Anonymous
Post 09/15/2014 12:46     Subject: Re:Do you make $400,000 a year but feel broke?

We're filthy rich on $400K. Of course, we still live (mortgage free) in the house we bought 15 years ago when our HHI was $184K.
Anonymous
Post 09/15/2014 12:45     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:10k for two kids' 529s is nowhere near enough. Otoh, 10k/year for their sports/activities seems crazy.


We've saved $7200 a year for our two kids' 529 plans, and have enough to pay 2.5 years at a state school. Kids are 11 and 14. $10K a year, year after year, is fine.
Anonymous
Post 09/14/2014 22:31     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:People who feel broke on $400k - CUT BACK on your lifestyle. You just can't afford it.

Even though you REALLY REALLY want to go on nice vacations and eat take-out and go out to eat every week and shop organic and have a single-family home with a yard in a nice school district.

You can't afford all of that, but you are not "broke."


But you can do all of the things you've mentioned on 400k. Thats what's so sad. But people want to move to the nice school district AND send two kids to expensive private schools AND pay 25k for home maintenance.
Anonymous
Post 09/14/2014 19:38     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:So dumb. I am tired of people complaining that they have no money because they spent it. Stop spending it. Problem solved.


Yes, just eat of trashcans
Anonymous
Post 09/14/2014 19:25     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:So dumb. I am tired of people complaining that they have no money because they spent it. Stop spending it. Problem solved.


What did the OP think? we all would hug her/him? That is what we want to make on a good year. Screwed up values to be wasting so much and feeling broke.
Anonymous
Post 09/14/2014 18:19     Subject: Do you make $400,000 a year but feel broke?

So dumb. I am tired of people complaining that they have no money because they spent it. Stop spending it. Problem solved.
Anonymous
Post 09/14/2014 18:12     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:I didn't watch the whole video so I assume the narrator said this at one point. But what they need to do is prioritize savings. Pay yourself first. Set up automatic deductions. Then take care of fixed expenses: mortgage, utilities, etc. What is left over determines discretionary spending. Fairly straight forward. I don't know why so many people struggle with it. It just requires a certain amount of self discipline.
Why the fuck are you commenting if you haven't watched the video? You should feel foolish
Anonymous
Post 09/14/2014 11:55     Subject: Do you make $400,000 a year but feel broke?

$25K PER YEAR in home maintenance? They must have a gardener for that price.
Anonymous
Post 09/14/2014 11:40     Subject: Do you make $400,000 a year but feel broke?

400k is rich, even here. Suck it and learn how to budget.
Anonymous
Post 09/14/2014 11:39     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:People who feel broke on $400k - CUT BACK on your lifestyle. You just can't afford it.

Even though you REALLY REALLY want to go on nice vacations and eat take-out and go out to eat every week and shop organic and have a single-family home with a yard in a nice school district.

You can't afford all of that, but you are not "broke."


broke
br?k/
1.
past (and archaic past participle) of break.
adjectiveinformal
1.
having completely run out of money.
"many farmers went broke"
Anonymous
Post 09/14/2014 11:36     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:People who feel broke on $400k - CUT BACK on your lifestyle. You just can't afford it.

Even though you REALLY REALLY want to go on nice vacations and eat take-out and go out to eat every week and shop organic and have a single-family home with a yard in a nice school district.

You can't afford all of that, but you are not "broke."


If you have no money leftover you are broke.
Anonymous
Post 09/14/2014 10:10     Subject: Do you make $400,000 a year but feel broke?

People who feel broke on $400k - CUT BACK on your lifestyle. You just can't afford it.

Even though you REALLY REALLY want to go on nice vacations and eat take-out and go out to eat every week and shop organic and have a single-family home with a yard in a nice school district.

You can't afford all of that, but you are not "broke."
Anonymous
Post 09/14/2014 10:03     Subject: Do you make $400,000 a year but feel broke?

If you waste that much money, you deserve to be broke.

Ridiculous.
Anonymous
Post 09/14/2014 09:27     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:
Anonymous wrote:Maybe if you lived in Idaho it's rich


Boo boo.

Well, it's not middle-class, or lower-class, so it must be upper-class. Even here, or in NYC.


Wrong
Anonymous
Post 09/14/2014 09:25     Subject: Do you make $400,000 a year but feel broke?

Anonymous wrote:Maybe if you lived in Idaho it's rich


Boo boo.

Well, it's not middle-class, or lower-class, so it must be upper-class. Even here, or in NYC.