Whether a teacher gets SS depends on how the state retirement plan is set up.

My MIL retired in IL after teaching 40 years. She never held a job outside the school system and did not pay into SS. Her pension is $80k a year--which was averaged by using her last 3 paid years.

My FIL worked in private industry almost 25yrs, got laid off and became a teacher. He paid into SS, gets a pension from job #1 AND gets his pension from the teaching job that he retired from last year.

Anonymous wrote:

Anonymous wrote:How much are teacher's pensions worth? Do they also get social security?

In Long Island, NY districts, teachers commonly retired after 25-30 years with $100K pensions plus healthcare for life paid for by NY state taxpayers.

FCPS is nowhere near this. I have been teaching for 15 years (not OP) and I think if I work 30 years, I will get about $4000/month, health care not included. It's still generous, but not that generous. I started working in FCPS in 2000 and they changed the program in 2001, so I am not sure how it works for newer hires.

I pay into social security and I have a pension and a 403b.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much are teacher's pensions worth? Do they also get social security?

In Long Island, NY districts, teachers commonly retired after 25-30 years with $100K pensions plus healthcare for life paid for by NY state taxpayers.

It's my understanding that you can't get both as a teacher. Or they deduct the difference.

Public school teachers do not pay into social security so they do not collect it unless their spouse dies and they qualify for spousal benefits.
Pensions are part of the reason you have old and lazy teachers still teaching.... the pension has them tied to the school.... ball and chain... if they left before a certain number of years, they have NO retirement savings.

High, this is not true. Teachers receive social security benefits and do pay into the system.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much are teacher's pensions worth? Do they also get social security?

In Long Island, NY districts, teachers commonly retired after 25-30 years with $100K pensions plus healthcare for life paid for by NY state taxpayers.

It's my understanding that you can't get both as a teacher. Or they deduct the difference.

Public school teachers do not pay into social security so they do not collect it unless their spouse dies and they qualify for spousal benefits.
Pensions are part of the reason you have old and lazy teachers still teaching.... the pension has them tied to the school.... ball and chain... if they left before a certain number of years, they have NO retirement savings.

Anonymous wrote:

Anonymous wrote:How much are teacher's pensions worth? Do they also get social security?

In Long Island, NY districts, teachers commonly retired after 25-30 years with $100K pensions plus healthcare for life paid for by NY state taxpayers.

It's my understanding that you can't get both as a teacher. Or they deduct the difference.

Anonymous wrote:Would it not be better if ALL the jobs had pensions?

OP, look at places that get technical assistance grants from the US Department of ED. AIR, ICF, ETS, WestEd, RMC.

However. My advice would be to stay with the steady job with the pension. I have a colleague who walked away from a job like that and found herself laid off three years later. She really regretted it.

Another route might be to look at state/district jobs in education.

No it would NOT be better if all jobs had pensions. Have you heard of Detroit, Orange County, Hostess, General Motors??? Pension plans KILLED them and they had to declare bankruptcy. Pensions are like a pyramid scheme.

Anonymous wrote:How much are teacher's pensions worth? Do they also get social security?

In Long Island, NY districts, teachers commonly retired after 25-30 years with $100K pensions plus healthcare for life paid for by NY state taxpayers.

How much are teacher's pensions worth? Do they also get social security?

Would it not be better if ALL the jobs had pensions?

OP, look at places that get technical assistance grants from the US Department of ED. AIR, ICF, ETS, WestEd, RMC.

However. My advice would be to stay with the steady job with the pension. I have a colleague who walked away from a job like that and found herself laid off three years later. She really regretted it.

Another route might be to look at state/district jobs in education.