My company offers both as of a few years ago. I’m doing th full after tax Roth and this year the catch up but if you are in higher tax bracket I thought it did not make much sense to do full 401k into Roth 401k. Do you think I’m off here?
Anonymous
12/01/2025 08:29
Subject: Confused by Roth 401k
Anonymous wrote:Doesn’t this screw over people who can’t do a Roth?
This isn’t a Roth IRA with eligibility limits based on income so it’s not an issue.
Anonymous
12/01/2025 00:33
Subject: Confused by Roth 401k
Doesn’t this screw over people who can’t do a Roth?