Anonymous
Post 02/15/2026 17:03     Subject: Late 20s No Debt: Help me Allocate 100k

Anonymous wrote:Thanks for the replies everyone.
Money is getting about 3% and is able to move within 48HRs if needed. I define "too exposed" to the stock market as 90+% of all assets (not the 100k) are in the market. We are planning on having kids.


You’re young. You guys are not to exposed to stocks
Anonymous
Post 02/15/2026 17:02     Subject: Late 20s No Debt: Help me Allocate 100k

Anonymous wrote:VOO + VXUS


Or VT
Anonymous
Post 02/15/2026 16:36     Subject: Late 20s No Debt: Help me Allocate 100k

Thanks for the replies everyone.
Money is getting about 3% and is able to move within 48HRs if needed. I define "too exposed" to the stock market as 90+% of all assets (not the 100k) are in the market. We are planning on having kids.
Anonymous
Post 02/11/2026 07:54     Subject: Late 20s No Debt: Help me Allocate 100k

There's not such thing as too much exposure to the stock market. It's like saying you have too much money saved.