Anonymous
04/02/2012 20:21
Subject: If both spouses are self-employed, what do you do for medical insurance?
Anonymous wrote:My DH and kids are covered through United. Its a high deductable plan, but with co-pays for doctor appointments and full coverage for well child/adult check ups. I'm covered through the Maryland high risk pool because of high risk issues related to my pregnancies that deem me uninsurable in the private market.
How much more does one pay if they go through the high risk pool?
Anonymous
04/02/2012 17:58
Subject: If both spouses are self-employed, what do you do for medical insurance?
Anonymous wrote:OP here. Thank you so much for the responses. I am finding them very useful. We are currently on COBRA for 18 months so I don't have to worry about getting insurance until after that. However, I have been on a two year sabbatical from work. My job is still being kept open but I have to decide in a week or two if I am going to go back, hence my question as our only hesitation is wrt health insurance.
I shall definitely call BCBS. I had tried to insure my nanny through them and she had been declined based on her weight, so I thought they would be difficult wrt the pre existing conditions that apply in our case.
BTW, to answer a PP's question, we gave 3 kids -a 10 year old and 2 year old twins.
Thanks again.
14:37 here - also make sure to get disability insurance in the event you can't work, enough to cover the mtg, etc..