Anonymous wrote:Anonymous wrote:Our mom has nursing home insurance but I am worried that Medicaid cuts could drive her nursing home out of business, raise her rates etc.
That's a legit concern. There are very few nursing homes which are completely private given that 2/3rds of their residents are on Medicaid LTC. If this goes through, only the most wealthy will escape unscathed. Even the UMC are in denial on this.
Anonymous wrote:Our mom has nursing home insurance but I am worried that Medicaid cuts could drive her nursing home out of business, raise her rates etc.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:More states are doing estate recovery after the person on Medicaid dies, meaning they come after the survivors for the thousands $ spent. If it’s trimmed down more states will do this.
They don't come after the survivors, they come after the estate which if you read the medicaid forms and information that is part of the deal.
Some states have filial responsibility laws and that is not the same as the Medicaid “look back.” Google “Pennsylvania nursing home filial” and you will see that some entities come after family members.
I cannot see how that is legal except if you sign the forms agreeing to. My MIL nursing home tried to get me to sign papers saying we'd be on the hook for anything not covered and I said no.
Exactly! You are not fiscally responsible for any other grown adult except your spouse. Not even your kids.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:More states are doing estate recovery after the person on Medicaid dies, meaning they come after the survivors for the thousands $ spent. If it’s trimmed down more states will do this.
They don't come after the survivors, they come after the estate which if you read the medicaid forms and information that is part of the deal.
Some states have filial responsibility laws and that is not the same as the Medicaid “look back.” Google “Pennsylvania nursing home filial” and you will see that some entities come after family members.
I cannot see how that is legal except if you sign the forms agreeing to. My MIL nursing home tried to get me to sign papers saying we'd be on the hook for anything not covered and I said no.
Anonymous wrote:Part of me wants the MAGAs to have to contend with the utter annihilation of these three programs, especially freaking out when they can’t get Grams on Medicaid and there is no one at home to care for her as the daughter is now working 2 jobs after being cut by Musk and the son-in-law is desperately trying to hold onto his job, now in jeopardy due to the dearth of government contracts for IT. My parents are now deceased. Both used Medicaid for the last years of their lives, residing in great nursing homes with caring staff. We are now in the top 5% of HHs (definitely not when my parents were alive, sadly so) and I can cover my single sister’s expenses and could with my single brother though he probably has enough asset accumulation to be okay. All to say, I don’t need these programs for us or our families at the moment and perhaps never. And the schadenfreude has been fulfilling these last few days with MAGAs losing their fed jobs (or their MAGA parents freaking out about their kids being the “wrong people” to cut - “they’re not DEI.” But I’m out there calling my electeds’ offices and letting them know that this safety net matters, as shredded as it is compared to other industrialized nation as, because I care about EVERYONE, not just those in my immediate universe.
Grams matters, even if I don’t know her or may loathe her kids’ politics. Love your neighbor as yourself. Like come on, did any of these folks go to Sunday School?
Anonymous wrote:Anonymous wrote:Really think this forum is filled with folks sleep walking with what is about to go down later today.
What’s about to go down later today?
Anonymous wrote:Really think this forum is filled with folks sleep walking with what is about to go down later today.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:More states are doing estate recovery after the person on Medicaid dies, meaning they come after the survivors for the thousands $ spent. If it’s trimmed down more states will do this.
They don't come after the survivors, they come after the estate which if you read the medicaid forms and information that is part of the deal.
Some states have filial responsibility laws and that is not the same as the Medicaid “look back.” Google “Pennsylvania nursing home filial” and you will see that some entities come after family members.
I cannot see how that is legal except if you sign the forms agreeing to. My MIL nursing home tried to get me to sign papers saying we'd be on the hook for anything not covered and I said no.
Anonymous wrote:Anonymous wrote:Anonymous wrote:More states are doing estate recovery after the person on Medicaid dies, meaning they come after the survivors for the thousands $ spent. If it’s trimmed down more states will do this.
They don't come after the survivors, they come after the estate which if you read the medicaid forms and information that is part of the deal.
Some states have filial responsibility laws and that is not the same as the Medicaid “look back.” Google “Pennsylvania nursing home filial” and you will see that some entities come after family members.
Anonymous wrote:Anonymous wrote:More states are doing estate recovery after the person on Medicaid dies, meaning they come after the survivors for the thousands $ spent. If it’s trimmed down more states will do this.
They don't come after the survivors, they come after the estate which if you read the medicaid forms and information that is part of the deal.
Anonymous wrote:More states are doing estate recovery after the person on Medicaid dies, meaning they come after the survivors for the thousands $ spent. If it’s trimmed down more states will do this.