Anonymous
Post 02/05/2026 19:10     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
Anonymous wrote:
Anonymous wrote:I am poor, my teen has a part time job and helps me out a little. I opened a Roth IRA for him and put some money there in FXAIX and the like. I want to spend $100 each for maybe 5 companies that just barely went public and are high risk and have a potential of becoming the next Amazon or Apple in the next 45 years.
Is this even a good idea and if yes, what should I buy? I am ok with pissing away that money as most of his contributions will be in indices anyway


Buy him low cost total stock market funds. It has the risk profile over the time horizon you are looking for. Both you and your teen should read this book:

https://en.wikipedia.org/wiki/The_Little_Book_of_Common_Sense_Investing


This is where the majority of his Roth IRA already is
Anonymous
Post 02/05/2026 07:39     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
Anonymous wrote:I am poor, my teen has a part time job and helps me out a little. I opened a Roth IRA for him and put some money there in FXAIX and the like. I want to spend $100 each for maybe 5 companies that just barely went public and are high risk and have a potential of becoming the next Amazon or Apple in the next 45 years.
Is this even a good idea and if yes, what should I buy? I am ok with pissing away that money as most of his contributions will be in indices anyway


Buy him low cost total stock market funds. It has the risk profile over the time horizon you are looking for. Both you and your teen should read this book:

https://en.wikipedia.org/wiki/The_Little_Book_of_Common_Sense_Investing
Anonymous
Post 02/05/2026 02:23     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
Anonymous wrote:This is how the poor stay poor - wishing on a star and thinking you can outperform people who manage stock portfolios for a living.


I agree. I can’t imagine doing it myself.
Anonymous
Post 02/02/2026 20:35     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
Anonymous wrote:
Anonymous wrote:I am poor, my teen has a part time job and helps me out a little. I opened a Roth IRA for him and put some money there in FXAIX and the like. I want to spend $100 each for maybe 5 companies that just barely went public and are high risk and have a potential of becoming the next Amazon or Apple in the next 45 years.
Is this even a good idea and if yes, what should I buy? I am ok with pissing away that money as most of his contributions will be in indices anyway


ASTS has high risk, high reward. We got in when it was $2 a share. Good luck!


Thank you! I’ll update in a year
Anonymous
Post 02/02/2026 09:34     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
Op here, thanks everyone
Anonymous
Post 02/01/2026 09:50     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
Anonymous wrote:I am poor, my teen has a part time job and helps me out a little. I opened a Roth IRA for him and put some money there in FXAIX and the like. I want to spend $100 each for maybe 5 companies that just barely went public and are high risk and have a potential of becoming the next Amazon or Apple in the next 45 years.
Is this even a good idea and if yes, what should I buy? I am ok with pissing away that money as most of his contributions will be in indices anyway


My .02 is that the better “lesson” to show your teen is the power of compounding interest. Keep adding to low cost index funds and when it’s time for him to retire, he’ll thank you.
Anonymous
Post 01/31/2026 21:16     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
Anonymous wrote:I am poor, my teen has a part time job and helps me out a little. I opened a Roth IRA for him and put some money there in FXAIX and the like. I want to spend $100 each for maybe 5 companies that just barely went public and are high risk and have a potential of becoming the next Amazon or Apple in the next 45 years.
Is this even a good idea and if yes, what should I buy? I am ok with pissing away that money as most of his contributions will be in indices anyway


ASTS has high risk, high reward. We got in when it was $2 a share. Good luck!
Anonymous
Post 01/31/2026 21:05     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
If we start dropping individual stock names at you, what’s your next move?
Anonymous
Post 01/31/2026 19:39     Subject: Small gifts of high risk early stock for my teen’s Roth IRA
Anonymous wrote:
Anonymous wrote:It's like buying lottery tickets. I don't think it's going to result in gains, and I don't think it's a particularly great lesson either.


I did this when I was 20 and got an inheritance from my grandmother. The lesson that I learned is that you can (and probably will) lose all of your money and it's not wise to invest in individual stocks.


I hope you didn’t invest all of it in individual stocks. Because I’m not
Anonymous
Post 01/31/2026 19:38     Subject: Re:Small gifts of high risk early stock for my teen’s Roth IRA
Anonymous wrote:MSFT. Seems to have a decent return the last 40 something years.


Thank you. I was thinking emerging companies but will check it out