Anonymous wrote:Haven't read it all, but yes, absolutely I wish he made more. I don't want a life of luxury but wish I could be a stay at home mom instead of working full-time. I don't resent our life and like my career. But I wish I could volunteer at school and be home with them during all of these teacher work days. I wish I could fully enjoy activities on the weekends without waking up early or staying up late to get work done.
NP here. Just wanted to respond that part of this may be getting a more flexible job. I recently changed my schedule to work late two days in order to take every other Friday off and I have used those Friday's to volunteer at the school, be home on a half-day or pick the kids up right after school etc. Not every job is like this for sure but this flexibility was a factor in my job choice.
Back to the OP's question. When I met DH he wasn't making a lot and to be honest, I really didn't look at earning potential. I already owned a townhouse that I could afford on my own and I was making a good salary. I just wanted to always live below our means and as much as possible stick to living off one salary and banking atleast what would have been rent for DH so if something unexpected came up we could weather the storm. So I guess I expected each of us to be able to afford things like decent housing, transportation, retirement savings, food, and rainy day saving on our own and as long as we don't take a big leap in our expectations once we combine finances pre-kids we should be doing really well and able to save a lot. We have both been fortunate that our salaries have gone up and I won't lie and say that our cars haven't gotten nicer and we haven't spent more on vacations etc, but I like to think moving up in those things were several years after we could have afforded to do so.