Anonymous wrote:I'm sorry some of you have to pay your bills. If not, can I get my electricity bills paid next?

There’s literally programs in all 50 states to help poor people pay for electricity and heating oil lol

I'm sorry some of you have to pay your bills. If not, can I get my electricity bills paid next?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

No, those of us who have been paying for 25 years are still paying. The a$$hat MAGA suckup Missouri AG filed suit in a MAGA court, and now it’s blocked. And now with Drumpf, it will never happen. It seems illegal to continue to make us pay. I have more than paid back the amount of my loan plus tons of interest.

PP here: I’m sorry to hear this. I hope you get the forgiveness you legally are owed. The federal government and servicers are breaking the law.

Thank you, but it’s not looking good. I just wish that some people could see the nuances and grey areas on this issue. There are many.

DP but I thought it was in your promissory note that you're done after 25 years but pay taxes on the balance. How is the gov getting around that?

Servicers did not have full payment history since one loan may have been transferred to 3-4 servicers over a 25 year period. Dept of Ed has the complete records but under Trump admin the DoE was not helping services reconcile the full payment history to verify 20/25 years of payments.

Further, before the balance can be forgiven and discharged by a serviced, Dept of Ed has to sign off on it. Dept of Ed simply sat on their hands during the Trump administration.

Finally, servicers make more money the more loans they have to process and maintain. The incentivizes of the services are 100% opposed to those of the borrowers that made 20/25 years of payments. They simply wouldn’t act or gave borrowers bad information on purpose to pad their servicing profits

Biden administration did a ton of work to fix these issues

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

No, those of us who have been paying for 25 years are still paying. The a$$hat MAGA suckup Missouri AG filed suit in a MAGA court, and now it’s blocked. And now with Drumpf, it will never happen. It seems illegal to continue to make us pay. I have more than paid back the amount of my loan plus tons of interest.

YOU took out a loan to pay for your education. Why am I, a taxpayer, liable for YOUR debt? If I am, taxpayers can be forced to pay off car loans or mortgages.

Pay your bill and shut up, don’t expect yet another handout from the govt.

Anonymous wrote:

Anonymous wrote:I’m left of center but I find this loan forgiveness stuff baffling.

Why? Do you know how predatory the loans are? And how much corporate gouging goes on with them?

And who are you people to judge what is a good enough major or forked for loans?

You people make me sick. So bent out of shape over a little check on greed when people are trying to better their situation. But do t blink an eye over corporate welfare, farm subsidies, bankruptcy for everything else allowed except student loans? Gtfoh.

I’m not ok with corporate welfare at all. But if you sign up for loan then presumably you have read and agreed to the conditions. If the conditions are lousy then it’s your fault for taking the loan. It could be considered an extra bit of education.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

No, those of us who have been paying for 25 years are still paying. The a$$hat MAGA suckup Missouri AG filed suit in a MAGA court, and now it’s blocked. And now with Drumpf, it will never happen. It seems illegal to continue to make us pay. I have more than paid back the amount of my loan plus tons of interest.

PP here: I’m sorry to hear this. I hope you get the forgiveness you legally are owed. The federal government and servicers are breaking the law.

Thank you, but it’s not looking good. I just wish that some people could see the nuances and grey areas on this issue. There are many.

DP but I thought it was in your promissory note that you're done after 25 years but pay taxes on the balance. How is the gov getting around that?

Anonymous wrote:Biden will forgive a ton more loans before leaving office, don't you worry.

You mean he is sending US, the taxpayer, the bill?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

No, those of us who have been paying for 25 years are still paying. The a$$hat MAGA suckup Missouri AG filed suit in a MAGA court, and now it’s blocked. And now with Drumpf, it will never happen. It seems illegal to continue to make us pay. I have more than paid back the amount of my loan plus tons of interest.

PP here: I’m sorry to hear this. I hope you get the forgiveness you legally are owed. The federal government and servicers are breaking the law.

Thank you, but it’s not looking good. I just wish that some people could see the nuances and grey areas on this issue. There are many.

Why give out loans if the Democrats are just going to forgive them down the road?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

No, those of us who have been paying for 25 years are still paying. The a$$hat MAGA suckup Missouri AG filed suit in a MAGA court, and now it’s blocked. And now with Drumpf, it will never happen. It seems illegal to continue to make us pay. I have more than paid back the amount of my loan plus tons of interest.

PP here: I’m sorry to hear this. I hope you get the forgiveness you legally are owed. The federal government and servicers are breaking the law.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

Read your second paragraph again and you may understand why voters turned away from the democrats on this issue. Blatant attempts to do end runs around the courts were a disgusting act by Biden.

Were you equally disgusted by the Trump administration who went out of their way to refuse to enforce the law in 2017-2020 when the first PSLF cohorts were supposed to be forgiven? The Trump administration was blatantly ignoring the plain letter law.

If not, STFU and sit down. Though I’m surprised you can even with a such a large leather boot stuck in your gullet.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

Read your second paragraph again and you may understand why voters turned away from the democrats on this issue. Blatant attempts to do end runs around the courts were a disgusting act by Biden.

Taxpayers had to pay off the loans for the MPHs of bureaucrats who erroneously forced me and my kids to isolate at home during COVID. I have no idea why the Dems lost.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

I would add, this is a lot like parental leave to me. I had my kids before parental leave was more of a thing. I scraped time together, and I went back before I was ready. It sucked. Now leave is far more available across public and private sectors. Great for newer moms! Too bad for me! But I don’t begrudge them that. We’ve decided, as a society, that it’s a good thing. Similarly, with PSLF, we decided that we wanted young people to go into public service in exchange for loan discharge. That is the benefit to society.

I think we can quibble about the specific repayment rules enacted by Biden (well, not here, as most posters are very uninformed), but PSLF is a good thing for society. And it’s a shame that it’s been so hard for people to obtain, even after they fulfill their years in public service.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Ideally school loans would be without interest.
Instead borrowers would be required to 1 year per $10,000 borrowed in an underserved area. or for an organization.

Similiar to how organizations will pay tuition for employees who agree to work x amount of time for company.

Loans should be limited to certain fields, education, health care, STEAM.



End for-profit schools.
End needing a Bachelor's for every job.

A medical Assistant doesn't need a college degree. Return to teaching trades in high school. Every high school student should graduate with an entry-level career.


Maybe put a cap on how much can be borrowed.

Definitely cap tuition expenses.

There are a lot of policy discussions we could be having on how to make higher education possible for all Americans. Unfortunately, it’s been turned into grievance football. Just like everything else Trump touches.

Biden made student loans forgiveness a “grievance football” for many non Trump supporters including me and my DH who deferred a good deal of what our friends had do that we could rapidly pay back loans. People who bought houses five years before we did had loans forgiven
We are the suckers.

The only people who actually received student loan forgiveness were those in PSLF or who had paid for more than 20/25 years. These people were supposed to be forgiven according to the terms of their promissory notes and the bipartisan education law signed by GWB.

All other efforts by Biden to forgive students loans were not enacted.

You’re a sucker because you didn’t understand the law? No, that just makes you ignorant of your options. That’s like paying extra taxes when a CPA could help you legally minimize your tax burden.

No, those of us who have been paying for 25 years are still paying. The a$$hat MAGA suckup Missouri AG filed suit in a MAGA court, and now it’s blocked. And now with Drumpf, it will never happen. It seems illegal to continue to make us pay. I have more than paid back the amount of my loan plus tons of interest.

Yes, I am sorry for you all. A lot of people have fulfilled the terms of the contractual agreement they made, and they aren’t being honored.