Anonymous wrote:If you're dealing with insurance, how does that work in Small Claims court? Can OP pursue the other driver for more $ once she accepts the insurance payment? Is she required to accept the insurance payment?
You wouldn't be suing the insurance company in small claims court, you would be suing the driver personally. If OP can find cars just like she had and they cost more than what she received from the insurance payment, she could sue the individual to make up the difference. I'm sure she could also add the cost of new tags, inspection, etc. Insurance doesn't cover all your out of pocket expenses.