Unfortunately if you've never worked in the situation (as a low level financial peon sent to get cash) or come from a wealthy background, you wouldn't know about that either.

Agree, but even so, anyone can walk in and request to go to a private office. Even if you do not know the procedure. I'm just a regular nobody and I've done it a few times.

So, “if you do not know the procedure” how would you even know that such a procedure is even possible? In order to ask for something, it would help to know that it’s there.

The teller —or whoever she consulted — had his account information and had or could have asked for his ID. At any point, someone from the bank could have said that for a sizable withdrawal or for the privacy that he might prefer, a manager can handle this in an office. And they could have introduced him to the manager and taken him to that office.
It’s wild how so many people are working very hard to twist this so that it’s somehow Mr Coogler’s fault that multiple people who should have been working on Mr. Coogler’s behalf screwed up royally.

To answer all the people that are saying “how would he even know these unwritten rules?” Trust me, he has been told them. We are very high net worth clients of banks. They want as much of your money as possible. So they call you frequently (it’s annoying) trying to get you into their various financial products, offer you services Joe Shmoe doesn’t get so you keep your million plus there. You have your own point of contact within the bank. If you are high net worth, you aren’t treated the same as someone who has got thousands in their account.

He was in Atlanta. Not California. No in the area of his home bank, so he may not have been thinking that this smaller location offered the same services.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everybody uses withdrawal slips. But I wonder if they thought he was being impersonated?

Usually withdrawal slips are not used for such high amounts. You request to speak to the bank manager about the account and go to a private office.

I've worked with corporations in accounting and banks like WF/BOA actually have private business offices where they take high profile clients. These are unidentified SEPARATE facilities from the public walk-in-from-the-street banks that you see publicly identified. Unfortunately if you've never worked in the situation (as a low level financial peon sent to get cash) or come from a wealthy background, you wouldn't know about that either.

Agree, but even so, anyone can walk in and request to go to a private office. Even if you do not know the procedure. I'm just a regular nobody and I've done it a few times.

So, “if you do not know the procedure” how would you even know that such a procedure is even possible? In order to ask for something, it would help to know that it’s there.

The teller —or whoever she consulted — had his account information and had or could have asked for his ID. At any point, someone from the bank could have said that for a sizable withdrawal or for the privacy that he might prefer, a manager can handle this in an office. And they could have introduced him to the manager and taken him to that office.
It’s wild how so many people are working very hard to twist this so that it’s somehow Mr Coogler’s fault that multiple people who should have been working on Mr. Coogler’s behalf screwed up royally.

To answer all the people that are saying “how would he even know these unwritten rules?” Trust me, he has been told them. We are very high net worth clients of banks. They want as much of your money as possible. So they call you frequently (it’s annoying) trying to get you into their various financial products, offer you services Joe Shmoe doesn’t get so you keep your million plus there. You have your own point of contact within the bank. If you are high net worth, you aren’t treated the same as someone who has got thousands in their account.

Anonymous wrote:Mask, dark glasses, hat...while passing a hand written note for a large withdrawal to be discreetly counted elsewhere! LOL! Now what could go wrong with that scenario...poor dude left his thinking cap at home.

You mean the note, on the back of his deposit slip, with his own account number after giving his id to the teller to take money out of his own account? It sort of is the opposite of discreet if you have to verbally ask the person through masks worn in a pandemic no less to be discreet counting out your money!

It’s ridiculous that you have to assume at all times that people don’t how to do their jobs professionally and when things get escalated or messed up somehow it’s your fault. In the end, I think money talks. Until it becomes more expensive to do the wrong thing than the right thing, people will keep on.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Bank: This was 100% our fault.
Police: This was 100% the bank's fault.
Racists on DCUM: Of course it was his fault! Look at him, he's just got that at-fault look about him, I can't quite put my finger on it. I know I'm right, though!

Exactly! I am surprised at the number of racists on DCUM. Are you all from the DMV?

LOL So now anyone who doesn't agree is a racist? Oh please, of course BOA is going to apologize. Still what he did was beyond stupid.

Aren’t we all still in the middle of a pandemic. Please tell me how anything was strange except for his glasses which she could’ve asked him to remove.

Legally the bank can ask him to remove his glasses and mask to identify him, but it appears that didn’t happen.

The teller told 911 that she didn’t even look at the name on his ID. Looking at the picture and at his face to see if they match has a much greater degree of difficulty.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Bank: This was 100% our fault.
Police: This was 100% the bank's fault.
Racists on DCUM: Of course it was his fault! Look at him, he's just got that at-fault look about him, I can't quite put my finger on it. I know I'm right, though!

Exactly! I am surprised at the number of racists on DCUM. Are you all from the DMV?

LOL So now anyone who doesn't agree is a racist? Oh please, of course BOA is going to apologize. Still what he did was beyond stupid.

