Anonymous wrote:Keep in mind beach houses have more wear and tear than a typical house. The wind, weather, sand, salt spray, water, sun, take a huge beating on the house. And that's just the beginning.
So, you might be able to "afford" to buy a house, but can you afford to maintain it? The extra insurance coverage, the extra upkeeep, AND maintaining two houses - linens, window tratments, furniture, food, utilities, etc.
Have you thought all this through?
And how far is the beach house from your home that you think you can just hop into the car and visit as frequently as you say?
I say go for it. The price sounds way-cheap so ... hard to imagine where it is. As others have said, there are other expenses to consider. One to add is what it winterization is -- do you close it down and turn off the water from November to April -- or does it have a furnace and insulation, etc.? Even if you shut it down in the winter and turn off everything, you're still going to want to check on it occasionally, especially after a big snow storm, etc. And of course keep in mind the need to do yard work year-round.
By the way, a PP poo-poo'd a little house outside of Bethany. I grew up going to a friend's house in a nice Bethany community called Bethany West and it was modest but perfect for the family. An easy 2-mile drive to the beach (where there are public bathrooms); parking was never a problem (we had parking pass for residents); easy access to restaurants and golf; and away from craziness of beach -- the community seemed to be all families and retirees.