Anonymous
Post 09/11/2019 14:51     Subject: Hire A Nanny or Daycare?

Anonymous wrote:
Anonymous wrote:OP here. The issue with nannies is they want to be paid in cash, but we will only do taxes. We talked with a handful of nannies that didn’t want to do taxes. That is not an option for us unless it’s only for a couple of months. I forgot to add that i’m only going back to work 3 days a week.


Then you're not talking to nannies. You're talking to shady "nannies."


+1 and you clearly aren’t paying as well as you think.
Anonymous
Post 09/11/2019 13:04     Subject: Hire A Nanny or Daycare?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:OP here. The issue with nannies is they want to be paid in cash, but we will only do taxes. We talked with a handful of nannies that didn’t want to do taxes. That is not an option for us unless it’s only for a couple of months. I forgot to add that i’m only going back to work 3 days a week.

Is one of you a gov't employee?


OP here. No but we both hold medical degrees. I’m a nurse practitioner and my husband is an MD. We need to do everything above board. We’re not willing to risk losing our licenses, tax evasion by not paying taxes


You aren’t going to lose your nursing license for paying a household employee under the table. I am not saying that you should do it, but that’s not a realistic consequence.
I wouldn’t do it because you know that you are only hiring her for a year, and she is going to want to collect unemployment while she looks for a new job.

Anyway, if you are an NP working PT, and your husband is an MD working full time, probably 90% of the issues that come up with childcare are going to fall on you. A HUGE con of daycare is that if your kid gets sick (fever, diarrhea, etc), then they will call you to come and get him immediately. And in daycare settings, this happens all of the time. If you have an outpatient clinic with patients waiting in the lobby, it really sucks to have to tell them to go home. Now, if you have grandma nearby or something like that, then this might not be a big deal.

The biggest con of hiring a nanny (besides finding a good nanny who wants to work three days a week) is going to be managing the nanny. You have likely never managed anyone other than NP students. You have to recognize that this is a skill set that you don’t have and need to learn, or you will be in trouble.

Finally, a pro for daycare in your situation is that it’s five days a week. Which means that if you have an outpatient clinic, and you are only working three days a week, then you can shift the days that you are working if something comes up. If your child is sick or if there is a snowstorm and you can’t make it in to work or whatever, you can cancel your clinic and reschedule most of your patients for the following day or one day next week. And that’s a really nice luxury to have. It makes things a lot less stressful.

Anyway, my two cents from one medical professional to another.

Oh, and last thing that’s pro nanny...I am a child psychiatrist, so I know a bit about infant development. The problem I have with most daycares is not that they don’t provide 1:1 care. The problem is that it is very difficult for the kids to attach to a caregiver, and that’s so important for infants. Daycares usually have a high turnover of childcare providers, and they are often staffed to meet ratios rather than having particular caregivers paired with particular children. I would look for a daycare that has a lot of employees who have been there for years, and that they pair specific caregivers with specific children. Like, “this is Claire, and her kids are Larla, Larlo, and Oliver...and this is Emily, and her kids are sarah, Jack, and Eli...and this is Allison...”. Instead of “These are Claire, Emily, and Allison, and they have the 9 babies in the infant room.”

Alright..this is long enough! Good luck!



OP here. Thank you for this. I still want to make sure we do everything above board if we go the nanny route. I was actually a nanny for many years in my 20’s, and I do understand the importance of a young infant having a nanny in the home. I also know many babies that thrive in daycare. The daycare is highly recommended. It also allows for 2 days, 3 days, and 5 days of care. It’s a mile from my home, and my mother-in-law ( retired) will be our backup care if he gets sick, etc. My friend who stays home can also help out if needed. Both live with 15-20 minutes of us.

The daycare we have chose keeps their employees. Almost all have been there for years. A co-worker has had her son in their since he was 3 months old ( now in kindergarten), and a younger child who started months ago. They had the same caregivers throughout the whole time her son was there.
Anonymous
Post 09/11/2019 12:51     Subject: Hire A Nanny or Daycare?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:OP here. The issue with nannies is they want to be paid in cash, but we will only do taxes. We talked with a handful of nannies that didn’t want to do taxes. That is not an option for us unless it’s only for a couple of months. I forgot to add that i’m only going back to work 3 days a week.

