Anonymous wrote:First one
Yes, but both verify and consider how you’d feel if
a)that’s the ceiling or it’s an abberation for the person’s field. A friend is a lovely person, but underearns for their field (about 60%) without any excuse. It’s not a work life balance thing. Their romantic life always takes a hit over it because they are constantly teetering on a financial crisis. They don’t ask for help, but just have to focus on getting back to solvency and drop the relationship.
And
B)there’s no debt because there’s no credit history. My dad had no debt when my mom married him because he had no credit, but he quickly ruined her excellent credit.