Anonymous
Post 06/10/2025 16:14     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:Let me repeat. Americans have very little assets and very low true home ownership rates. Debt is out of control. And the PP talking about a VP at a bank in DC retiring with millions knows nothing about banking. The vast majority of banking in DC is retail and a VP makes 175k at best. The best paying jobs in banking are in NYC, London, Houston, and Singapore and are in IB and trading.
I feel sad for the PP of the German descent; poverty does a number on the brain. I went to an Ivy and we have a vacation home in Colorado and life is about more than that.

"U.S. Has 3rd Lowest Percentage Of Households That Own Their Homes Without Mortgages"
https://www.forbes.com/sites/johnwake/2023/03/31/us-has-3rd-lowest-percentage-of-households-that-own-their-homes-without-mortgages/


Where do you come up with this stuff? The US rate is higher than France, Uk, Sweden, Germany etc.


https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ownership_rate

US has lower household debt than most Western European countries, and “very little assets” also isn’t true.


^The ignorance of this comment is typical of US understanding of wealth. Click the Forbes link from the PP, the US is not doing so hot on true, free and clear home ownership.
Anonymous
Post 06/10/2025 16:11     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:Let me repeat. Americans have very little assets and very low true home ownership rates. Debt is out of control. And the PP talking about a VP at a bank in DC retiring with millions knows nothing about banking. The vast majority of banking in DC is retail and a VP makes 175k at best. The best paying jobs in banking are in NYC, London, Houston, and Singapore and are in IB and trading.
I feel sad for the PP of the German descent; poverty does a number on the brain. I went to an Ivy and we have a vacation home in Colorado and life is about more than that.

"U.S. Has 3rd Lowest Percentage Of Households That Own Their Homes Without Mortgages"
https://www.forbes.com/sites/johnwake/2023/03/31/us-has-3rd-lowest-percentage-of-households-that-own-their-homes-without-mortgages/


Where do you come up with this stuff? The US rate is higher than France, Uk, Sweden, Germany etc.


https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ownership_rate

US has lower household debt than most Western European countries, and “very little assets” also isn’t true.
Anonymous
Post 06/10/2025 15:46     Subject: Re:European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Work isn’t the most important thing in life. If you don’t know that now, you’ll likely realize it on your deathbed.


+1.

European work culture has it right.


Not if you want to actually earn money.


Health, education, and pension are covered. If you remove these from your calculation of money needs, you’d probably also be ok with less $.


The French can pay for this by robbing developing countries, they still have influence over vast Africa.
US don’t have robbing object aside from the dollar being pegged and that’s not completely one way street.


When you have no idea what you’re talking about, it is best to keep quiet.

France’s wealth comes from its productivity, its interests in Africa are miniscule as a percent of the economy. It generates its income from shipbuilding, car manufacturing, luxury goods, tourism etc.


French treats non French like dogs. And you think we can’t tell? Haha!


It's cultural. I'm Parisian and we treat other French people like dirt too.
Anonymous
Post 06/10/2025 15:13     Subject: Re:European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Work isn’t the most important thing in life. If you don’t know that now, you’ll likely realize it on your deathbed.


+1.

European work culture has it right.


Not if you want to actually earn money.


Health, education, and pension are covered. If you remove these from your calculation of money needs, you’d probably also be ok with less $.


The French can pay for this by robbing developing countries, they still have influence over vast Africa.
US don’t have robbing object aside from the dollar being pegged and that’s not completely one way street.


When you have no idea what you’re talking about, it is best to keep quiet.

France’s wealth comes from its productivity, its interests in Africa are miniscule as a percent of the economy. It generates its income from shipbuilding, car manufacturing, luxury goods, tourism etc.


French treats non French like dogs. And you think we can’t tell? Haha!


I urge you to look at the news and tell me how Americans are threatening the immigrants right now, and then come back with some more nonsense.


Whataboutism BS.


No, dear. We are comparing in this thread and you brought this nonsense up. So how about it?
Anonymous
Post 06/10/2025 15:09     Subject: Re:European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Work isn’t the most important thing in life. If you don’t know that now, you’ll likely realize it on your deathbed.


+1.

European work culture has it right.


Not if you want to actually earn money.


Health, education, and pension are covered. If you remove these from your calculation of money needs, you’d probably also be ok with less $.


The French can pay for this by robbing developing countries, they still have influence over vast Africa.
US don’t have robbing object aside from the dollar being pegged and that’s not completely one way street.


