Anonymous wrote:I now have $50,000 parked in the money market fund in the TSP MFW waiting until we keep seeing enough red days that I can buy up a bunch of VITAX and FSELX for cheaper and hold it long term. I also have a bunch of money in G I just sold C and I fund for.

I think we will see a market panic and fire sale like in April, but worse, in 2026. At that point, i will buy. Yeah, is there a 77% chance of a coming rate cut? Yes. Will that stimulate the market? Probs. But only in the short term. You can only hide all the tariff impacts and the layoffs and the inflation and job reports for so long. Once the herd mentality of panic sets in and algos sell and people sell out then im getting in. I’m exchanging G for C and I. The economy is shakey right now and if you can’t see that you are an idiot. We are due for a cyclical correction and most likely a crash.

Anonymous wrote:

Anonymous wrote:I just moved a year's expenses out of equities and into G fund or money markets in each of my retirement accounts including my TSP (I have two others) as a way to lock in gains/hedge against the current atmosphere. I am 50. So between that move and our Ibonds and HYSA, we have 5 years expenses in cash and cash alternatives.

I think I’m doing the same. I’ll come back to stocks when the market makes sense.

Anonymous wrote:I moved more over to G fund today. We’ve got a lot of uncertainties between inflation, jobs, trade, tariffs, ai layoffs and so forth. I am keeping 20% in I and 10% in C. Also, TSP MFW is in a precious metals fund. I don’t really care to hear from people who watch Fox News business and have blinders on to the actual financial picture. Maybe I’ll miss out on 6 months of gains or even a year or more, but a recession is on the horizon. If things improve all I have to do is move back to C and I funds again. But I am not locking in losses if the herd mentality of a market crash starts to happens and we see years of lost gains.

Anonymous wrote:

Anonymous wrote:I moved more over to G fund today. We’ve got a lot of uncertainties between inflation, jobs, trade, tariffs, ai layoffs and so forth. I am keeping 20% in I and 10% in C. Also, TSP MFW is in a precious metals fund. I don’t really care to hear from people who watch Fox News business and have blinders on to the actual financial picture. Maybe I’ll miss out on 6 months of gains or even a year or more, but a recession is on the horizon. If things improve all I have to do is move back to C and I funds again. But I am not locking in losses if the herd mentality of a market crash starts to happens and we see years of lost gains.

Financial incompetence in a nutshell.

“All I have to do is move back to the C and I funds again.”

Anonymous wrote:I moved more over to G fund today. We’ve got a lot of uncertainties between inflation, jobs, trade, tariffs, ai layoffs and so forth. I am keeping 20% in I and 10% in C. Also, TSP MFW is in a precious metals fund. I don’t really care to hear from people who watch Fox News business and have blinders on to the actual financial picture. Maybe I’ll miss out on 6 months of gains or even a year or more, but a recession is on the horizon. If things improve all I have to do is move back to C and I funds again. But I am not locking in losses if the herd mentality of a market crash starts to happens and we see years of lost gains.

Anonymous wrote:

Anonymous wrote:I just moved a year's expenses out of equities and into G fund or money markets in each of my retirement accounts including my TSP (I have two others) as a way to lock in gains/hedge against the current atmosphere. I am 50. So between that move and our Ibonds and HYSA, we have 5 years expenses in cash and cash alternatives.

I think I’m doing the same. I’ll come back to stocks when the market makes sense.