Is one of you a gov't employee?


OP here. No but we both hold medical degrees. I’m a nurse practitioner and my husband is an MD. We need to do everything above board. We’re not willing to risk losing our licenses, tax evasion by not paying taxes


You aren’t going to lose your nursing license for paying a household employee under the table. I am not saying that you should do it, but that’s not a realistic consequence.
I wouldn’t do it because you know that you are only hiring her for a year, and she is going to want to collect unemployment while she looks for a new job.

Anyway, if you are an NP working PT, and your husband is an MD working full time, probably 90% of the issues that come up with childcare are going to fall on you. A HUGE con of daycare is that if your kid gets sick (fever, diarrhea, etc), then they will call you to come and get him immediately. And in daycare settings, this happens all of the time. If you have an outpatient clinic with patients waiting in the lobby, it really sucks to have to tell them to go home. Now, if you have grandma nearby or something like that, then this might not be a big deal.

The biggest con of hiring a nanny (besides finding a good nanny who wants to work three days a week) is going to be managing the nanny. You have likely never managed anyone other than NP students. You have to recognize that this is a skill set that you don’t have and need to learn, or you will be in trouble.

Finally, a pro for daycare in your situation is that it’s five days a week. Which means that if you have an outpatient clinic, and you are only working three days a week, then you can shift the days that you are working if something comes up. If your child is sick or if there is a snowstorm and you can’t make it in to work or whatever, you can cancel your clinic and reschedule most of your patients for the following day or one day next week. And that’s a really nice luxury to have. It makes things a lot less stressful.

Anyway, my two cents from one medical professional to another.

Oh, and last thing that’s pro nanny...I am a child psychiatrist, so I know a bit about infant development. The problem I have with most daycares is not that they don’t provide 1:1 care. The problem is that it is very difficult for the kids to attach to a caregiver, and that’s so important for infants. Daycares usually have a high turnover of childcare providers, and they are often staffed to meet ratios rather than having particular caregivers paired with particular children. I would look for a daycare that has a lot of employees who have been there for years, and that they pair specific caregivers with specific children. Like, “this is Claire, and her kids are Larla, Larlo, and Oliver...and this is Emily, and her kids are sarah, Jack, and Eli...and this is Allison...”. Instead of “These are Claire, Emily, and Allison, and they have the 9 babies in the infant room.”

Alright..this is long enough! Good luck!

Anonymous
Post 09/11/2019 12:49     Subject: Re:Hire A Nanny or Daycare?

^^I meant to add that the bigger issue for me would be paying in all cash. That's incredibly inconvenient. I would insist on at least Venmo or something.
Anonymous
Post 09/11/2019 12:29     Subject: Hire A Nanny or Daycare?

Anonymous wrote:OP here. The issue with nannies is they want to be paid in cash, but we will only do taxes. We talked with a handful of nannies that didn’t want to do taxes. That is not an option for us unless it’s only for a couple of months. I forgot to add that i’m only going back to work 3 days a week.

It is harder to find a good nanny who wants part-time hours for only two months of work. Unless you are guaranteeing full-time pay.. Are you advertising these specific requirements?

Also, you can still pay on the books and not withhold income taxes. Empoloyers are legally required to withhold Social Security and Medicare taxes from their employee's paycheck each pay period, but not income taxes.
Anonymous
Post 09/11/2019 12:22     Subject: Hire A Nanny or Daycare?

Anonymous wrote:
Anonymous wrote:OP here. The issue with nannies is they want to be paid in cash, but we will only do taxes. We talked with a handful of nannies that didn’t want to do taxes. That is not an option for us unless it’s only for a couple of months. I forgot to add that i’m only going back to work 3 days a week.

Is one of you a gov't employee?


