Anonymous wrote:I always tell myself I'm going to put $20 on page 20 of my car owners manual and a check on page 100 for this exact purpose...

I never use cash and don't carry my checkbook.

I love this idea!
I never use cash either...

I hate cash b/c I will inevitably lose it. Yes, I could lose my debit card, but I find it easier to keep up with than a wad of bills. This is the one thing I hate about travel, using cash. While Europe is getting better, you can't haggle for scarves in an Egyptian market with a debit card.

I never use cash and am annoyed when it's required. I think the people that require cash (like taxis) are just doing it to avoid paying taxes.

Anonymous wrote:I always tell myself I'm going to put $20 on page 20 of my car owners manual and a check on page 100 for this exact purpose...

I never use cash and don't carry my checkbook.

That's a really good idea.

Anonymous wrote:

Anonymous wrote:rarely have cash on me. i have a friend (mid-30s) who takes out a wad of cash each paycheck and walks around with it. like a 70 year old.

I always have cash on me.

I use the CC most of the time but I am never without cash - ever.

+1

Anonymous wrote:I always use cash. LOL Seriously. I hate credit cards - they make me forget how much money I have on my account and lose track of how much I am spending. It's crazy how fast you spend $100 if you use a credit card compared to if you have it in cash in your wallet. I don't plan on switching to using credit cards for every day purchases. I only use card when I make big purchases, but that's not very often anyway. I pay bills and a lot of other stuff online so I check my account while doing that so that works fine for me. I like dealing with real money and not falling in the over spending trap

+1, and since I started this a year ago my spending habits and purchases have improved

I always use cash. LOL Seriously. I hate credit cards - they make me forget how much money I have on my account and lose track of how much I am spending. It's crazy how fast you spend $100 if you use a credit card compared to if you have it in cash in your wallet. I don't plan on switching to using credit cards for every day purchases. I only use card when I make big purchases, but that's not very often anyway. I pay bills and a lot of other stuff online so I check my account while doing that so that works fine for me. I like dealing with real money and not falling in the over spending trap

plastic all the way. plus the clinking sound of coins cramps my style and cash is literally dirty

Anonymous wrote:I feel like I blow through cash way too quickly; weirdly enough it's like play money to me (oh I'll just buy this - I have cash!). So I try not to carry too much of it.

I am the same. I feel like the bank statement holds me accountable. It's embarrasing to see McDonalds keep popping up.

I keep 200 cash in the wallet to save my life just in case someone wants to rob me .

I used to never use cash. Now I always carry some but tend to use the card, because Im better at managing my budget if I can see at the end of the month where I spent things and I wont write down cash purchases. Except the deli in my building wich is cash only.

I keep $5 and a coin purse of quarters in my car for parking.

Very rarely have cash. We do use more checks than we used to with our kid in school and monthly activities and such.

I worked at a non-profit once downtown (in my early 20s) that was a bit shady with their finances and would transfer money into the payroll account for payday but transfer back out a few days later. I had a paycheck bounce once because I had to wait until the weekend to take my check to the credit union service center. After that happened, I went straight to their bank branch the day our checks came and cashed out my paycheck, which left me with a pretty big wad of cash in my purse. I called it "creative banking" - I'd then take the cash to my credit union the next weekend to deposit into my checking account.

I still use cash. Parking lots/garages that take cash only, farmers market, tips for the pizza guy, are some of the regular uses. Also pay the babysitter (not a regular, daycare-like one, the student for evenings out) in cash.

I feel like I blow through cash way too quickly; weirdly enough it's like play money to me (oh I'll just buy this - I have cash!). So I try not to carry too much of it.

Only at the farmer's market.