When you have no idea what you’re talking about, it is best to keep quiet.

France’s wealth comes from its productivity, its interests in Africa are miniscule as a percent of the economy. It generates its income from shipbuilding, car manufacturing, luxury goods, tourism etc.


French treats non French like dogs. And you think we can’t tell? Haha!


I urge you to look at the news and tell me how Americans are threatening the immigrants right now, and then come back with some more nonsense.


Whataboutism BS.
Anonymous
Post 06/10/2025 15:03     Subject: Re:European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Work isn’t the most important thing in life. If you don’t know that now, you’ll likely realize it on your deathbed.


+1.

European work culture has it right.


Not if you want to actually earn money.


Health, education, and pension are covered. If you remove these from your calculation of money needs, you’d probably also be ok with less $.


The French can pay for this by robbing developing countries, they still have influence over vast Africa.
US don’t have robbing object aside from the dollar being pegged and that’s not completely one way street.


When you have no idea what you’re talking about, it is best to keep quiet.

France’s wealth comes from its productivity, its interests in Africa are miniscule as a percent of the economy. It generates its income from shipbuilding, car manufacturing, luxury goods, tourism etc.


French treats non French like dogs. And you think we can’t tell? Haha!


I urge you to look at the news and tell me how Americans are threatening the immigrants right now, and then come back with some more nonsense.
Anonymous
Post 06/10/2025 15:01     Subject: Re:European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Work isn’t the most important thing in life. If you don’t know that now, you’ll likely realize it on your deathbed.


+1.

European work culture has it right.


Not if you want to actually earn money.


Health, education, and pension are covered. If you remove these from your calculation of money needs, you’d probably also be ok with less $.


The French can pay for this by robbing developing countries, they still have influence over vast Africa.
US don’t have robbing object aside from the dollar being pegged and that’s not completely one way street.


When you have no idea what you’re talking about, it is best to keep quiet.

France’s wealth comes from its productivity, its interests in Africa are miniscule as a percent of the economy. It generates its income from shipbuilding, car manufacturing, luxury goods, tourism etc.


French treats non French like dogs. And you think we can’t tell? Haha!
Anonymous
Post 06/10/2025 14:39     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Let me repeat. Americans have very little assets and very low true home ownership rates. Debt is out of control. And the PP talking about a VP at a bank in DC retiring with millions knows nothing about banking. The vast majority of banking in DC is retail and a VP makes 175k at best. The best paying jobs in banking are in NYC, London, Houston, and Singapore and are in IB and trading.
I feel sad for the PP of the German descent; poverty does a number on the brain. I went to an Ivy and we have a vacation home in Colorado and life is about more than that.

"U.S. Has 3rd Lowest Percentage Of Households That Own Their Homes Without Mortgages"
https://www.forbes.com/sites/johnwake/2023/03/31/us-has-3rd-lowest-percentage-of-households-that-own-their-homes-without-mortgages/
Anonymous
Post 06/10/2025 14:24     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:Switzerland is never mentioned on these discussions (it’s not part of the EU but geographically in the center of Europe). It’s a huge employment center for internationals with the highest salaries in Europe and the world AND with European benefits.

Strange the Europe negaters never mention this.

It’s also ranked one of the most innovative countries.


And it's eye wateringly expensive, Geneva is way more costly than NYC for example
Anonymous
Post 06/10/2025 14:24     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Yes this is obvious if you’re worked with Europeans.

Liberal websites laud their social benefits and ample leave, but rarely talk about how salaries are is incredibly low or the lack of job opportunities.

It’s painfully obvious it’s only a good place to work if you want to achieve the bare minimum.

It’s difficult to achieve much if you don’t go to work.


I don’t know whether their system is better but salaries could be much lower if govt provides health insurance, pension, subsidized public transportation, and food /hosuing is generally cheaper.


Except obviously they have to pay much higher taxes to fund all of this. They pay either way.


They pay more. The average European has much less disposable income and household wealth, which is a great way to determine if the social benefits make up for the lower salaries. The answer is they don’t.


Is that really true? The average or the average upper middle class type


It is not true. It's just DCUM la la land where a wealthy person in this area thinks that's average.

The average American is struggling greatly.


It’s true according to Wikipedia
https://en.m.wikipedia.org/wiki/Disposable_household_and_per_capita_income


The answer is, as has been stated, that for a marginally lower salary, you get a MUCH better quality of life.

