Anonymous
01/08/2015 19:43
Subject: Re:Family of Four on 90k - An Upper Middle Class Existence
Can you show us your budget and monthly expenses? Maybe you can teach me a few things with money management? Tnx.
Anonymous
01/08/2015 19:40
Subject: Family of Four on 90k - An Upper Middle Class Existence
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Where do you live? When did you buy?
Bought in 2009. DH bought a townhome in 2002, rode the appreciation, and put money into our current place.
That is very lucky timing. Where do you live?
Lucky how? Living wisely and taking advantage of market conditions is hardly luck.
Are you serious? You were lucky enough to marry someone who purchased pre bubble. You didn't "time the market". I'm slightly older than you and was one year into my job in 2002. It takes time to save up a down payment. By the time we did, we were screwed market-wise. You're acting as if you waited it out to purchase at the right time. You were lucky.
Anonymous
01/08/2015 19:40
Subject: Family of Four on 90k - An Upper Middle Class Existence
What is the worst thing you have ever done?
Do you think you ever do things that makes Jesus sad?
Do you think you ever do things that makes Jesus sad?
Anonymous
01/08/2015 19:40
Subject: Re:Family of Four on 90k - An Upper Middle Class Existence
If they do not have expensive housing, childcare costs, private school costs and student debt - they are actually better than a lot of people making much more than them. I can completely believe that they are doing well in 90k because they are burdened by these other costs.
Anonymous
01/08/2015 19:37
Subject: Re:Family of Four on 90k - An Upper Middle Class Existence
Living in a 3-BD house in a non-great neighborhood and taking a few domestic trips to see family is NOT upper-middle class, OP.
It's comfortably middle class, but it's nowhere near upper-middle class. Heck, before I had my kids DH and I were maxing out retirement and our HHI was only $65K. We had no debt, bought a new car with cash, and took twice-yearly international trips. Firmly middle class.
Frankly, I think the cutoff for upper-middle is if you are close to not having to work anymore for money. Not stuck in the rat race to make ends meet.
It's comfortably middle class, but it's nowhere near upper-middle class. Heck, before I had my kids DH and I were maxing out retirement and our HHI was only $65K. We had no debt, bought a new car with cash, and took twice-yearly international trips. Firmly middle class.
Frankly, I think the cutoff for upper-middle is if you are close to not having to work anymore for money. Not stuck in the rat race to make ends meet.
Anonymous
01/08/2015 19:36
Subject: Family of Four on 90k - An Upper Middle Class Existence
Anonymous wrote:Anonymous wrote:What is your worldview?
Do you tithe?
Christian.
Yes. 10% gross.
Why the arrogance????
Anonymous
01/08/2015 19:35
Subject: Family of Four on 90k - An Upper Middle Class Existence
Anonymous wrote:You mean that's what HE earns. You earn nothing.
"Public school isn't within our worldview." WTF does that even mean?
Why so angry? When someone reacts so strongly it tells me that they are projecting their own issues.
Anonymous
01/08/2015 19:32
Subject: Re:Family of Four on 90k - An Upper Middle Class Existence
Anonymous wrote:Actually family of 4 on 90k without daycare costs is equivalent to family of 4 earning 120K with two incomes. Also middle class is defined as 45K in the US
Thus, upper middle class.
As opposed to the 500k poor mourners who are "middle class".
Anonymous
01/08/2015 19:31
Subject: Family of Four on 90k - An Upper Middle Class Existence
Anonymous wrote:Do you have student loans?
Paid them all off in our 20s. I'm 33, DH 34.
Anonymous
01/08/2015 19:31
Subject: Re:Family of Four on 90k - An Upper Middle Class Existence
Actually family of 4 on 90k without daycare costs is equivalent to family of 4 earning 120K with two incomes. Also middle class is defined as 45K in the US
Anonymous
01/08/2015 19:31
Subject: Family of Four on 90k - An Upper Middle Class Existence
Anonymous wrote:What is your worldview?
Do you tithe?
Christian.
Yes. 10% gross.
Anonymous
01/08/2015 19:30
Subject: Family of Four on 90k - An Upper Middle Class Existence
What is your worldview?
Do you tithe?
Do you tithe?
Anonymous
01/08/2015 19:27
Subject: Family of Four on 90k - An Upper Middle Class Existence
Do you have student loans?
Anonymous
01/08/2015 19:22
Subject: Family of Four on 90k - An Upper Middle Class Existence
Anonymous wrote:Anonymous wrote:Anonymous wrote:Where do you live? When did you buy?
Bought in 2009. DH bought a townhome in 2002, rode the appreciation, and put money into our current place.
That is very lucky timing. Where do you live?
Lucky how? Living wisely and taking advantage of market conditions is hardly luck.
Anonymous
01/08/2015 19:18
Subject: Family of Four on 90k - An Upper Middle Class Existence
Anonymous wrote:You mean that's what HE earns. You earn nothing.
"Public school isn't within our worldview." WTF does that even mean?
Another miserable dcum poster who can't handle any perspective different than her own