I am worried this will just lead to more uninsured drivers on the road driving illegally. So many out there at the momen. All three of the accidents with my cars in the last 15 years have been with uninsured drivers.

Op is super argumentative. You are the one who asked the fking question OP!!

Increases are due to rising costs of cars, car repairs due accidents caused by bad drivers, and carjackings and regular auto theft.

Anonymous wrote:

Anonymous wrote:You said it, shop around. There is no point in being loyal to a car insurance company. I sit down yearly and do price quotes from all the companies and go with the cheapest for me.

Not true.

We just received a 50% loyalty discount for 5 years of constant coverage with same company & no claims. Additional discount for second car because it is driven less than 4,000 miles per year.

Just rechecked the numbers. It was actually slightly more than a 50% discount that we received from our auto insurance company after 5 full years with no claims.

Anonymous wrote:You said it, shop around. There is no point in being loyal to a car insurance company. I sit down yearly and do price quotes from all the companies and go with the cheapest for me.

Not true.

We just received a 50% loyalty discount for 5 years of constant coverage with same company & no claims. Additional discount for second car because it is driven less than 4,000 miles per year.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Credit score is one of the maot significant factors in setting auto insurance rates. They look specifically at ratio of credit used :: credit available

Has yours changed in the past six months?

Credit score is excellent. Over 850

We are not participating in their driving monitoring program apparently. Will not be either.

Impossible. No such thing as a credit score above 850.

What? Lol

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Credit score is one of the maot significant factors in setting auto insurance rates. They look specifically at ratio of credit used :: credit available

Has yours changed in the past six months?

Credit score is excellent. Over 850

We are not participating in their driving monitoring program apparently. Will not be either.

Impossible. No such thing as a credit score above 850.

Mine is and has been for as long as I’ve been checking it or needing it for a car loan.

Anonymous wrote:

Anonymous wrote:The why is easy. Accidents are more expensive because of the cost of repairing and replacing vehicles.

We are excellent drivers. We are being charged for not participating in their insurance driving monitoring program. That is a scam.

All insurance is a scam unfortunately.

Here's why auto insurance is out of control. Some car dinged the side of our door by cutting through the rows of a parking lot like a moron. The damage was just a dent and some paint smear in one spot. $4000 for a body shop to repair it. Insane.

Anonymous wrote:

Anonymous wrote:Credit score is one of the maot significant factors in setting auto insurance rates. They look specifically at ratio of credit used :: credit available

Has yours changed in the past six months?

Credit score is excellent. Over 850

We are not participating in their driving monitoring program apparently. Will not be either.

Impossible. No such thing as a credit score above 850.