Anonymous wrote:OP, I am guessing you live in the city, based on where you are looking for childcare. DC has free PK3, so you will see some cost savings next year (you may still need to pay for aftercare, etc).
If you live in the burbs and are looking for childcare near your office, know that daycare is cheaper outside D.C. I paid about $1300/month for a center in Alexandria.
But I agree with PPs: look at the big picture of 401k contributions, maybe insurance savings or better options, diversified income streams, and you being able to support yourself if things go south.
And if your gut says you would rather stay home because it works better for your family, that's a legitimate option as well.
Anonymous wrote:Anonymous wrote:and the fact that he likes/needs to kick up his feet after work... I think he would resent me a good deal if I started working, brought in little money and added work for him because he'd have to share housework.
I would like to space out after work with a drink while someone cooks me dinner too... but I live in the real world. Whoever makes half the mess, eats half the food, and had the sex to make the baby gets to do half the housework. Time for him to suck it up.
Seriously!!! If my dh would like to kick up his feet after work, he'd need to hire a housekeeper. You need to adjust your dh's expectations. My dh does 50% and is glad he isn't having to do 100%.
Anonymous wrote:Anonymous wrote:OP, I am guessing you live in the city, based on where you are looking for childcare. DC has free PK3, so you will see some cost savings next year (you may still need to pay for aftercare, etc).
If you live in the burbs and are looking for childcare near your office, know that daycare is cheaper outside D.C. I paid about $1300/month for a center in Alexandria.
But I agree with PPs: look at the big picture of 401k contributions, maybe insurance savings or better options, diversified income streams, and you being able to support yourself if things go south.
And if your gut says you would rather stay home because it works better for your family, that's a legitimate option as well.
That is not true. We are at a center in Rockville, and we pay $2100 a month for infant daycare. At 2, it would be $1850. This is not an expensive center, and the cost is comparable to others in the area.
Anonymous wrote:OP, I am guessing you live in the city, based on where you are looking for childcare. DC has free PK3, so you will see some cost savings next year (you may still need to pay for aftercare, etc).
If you live in the burbs and are looking for childcare near your office, know that daycare is cheaper outside D.C. I paid about $1300/month for a center in Alexandria.
But I agree with PPs: look at the big picture of 401k contributions, maybe insurance savings or better options, diversified income streams, and you being able to support yourself if things go south.
And if your gut says you would rather stay home because it works better for your family, that's a legitimate option as well.
Anonymous wrote:Thank you all for your answers. It is my husband and I, but I look at how much childcare costs comparing to my salary alone to figure how much my working would add to our income. Then factor in the stress of having two working parents, and the fact that he likes/needs to kick up his feet after work... I think he would resent me a good deal if I started working, brought in little money and added work for him because he'd have to share housework. idk.
I think I should take the job, too, especially because this one seems to have fallen in my lap almost by chance.
Anonymous wrote:Factor in things other than the immediate cost/benefit analysis. Look toward future earning power and what will happen when your child no longer needs daycare. What about Social Security contributions, matching 401k benefits and other benefits? It's not all about the money right now. Think long term.
Anonymous wrote:Anonymous wrote:and the fact that he likes/needs to kick up his feet after work... I think he would resent me a good deal if I started working, brought in little money and added work for him because he'd have to share housework.
I would like to space out after work with a drink while someone cooks me dinner too... but I live in the real world. Whoever makes half the mess, eats half the food, and had the sex to make the baby gets to do half the housework. Time for him to suck it up.
Seriously!!! If my dh would like to kick up his feet after work, he'd need to hire a housekeeper. You need to adjust your dh's expectations. My dh does 50% and is glad he isn't having to do 100%.
Anonymous wrote:and the fact that he likes/needs to kick up his feet after work... I think he would resent me a good deal if I started working, brought in little money and added work for him because he'd have to share housework.
I would like to space out after work with a drink while someone cooks me dinner too... but I live in the real world. Whoever makes half the mess, eats half the food, and had the sex to make the baby gets to do half the housework. Time for him to suck it up.
and the fact that he likes/needs to kick up his feet after work... I think he would resent me a good deal if I started working, brought in little money and added work for him because he'd have to share housework.