Anonymous wrote:Thank you both for the input! Seems like it's not unusual for this to happen. I never would have thought of this.
12:32 - I am currently under Federal BCBS with no IVF coverage. So I'm assuming yout paid OOP for IVF with your clinic in NJ? SG definitely helped you out with billing. They will cover monitoring and blood if it's billed as timed intercourse or as a complication...but as soon as the insurance knows you are doing ART, the won't cover anything.
I just imagine this is going to be a pain in the butt - my head is spinning - but thank you SOOOO much for the suggestions. I think this can work out. Maybe my NY clinic can order my meds while I'm in NY and I can just bring everything down to VA. I'm so glad I found this website! Now I have to figure out which clinic to use in VA. I was thinking about getting a consult with Marci Cook just because she's close to where I'll be living. But since SG and Dominion are already on board with dealing with this type of situation, maybe it's best to schedule consults with them. Stress!
I'm 12:32. Yes, it could be because when I started out I was doing timed intercourse and it just kept getting billed that way, but I have heard of other people on here who have had BCBS Federal and report they had $40 copays for monitoring. Who knows! Yes, I did do one cycle OOP with the NJ clinic but I also got on a plan through my husband's grad school that paid for some other cycles of IVF. FWIW, I didn't do a consult with SG before getting set up to be an outside patient. I don't think they require that. I just called the main office and told them what I wanted to do and they helped me get set up.