Aren’t we all still in the middle of a pandemic. Please tell me how anything was strange except for his glasses which she could’ve asked him to remove.

Legally the bank can ask him to remove his glasses and mask to identify him, but it appears that didn’t happen.

Ooh I would be SO pissed off!!!

So ridiculous and unfair!!

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Because he’s a Black man. 🤬

Eh… yeah… but he also handed a note, like a bank robber.

And his face was completely covered like a bank robber. I mean this sounds pretty bad but I don't really blame the teller. Who does that?

I saw that! I would have been scared to death.

This guy is the only one to blame!

Stand down Karen.

The police confirmed that the episode resulted from a “mistake by Bank of America and that Mr. Coogler was never in the wrong,”

https://www.nytimes.com/2022/03/09/arts/ryan-coogler-bank-america.html

Yeah yeah we know but it's called common sense. he exercised zero common sense. i am thinking maybe this is what he was hoping to happen.

Yep. Look up bank robbers. Almost all have that same getup with dark glasses, hat, and of course the note.

And he had a car running outside the front door, with a friend waiting for him...

according to the news report I saw this morning

Which is good planning for someone carrying a large amount of cash, and VERY good planning for someone who gets the cash from a teller that counts the money in a way that can be observed by others in the bank.

SMH

The good news (such as it is) is that the cops appear to have behaved mostly professionally. The bank teller is a nitwit.

As for all the people saying he should have known to ask for a manager, that's not how this is done (I am a high net worth individual; nothing like a Hollywood director, obviously)! I have withdrawn large sums of money, larger than what he asked for, and it was handled by the teller. On occasion, *they* asked me to step into an office while they collected the funds, but I think that was basically to keep the line moving, and not because there is some super special secret place where large money transactions happen.

Some people on DCUM are such racists-- they don't even hopefully realize how biased they are.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Because he’s a Black man. 🤬

Eh… yeah… but he also handed a note, like a bank robber.

And his face was completely covered like a bank robber. I mean this sounds pretty bad but I don't really blame the teller. Who does that?

I saw that! I would have been scared to death.

This guy is the only one to blame!

Stand down Karen.

The police confirmed that the episode resulted from a “mistake by Bank of America and that Mr. Coogler was never in the wrong,”

https://www.nytimes.com/2022/03/09/arts/ryan-coogler-bank-america.html

Yeah yeah we know but it's called common sense. he exercised zero common sense. i am thinking maybe this is what he was hoping to happen.

Yep. Look up bank robbers. Almost all have that same getup with dark glasses, hat, and of course the note.

And he had a car running outside the front door, with a friend waiting for him...

according to the news report I saw this morning

But please tell me why this makes him a bank robber. I hate being cold, I always leave my car running while I am waiting for my husband to come back to the car when we go out. It’s not suspicious in the winter for heat or in the summer for air. Please stop trying to make this right. It’s not right. We need to do better. This could’ve ended so badly.

Not to mention the teller had no way of knowing he had a car outside waiting for him.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Because he’s a Black man. 🤬

Eh… yeah… but he also handed a note, like a bank robber.

And his face was completely covered like a bank robber. I mean this sounds pretty bad but I don't really blame the teller. Who does that?

I saw that! I would have been scared to death.

This guy is the only one to blame!

Stand down Karen.

The police confirmed that the episode resulted from a “mistake by Bank of America and that Mr. Coogler was never in the wrong,”

https://www.nytimes.com/2022/03/09/arts/ryan-coogler-bank-america.html

Yeah yeah we know but it's called common sense. he exercised zero common sense. i am thinking maybe this is what he was hoping to happen.

Yep. Look up bank robbers. Almost all have that same getup with dark glasses, hat, and of course the note.

And he had a car running outside the front door, with a friend waiting for him...

according to the news report I saw this morning

But please tell me why this makes him a bank robber. I hate being cold, I always leave my car running while I am waiting for my husband to come back to the car when we go out. It’s not suspicious in the winter for heat or in the summer for air. Please stop trying to make this right. It’s not right. We need to do better. This could’ve ended so badly.

Anonymous wrote:My god, he must have been terrified. And humiliated. So many emotions.

Scary and upsetting. I don’t know what else to say.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The audio of the 911 call has been released. Teller and manager are both idiots.

https://www.hotnewhiphop.com/ryan-coogler-911-call-bank-employee-says-hes-just-being-weird-news.148917.html

That teller... let's just say she has no place having this job. Unbelievable. Even the police dispatch thinks the guy is just trying to withdraw money.

"he had a debit card and insterted it he had a california id" " I didn't look at his name cause I'm so shook up" " "I asked how he wanted the cash back and he said look at the note "

And…she could have gotten him killed by being “so shook up”. What a simpleton. NO ONE robs a bank with a debit card and an ID that she didn’t even bother to confirm. $12000 isn’t even an extravagant amount of money.