Anonymous
Post 01/26/2015 17:23     Subject: How much is in your checking account on average and what is your HHI?
Don't you get fewer benefits if you keep less than $5k in your account? I would never dip under that for that reason. I'm trying to do the balance stuff that some pp's do, but my zero would be $5k.
Anonymous
Post 01/26/2015 17:22     Subject: Re:How much is in your checking account on average and what is your HHI?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:$113k

$35k in checking



Unless you're planning on buying a car next week, this is insane.


I beg your pardon ? It's not your business if I'm insane or not.

Lol
Anonymous
Post 01/26/2015 17:16     Subject: Re:How much is in your checking account on average and what is your HHI?
I must have less than $50 b/c my bank just sent me an email stating I went below my $50 threshold. 4 more day til payday!
Anonymous
Post 01/26/2015 17:12     Subject: Re:How much is in your checking account on average and what is your HHI?
Anonymous wrote:
Anonymous wrote:$113k

$35k in checking



Unless you're planning on buying a car next week, this is insane.


I beg your pardon ? It's not your business if I'm insane or not.
Anonymous
Post 01/26/2015 16:59     Subject: How much is in your checking account on average and what is your HHI?
Anonymous wrote:
Anonymous wrote:$1.5k = $1500 these days? Are you trying to disguise the $1500?


I thought the same thing. Must be the new cool money lingo.


What?
Anonymous
Post 01/26/2015 16:48     Subject: How much is in your checking account on average and what is your HHI?
$97k HHI (single)
~$2500 in checking
$23k in savings
10% to 401k every paycheck
Anonymous
Post 01/26/2015 16:27     Subject: How much is in your checking account on average and what is your HHI?
I'm OP and this is incredibly helpful. Yes, i have other funds. But I have seen my checking account flux from a high of $32k to less than $400 this year. For the first time, I find myself transferring funds from savings and I don't like it.

I don't include my cash bonus - which is about 1/2 my bonus in my HHI calc. That goes straight into knocking down debt.

We all manage our money differently and I see my checking account as the money I can spend. Not the money I can save. That is what my savings account is for. Other people seem to use their savings aaccount as a reserve for their checking.
Anonymous
Post 01/26/2015 15:18     Subject: How much is in your checking account on average and what is your HHI?
Anonymous wrote:A better question would be how liquid are you. That is, how much money can you access within a day. Brokerage/investments do not count (options take a day to clear, equities take 3 days to clear).

I'll go first: 225k hhi, 3k in checking, 15k in savings
Start your own post with your question. Perhaps OP asked the specific question for which she wanted the answers.
Anonymous
Post 01/26/2015 15:16     Subject: How much is in your checking account on average and what is your HHI?
A better question would be how liquid are you. That is, how much money can you access within a day. Brokerage/investments do not count (options take a day to clear, equities take 3 days to clear).

I'll go first: 225k hhi, 3k in checking, 15k in savings
Anonymous
Post 01/26/2015 14:49     Subject: How much is in your checking account on average and what is your HHI?
Anonymous wrote:This is such an idiotic question. Money can be held in a variety of places - what is this actually telling you, OP?


Agree, $2k in checking, the rest in savings and investments. Now what.
Anonymous
Post 01/26/2015 14:48     Subject: Re:How much is in your checking account on average and what is your HHI?
Anonymous wrote:$113k

$35k in checking



Unless you're planning on buying a car next week, this is insane.
Anonymous
Post 01/26/2015 14:45     Subject: How much is in your checking account on average and what is your HHI?
Anonymous wrote:$1.5k = $1500 these days? Are you trying to disguise the $1500?


I thought the same thing. Must be the new cool money lingo.
Anonymous
Post 01/26/2015 14:45     Subject: How much is in your checking account on average and what is your HHI?
HHI is $280k, but we use our checking for bills only. So it literally has $10 more than whatever it takes to pay our bills each month. We parcel money out into savings accounts, personal accounts, etc.
Anonymous
Post 01/26/2015 14:43     Subject: How much is in your checking account on average and what is your HHI?
$1.5k = $1500 these days? Are you trying to disguise the $1500?
Anonymous
Post 01/26/2015 14:41     Subject: How much is in your checking account on average and what is your HHI?
This is such an idiotic question. Money can be held in a variety of places - what is this actually telling you, OP?