Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Any idea whether I can negotiate the delay in payment of my mortgage, credit card and other bills on the basis that I will not be getting a paycheck in 2 weeks (assuming the shutdown runs that long)?

It must be very stressful to live paycheck by paycheck without emergency saving like you. Good luck.

Sometimes the emergency savings is used up for an emergency and shit like this happens before you can rebuild it.

+1. You don't know what's going on with OP so STFU.

Or maybe OP made bad choices.

So what if she did? You never made a bad choice in your life?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Any idea whether I can negotiate the delay in payment of my mortgage, credit card and other bills on the basis that I will not be getting a paycheck in 2 weeks (assuming the shutdown runs that long)?

It must be very stressful to live paycheck by paycheck without emergency saving like you. Good luck.

It must be wonderful to go through life a smug bastard. Fuck you.

NP here. I agree. Who the hell does that PP think to make a comment such as he/she did? Not everyone makes the HHI some people boast about on this forum (then again, among strangers, who's to say they REALLY make that kind of money? Afterall, I could boast about the same and not really make it!). We have tried to save but then something always ends up coming up. Have struggled to be able to stay home for the kids, damned if you do, damned if you dont. At times I am not happy with my decision, but glad to have had this time raising my kids instead of having someone else doing it.

To OP, call your creditors. Hopefully they can work with you on it. I know I am getting ready to do same as well as the possibility of letting a few payments go where I can. I can always rebuild my credit, but my kids/family need to eat.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Any idea whether I can negotiate the delay in payment of my mortgage, credit card and other bills on the basis that I will not be getting a paycheck in 2 weeks (assuming the shutdown runs that long)?

It must be very stressful to live paycheck by paycheck without emergency saving like you. Good luck.

Sometimes the emergency savings is used up for an emergency and shit like this happens before you can rebuild it.

+1,000,000

Our emergency fund just went towards fixing a $10,000 basement water problem. Do you know how long that took to save, with two young kids in childcare and only mid-level salaries. Not everyone who is freaking out right now is just irresponsible.

Anonymous wrote:The average federal worker is a GS 7 or an 8 (I forget). It is VERY difficult to build up significant savings on that income, especially when your salary has been frozen and you may have been subject to furloughs already.

So perhaps everyone could try a little compassion.

+1. Some of the comments are quite unhelpful.

I know in the past, Bank of America has been willing to just add a month to the end of the mortgage loan and allow a regular payer to skip a month.

OP & other furloughed workers -

NBC 4 posted an article about delaying payments and who to contact -

http://www.nbcwashington.com/news/local/Paying-Bills-During-the-Government-Shutdown-226140831.html?_osource=SocialFlowFB_DCBrand

Anonymous wrote:Whoops, I forgot, being poor on DCUM is always by choice, like living in a bad school district.

Right, these folks living in their elitist bubble kill me.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Any idea whether I can negotiate the delay in payment of my mortgage, credit card and other bills on the basis that I will not be getting a paycheck in 2 weeks (assuming the shutdown runs that long)?

It must be very stressful to live paycheck by paycheck without emergency saving like you. Good luck.

It must be wonderful to go through life a smug bastard. Fuck you.

I do think the PP could have been more gentle in what they were saying but I too do not understand how people in our current overall economic setting can not have even a small emergency fund? We are feds and we make very little but have, painfully at times, saved a little here and there and put it aside to help in these very situations. It will not help us for long but it is something. Instead of lashing out make this an opportunity to go forward doing things differently?

What's very little?

Whoops, I forgot, being poor on DCUM is always by choice, like living in a bad school district.