Anonymous
Post 07/06/2017 07:42     Subject: Re:20 or 30-year term at 33?

Anonymous wrote:how much do I need to save a month to save for college in 20 years?


Probably 500/kid.
Anonymous
Post 07/06/2017 07:39     Subject: Re:20 or 30-year term at 33?

how much do I need to save a month to save for college in 20 years?
Anonymous
Post 07/05/2017 10:30     Subject: Re:20 or 30-year term at 33?

Anonymous wrote:My youngest is seven months old and we are not ruling out having another child. I can get a good rate now: 31 dollars/month (20yt) or 54 (30yt) for the same coverage amount. The 30yt is still more expensive. So my question is if I can make do with 20yt.


Pay the extra $20 a month. I waited until I was 37 to get coverage, and I'm paying $700 a year.
Anonymous
Post 07/05/2017 10:24     Subject: 20 or 30-year term at 33?

neither one get disabilty insurance. you are 7 times more likely to become disabled then to die during your working years