Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

+100

Also, you don't have to just pick one. This AMEX Blue Card is a no brainer for all of your grocery purchases. No card gives you 6%. We try and use this card exclusively for groceries and gas.

Not OP but when you say 6% back on groceries up to $6k per year, does that mean the most I get back on groceries will be $360? I probably spend $12k+ on groceries per year so I'd cap that one out halfway through. That fee is really steep, too. That's the number one reason I have never had an AmEx card. There are so many rewards cards that don't charge a fee, does this one really make it worth it?

After you reach the $6,000 mark it becomes a 1% reward.
If you spend > $12k on groceries then a different card may be better for you.

If you do the math, a 2% back on everything card would require you to spend $18,000 on groceries to get $360 back.

Except it is used on far more than just groceries. The average monthly bill is around $4k and includes all household purchases.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

+100

Also, you don't have to just pick one. This AMEX Blue Card is a no brainer for all of your grocery purchases. No card gives you 6%. We try and use this card exclusively for groceries and gas.

Not OP but when you say 6% back on groceries up to $6k per year, does that mean the most I get back on groceries will be $360? I probably spend $12k+ on groceries per year so I'd cap that one out halfway through. That fee is really steep, too. That's the number one reason I have never had an AmEx card. There are so many rewards cards that don't charge a fee, does this one really make it worth it?

After you reach the $6,000 mark it becomes a 1% reward.
If you spend > $12k on groceries then a different card may be better for you.

If you do the math, a 2% back on everything card would require you to spend $18,000 on groceries to get $360 back.

Anonymous wrote:I like my Amazon Chase Visa. I get 3% back on Amazon purchases, 2% back on gas, restaurants, and drugstores, and 1% back on everything else.

Even better, it gives me the option to apply my rewards to my Amazon account so I can just use it on my next purchase. (They will also send you a check if you'd rather put that money in the bank.) I love going to buy printer ink or whatever, and getting it for free because of the rewards.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

+100

Also, you don't have to just pick one. This AMEX Blue Card is a no brainer for all of your grocery purchases. No card gives you 6%. We try and use this card exclusively for groceries and gas.

Not OP but when you say 6% back on groceries up to $6k per year, does that mean the most I get back on groceries will be $360? I probably spend $12k+ on groceries per year so I'd cap that one out halfway through. That fee is really steep, too. That's the number one reason I have never had an AmEx card. There are so many rewards cards that don't charge a fee, does this one really make it worth it?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:American Express Blue Cash Preferred
You get 6% back on groceries up to $6,000 per year, 3% back on gas and 1% back on everything else.
There's a $95 annual fee but if you spend $1,000 in the first 3 months you'll get $150 cash back (for the first year only).

+100

Also, you don't have to just pick one. This AMEX Blue Card is a no brainer for all of your grocery purchases. No card gives you 6%. We try and use this card exclusively for groceries and gas.

Not OP but when you say 6% back on groceries up to $6k per year, does that mean the most I get back on groceries will be $360? I probably spend $12k+ on groceries per year so I'd cap that one out halfway through. That fee is really steep, too. That's the number one reason I have never had an AmEx card. There are so many rewards cards that don't charge a fee, does this one really make it worth it?