Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you have an intelligently designed portfolio calibrated to your risk tolerance and timelines you need do nothing at all. There will be ups and downs and moving deck chairs around will likely only result in you magnifying losses over time and missing growth when cycles change course. A well designed portfolio is an all-season, all-weather portfolio, not one which requires big changes whenever you read something in the financial press or, even worse, on an anonymous board populated by self-described stock market savants who have their own special secret sauce for investing success.

Okay Jack Bogle enough platitudes. We get it. Just buy VTI and check back in 30 years.

For anyone else who needs to retire in like 5 years. You need to listen and listen close. We are on the precipice of a crash unlike one seen since 1929. Inflation. Job losses. Ride the stock market wave now buying tech stocks or other similar equities, with rate cuts and QE coming to juice the market. But sell it for gold etf and a consumer staples ETFs in like a year or less. The market crash is coming. Be ready. When the crash comes sell those ETFs and buy SPMO, UPRO and IDMO and ride the wave all the way up. That’s if our economy can return to all time highs.

A savant has entered the discussion!

Check back at that one year point to tell us how you predicted the coming crash so presciently. Or not.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I moved 1/4 of my portfolio both Ira and taxable into gold ETFs and mutual funds last month. There will be a crash soon. Better to be prepared to sell the gold and buy stocks when they’re cheaper. The market always goes back up. But yea, this crash is coming. Think about it. Why are we cutting rates? How is employment? Inflation? The dollar? Cost of goods? THINK. Don’t listen to the calmness of the crowd here.

Rates are being cut because the economy is slowing. The cuts likely will stimulate growth and cut corporate expenses in a very meaningful way which will increase corporate profits which will fuel the stock market, spur investment which will create jobs and cause the economy to grow.

It may not work but it likely will. Gold is very overpriced. If you were worried I would move to cash.

A crash is not likely. A correction is overdue but likely will not come in the next six months.

I disagree. I see global instability. I see layoffs happening and dollar devaluation. I also see funny numbers that are constantly being revised down. You can’t just throw tariffs around like Calvin Coolidge and expecting all to be hunky dory. History is not your friend. Stuff just coats more these days. I hope you’re right that rate cuts will do what you say, but they won’t. They’ll only devalue the dollar and further lead a flight into safety assets like gold, consumer staples and real estate. Bitcoin maybe, but even then it’s still heavily correlated with the stock market and is considered by most still a highly speculative investment. If a crash happens my guess is Bitcoin and ETH go with it mostly. That’s not to say Bitcoin won’t be worth $1m in like 15 years.

Anyway, I don’t share your rosy outlook. We have tried to bring manufacturing by throwing tariffs all around? All we’re doing is creating alternate trade routes. AI is also taking jobs. We are going to have a recession. How bad is the question.

Gold is not a safe asset today. If you are right the flight will be to the dollar.

Things are not as unstable as you think.

Anonymous wrote:

Anonymous wrote:If you have an intelligently designed portfolio calibrated to your risk tolerance and timelines you need do nothing at all. There will be ups and downs and moving deck chairs around will likely only result in you magnifying losses over time and missing growth when cycles change course. A well designed portfolio is an all-season, all-weather portfolio, not one which requires big changes whenever you read something in the financial press or, even worse, on an anonymous board populated by self-described stock market savants who have their own special secret sauce for investing success.

Okay Jack Bogle enough platitudes. We get it. Just buy VTI and check back in 30 years.

For anyone else who needs to retire in like 5 years. You need to listen and listen close. We are on the precipice of a crash unlike one seen since 1929. Inflation. Job losses. Ride the stock market wave now buying tech stocks or other similar equities, with rate cuts and QE coming to juice the market. But sell it for gold etf and a consumer staples ETFs in like a year or less. The market crash is coming. Be ready. When the crash comes sell those ETFs and buy SPMO, UPRO and IDMO and ride the wave all the way up. That’s if our economy can return to all time highs.

Anonymous wrote:

Anonymous wrote:Because they say "oh everything is fine," and I am curious to see what other normal people are thinking and doing!

If you were looking for what normal people are doing about anything, you’re on the wrong website

Anonymous wrote:If you have an intelligently designed portfolio calibrated to your risk tolerance and timelines you need do nothing at all. There will be ups and downs and moving deck chairs around will likely only result in you magnifying losses over time and missing growth when cycles change course. A well designed portfolio is an all-season, all-weather portfolio, not one which requires big changes whenever you read something in the financial press or, even worse, on an anonymous board populated by self-described stock market savants who have their own special secret sauce for investing success.

Anonymous wrote:The market will keep going up for a few years until 1) the corporate consolidation reaches a tipping point 2) people get too poor to afford the goods the corporations are producing. Keep your money there until you see breadlines forming.

Anonymous wrote:

Anonymous wrote:Because they say "oh everything is fine," and I am curious to see what other normal people are thinking and doing!

If you were looking for what normal people are doing about anything, you’re on the wrong website

Anonymous wrote:Because they say "oh everything is fine," and I am curious to see what other normal people are thinking and doing!

Anonymous wrote:Unfortunately the removal of safeguards means the market will continue to go up regardless of warning signs until it just goes into free fall. No one knows how many years it will take but it's also impossible to plan for it.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I moved 1/4 of my portfolio both Ira and taxable into gold ETFs and mutual funds last month. There will be a crash soon. Better to be prepared to sell the gold and buy stocks when they’re cheaper. The market always goes back up. But yea, this crash is coming. Think about it. Why are we cutting rates? How is employment? Inflation? The dollar? Cost of goods? THINK. Don’t listen to the calmness of the crowd here.

Rates are being cut because the economy is slowing. The cuts likely will stimulate growth and cut corporate expenses in a very meaningful way which will increase corporate profits which will fuel the stock market, spur investment which will create jobs and cause the economy to grow.

It may not work but it likely will. Gold is very overpriced. If you were worried I would move to cash.

A crash is not likely. A correction is overdue but likely will not come in the next six months.

I disagree. I see global instability. I see layoffs happening and dollar devaluation. I also see funny numbers that are constantly being revised down. You can’t just throw tariffs around like Calvin Coolidge and expecting all to be hunky dory. History is not your friend. Stuff just coats more these days. I hope you’re right that rate cuts will do what you say, but they won’t. They’ll only devalue the dollar and further lead a flight into safety assets like gold, consumer staples and real estate. Bitcoin maybe, but even then it’s still heavily correlated with the stock market and is considered by most still a highly speculative investment. If a crash happens my guess is Bitcoin and ETH go with it mostly. That’s not to say Bitcoin won’t be worth $1m in like 15 years.

Anyway, I don’t share your rosy outlook. We have tried to bring manufacturing by throwing tariffs all around? All we’re doing is creating alternate trade routes. AI is also taking jobs. We are going to have a recession. How bad is the question.