You base your entire self worth on how much money you made and how big your house is. They do not. Not sure why you can't grasp that.
Anonymous
Post 06/10/2025 14:21     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Yes this is obvious if you’re worked with Europeans.

Liberal websites laud their social benefits and ample leave, but rarely talk about how salaries are is incredibly low or the lack of job opportunities.

It’s painfully obvious it’s only a good place to work if you want to achieve the bare minimum.

It’s difficult to achieve much if you don’t go to work.


I don’t know whether their system is better but salaries could be much lower if govt provides health insurance, pension, subsidized public transportation, and food /hosuing is generally cheaper.


Except obviously they have to pay much higher taxes to fund all of this. They pay either way.


They pay more. The average European has much less disposable income and household wealth, which is a great way to determine if the social benefits make up for the lower salaries. The answer is they don’t.


Is that really true? The average or the average upper middle class type


It is not true. It's just DCUM la la land where a wealthy person in this area thinks that's average.

The average American is struggling greatly.


It’s true according to Wikipedia
https://en.m.wikipedia.org/wiki/Disposable_household_and_per_capita_income
Anonymous
Post 06/10/2025 14:18     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Yes this is obvious if you’re worked with Europeans.

Liberal websites laud their social benefits and ample leave, but rarely talk about how salaries are is incredibly low or the lack of job opportunities.

It’s painfully obvious it’s only a good place to work if you want to achieve the bare minimum.

It’s difficult to achieve much if you don’t go to work.


Most American don’t make much or achieve much, only the connected Executive class make real money. Are you one of those or just a wannabe they have fooled into thinking it could be you too?


Statistically this isn’t true.


Median Purchasing Power Parity:

the median equivalised disposable income in 2021 (USD PPP) showed:
* Luxembourg: $49,748
* United States: $48,625
* Germany: $35,537
* United Kingdom: $26,884
* France: $30,622

What statistics were you looking at?


Isn't Luxembourg completely distorted because of sovereign wealth? Might as well show Manhattan.


It's also tiny so we aren't talking about a large group of people overall
Anonymous
Post 06/10/2025 14:12     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Yes this is obvious if you’re worked with Europeans.

Liberal websites laud their social benefits and ample leave, but rarely talk about how salaries are is incredibly low or the lack of job opportunities.

It’s painfully obvious it’s only a good place to work if you want to achieve the bare minimum.

It’s difficult to achieve much if you don’t go to work.


I don’t know whether their system is better but salaries could be much lower if govt provides health insurance, pension, subsidized public transportation, and food /hosuing is generally cheaper.


Except obviously they have to pay much higher taxes to fund all of this. They pay either way.


They pay more. The average European has much less disposable income and household wealth, which is a great way to determine if the social benefits make up for the lower salaries. The answer is they don’t.


Is that really true? The average or the average upper middle class type


It is not true. It's just DCUM la la land where a wealthy person in this area thinks that's average.

The average American is struggling greatly.
Anonymous
Post 06/10/2025 14:11     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Yes this is obvious if you’re worked with Europeans.

Liberal websites laud their social benefits and ample leave, but rarely talk about how salaries are is incredibly low or the lack of job opportunities.

It’s painfully obvious it’s only a good place to work if you want to achieve the bare minimum.

It’s difficult to achieve much if you don’t go to work.


I don’t know whether their system is better but salaries could be much lower if govt provides health insurance, pension, subsidized public transportation, and food /hosuing is generally cheaper.


Except obviously they have to pay much higher taxes to fund all of this. They pay either way.


They pay more. The average European has much less disposable income and household wealth, which is a great way to determine if the social benefits make up for the lower salaries. The answer is they don’t.


Is that really true? The average or the average upper middle class type
Anonymous
Post 06/10/2025 14:09     Subject: European Expansion: Eye-Opening, Frustrating, and Possibly Not Worth It - Underperforming employee culture

Anonymous wrote:
Anonymous wrote:Don't worry- Gen Z will fix this for us. They too would like lower wages and higher benefits. I'm shocked at the salaries that British friends make- like 39k. I'm not sure how they afford anything. I too have great health insurance, but I make 4-5x that.

I still can't get over how all of Europe takes August off. Why August? It's the most miserable month of the year IMO. I don't want to travel when it's hot as hell outside. A month in April or October? That sounds way better.


Standard of living is lower for your British friends esp inside the home (clothes, size and quality of house). You may have great health care but the trade off is that in euro countries most people have much lower floor on health care (not Brit's though )


What does that even mean?