Anonymous wrote:
Anonymous wrote:OP here. I am still looking for work, selling stuff I can to come up with some money to tie us over. I did actually have a friend of mine who has come to me asking to come stay with us for a few months. I think she will be moving in here in October, so that will help, both with finances and food as she will help out with buying food (and cook!). I am hoping to find some work real soon.
Someone mentioned something about seeing if the mortgage company will work with us. They already are but it is coming toward the end of the time frame they can help. They did say if we need more time, we can have it extended 6 more months which is what I plan on doing. The other option I am thinking is asking them if they can do something more long term, like refi the mortgage, home equity and the credit cards. Wondering if in the end it will all be worth it but if the mortgage calculators I am looking at and the interest I am inputting would be what they can offer us, I am coming up with a potential of $700 savings per month compared to what we pay now. Can't hurt to ask.
Do you have any savings at all? Anything you can tap to pay the cards? Can you borrow against a 401(K) or other retirement plan?