OP here. No but we both hold medical degrees. I’m a nurse practitioner and my husband is an MD. We need to do everything above board. We’re not willing to risk losing our licenses, tax evasion by not paying taxes
Anonymous
Post 09/11/2019 12:06     Subject: Hire A Nanny or Daycare?

Anonymous wrote:OP here. The issue with nannies is they want to be paid in cash, but we will only do taxes. We talked with a handful of nannies that didn’t want to do taxes. That is not an option for us unless it’s only for a couple of months. I forgot to add that i’m only going back to work 3 days a week.


Then you're not talking to nannies. You're talking to shady "nannies."
Anonymous
Post 09/11/2019 12:05     Subject: Hire A Nanny or Daycare?

Anonymous wrote:OP here. The issue with nannies is they want to be paid in cash, but we will only do taxes. We talked with a handful of nannies that didn’t want to do taxes. That is not an option for us unless it’s only for a couple of months. I forgot to add that i’m only going back to work 3 days a week.

Is one of you a gov't employee?
Anonymous
Post 09/11/2019 11:55     Subject: Hire A Nanny or Daycare?

I loved Center daycare and in home daycare for my kids - I work from home in a small house. But if a nanny is in your budget and works for your schedule, I vote nanny until the kid is 1.
Anonymous
Post 09/11/2019 11:53     Subject: Hire A Nanny or Daycare?

OP here. The issue with nannies is they want to be paid in cash, but we will only do taxes. We talked with a handful of nannies that didn’t want to do taxes. That is not an option for us unless it’s only for a couple of months. I forgot to add that i’m only going back to work 3 days a week.
Anonymous
Post 09/11/2019 11:46     Subject: Re:Hire A Nanny or Daycare?

Anonymous wrote:I would hire a nanny for a year, but don't tell her in advance that the job is for a year only. It kind of sucks for her, but I think a year is long enough that you don't have to disclose it. And after a year, you might end up preferring to keep her, anyway.

My DD is in preschool, but has a great nanny. When I first hired her, I thought that we would phase her out once DD started full-time preschool, but she is so wonderful that we kept DD in part-time preschool so that DD could continue to spend time with her.

No - do not do this. It is not fair to the nanny and is shady AF. With a nanny you need to have complete trust and lying by omission is not a good way to achieve that.
Anonymous
Post 09/11/2019 11:28     Subject: Hire A Nanny or Daycare?

Commit to a nanny for a single year, then transfer to the preferred daycare if that's what you decide at that time.
Anonymous
Post 09/11/2019 11:27     Subject: Re:Hire A Nanny or Daycare?

Anonymous wrote:I have a kid in daycare, and I think he's doing well and thriving - but I would choose nanny if i could afford it and had a 3 month old. That first year of daycare when they are that little is rough - with so much illness when they are that little and I think if it's possible they benefit from more 1:1 care and being in their own home for naps. If I had the funds - I would do nanny for first 2.5 years and then transition to a preschool (or as they like to say on dcum a daycare with preschool curriculum).


^^Yup this. Most studies have shown benefits to group care after the age of 2 but not before.
Anonymous
Post 09/11/2019 11:26     Subject: Hire A Nanny or Daycare?

I would go with a nanny. Most infants under 1 do better with 1:1 care ratio, and a feeding and sleep schedule that is adjusted to their needs. The most important thing for their development is floor time and someone who talks with them about whatever they are doing at the moment. Socialization is minimal at that age. Sleep deprivation in infants has been correlated with a number of physical and mental health issues.

Depending on your child, you'll see a need to socialize emerge more around 2 or 3 (in my experience, boys tend to mature a little later).

Anonymous
Post 09/11/2019 11:14     Subject: Re:Hire A Nanny or Daycare?

I would hire a nanny for a year, but don't tell her in advance that the job is for a year only. It kind of sucks for her, but I think a year is long enough that you don't have to disclose it. And after a year, you might end up preferring to keep her, anyway.

My DD is in preschool, but has a great nanny. When I first hired her, I thought that we would phase her out once DD started full-time preschool, but she is so wonderful that we kept DD in part-time preschool so that DD could continue to spend time with her.