I was a sahm married to cheapskate jerk who stressed about money and made me feel like I couldn't enjoy life. I hated it. He was always a grouch and sucked the joy out of life. I suggested therapy and meds for him and he wanted no part of that. I'm divorced now with a great career and I enjoy my life and take care of myself. I take vacations, eat at nice restaurants, I buy quality clothes, get my hair and nails done. The only debt I have is my mortgage on my condo I bought on my own. Life is too short to worry about money and it's way too short to spend it with a miserable person.
At least your DH is open to self-improvement. GL

Seems pretty heartless to call financial stress alarmist, whether the stress is actually warranted or not. Maybe your husband isn't the problem in your relationship.

Perfect. Another woman with not a care in the world except that her DH who provides everything, manages the finances, is clearly stressed on any number of fronts isn't all smiles at home. Be a wife to him! Spend what he tells you will work financially, THANK him for being the provider, treat him with an ounce or two of respect, and yes blow him every once in a blue moon. Or go ahead and have your affair. I'm sure that'll work out well for you.