Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Are you from an immigrant or minority family or from a lower-middle income background?
No, from none of those. Is there some link between the groups you mentioned, and non-risky behavior?
Maybe they have way more to lose by screwing up than other groups??
I don't come from any of these groups, but I was a very serious student. I think it was because my Dad did not want to pay for my expensive liberal arts college, even though he could afford to, and I therefore couldn't get any financial aid. I had to earn as many credits as I could transfer at our crappy local university one year before enrolling, and I had to drop out between my first and second year at the college to work full-time and earn another year of credits while living at home. The fact that it wasn't being handed to me on a silver platter made me appreciate the opportunity I had and to work really hard. I remember deeply resenting the kids who had a full ride from their parents, no questions asked, or who received financial aid, and screwed around and didn't get nearly the grades I did.
DH and I have already fully funded our kids' 529s, so they will be able to attend the colleges of their choice. I think it is harder in this situation to make a young person appreciate the value of the gift he is being given and the importance of not screwing up.