I doubt it will be an option. Better idea is to take a semester off and travel. Many borders are closed, but some are open even now. Brazil for instance. And there will be more in the Spring. It is far cheaper and more flexible than study abroad anyway, and those programs are very prone to knee jerk cancellations.

Wait, better health coverage abroad vs parent’s Cigna/Aetna/United policy? Unlikely. To the OP, do you really want to send your student to another country in January?