Anonymous
Post 08/25/2025 13:15     Subject: TSP YTD returns
Anonymous wrote:About 95% of you will reject what I did, but

I moved $85,000 from the C fund to BTCFX in the MFW about 5 months ago. I set it to allot the monthly dividends (about 22% or $3,500 each month) in the window’s money market account

Also, back in January, I could see the writing on the wall with tariffs. I reallocated the rest of my funds from 100% C fund to 80% I fund and 20% C fund.

I have a feeling we will see a massive correction in a year or less, when tariffs reverberations really kick in, so I’m tempted to move all my funds into G in like 5 months and then when the crash keeps going for a year or so, move the money back into 50% C and 50% I fund.

Anyways I am at 22% YTD returns.


99.99% of us don’t give F
Anonymous
Post 08/25/2025 12:57     Subject: Re:TSP YTD returns
15 percent. 100 percent in c fund. I let my pension take the place of my bond allocation. I should switch to 30 percent I fund at some point
Anonymous
Post 08/25/2025 12:02     Subject: TSP YTD returns
Anonymous wrote:I love how these threads inevitably fill up with day-trader geniuses who claim they reliably make returns that would make Warren Buffet salivate but inexplicably slave away at their government job, content to max out their TSP instead of taking their savant-level trading ability to Renaissance Technologies where they could make mid 7 figures easily.


+1
Anonymous
Post 08/25/2025 12:02     Subject: TSP YTD returns
13.05%, all in the 2050 life cycle fund.
Anonymous
Post 08/25/2025 11:55     Subject: TSP YTD returns
I love how these threads inevitably fill up with day-trader geniuses who claim they reliably make returns that would make Warren Buffet salivate but inexplicably slave away at their government job, content to max out their TSP instead of taking their savant-level trading ability to Renaissance Technologies where they could make mid 7 figures easily.
Anonymous
Post 08/25/2025 10:52     Subject: TSP YTD returns
Up 11.03%. I made TSP millionaire a couple weeks ago, age 45, 19 years of service!
Anonymous
Post 08/25/2025 09:22     Subject: TSP YTD returns
About 95% of you will reject what I did, but

I moved $85,000 from the C fund to BTCFX in the MFW about 5 months ago. I set it to allot the monthly dividends (about 22% or $3,500 each month) in the window’s money market account

Also, back in January, I could see the writing on the wall with tariffs. I reallocated the rest of my funds from 100% C fund to 80% I fund and 20% C fund.

I have a feeling we will see a massive correction in a year or less, when tariffs reverberations really kick in, so I’m tempted to move all my funds into G in like 5 months and then when the crash keeps going for a year or so, move the money back into 50% C and 50% I fund.

Anyways I am at 22% YTD returns.
Anonymous
Post 08/24/2025 13:27     Subject: TSP YTD returns
My TSP is about 10.5%, almost all in C. My Fidelity 401k from a former employer is doing much better though.
Anonymous
Post 08/24/2025 12:37     Subject: TSP YTD returns
Anonymous wrote:
Anonymous wrote:I'm 9:14, and I have 76% in a mix of lifestyle funds - 2030 currently holds the bulk but I have reduced future contributions there, also 2035, 2040, 2045 and 2050. S fund = 16%, I Fund = 7% and G Fund 1%; this money is from early in my career, predating lifestyle funds.


That's totally weird allocation. It's your I fund doing the heavy lifting.


The I fund is very strong at the moment, for sure, but over the years I would say it's the highest volatility risk.
Anonymous
Post 08/24/2025 12:35     Subject: TSP YTD returns
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I'm 9:14, and I have 76% in a mix of lifestyle funds - 2030 currently holds the bulk but I have reduced future contributions there, also 2035, 2040, 2045 and 2050. S fund = 16%, I Fund = 7% and G Fund 1%; this money is from early in my career, predating lifestyle funds.


That's totally weird allocation. It's your I fund doing the heavy lifting.


I’m not too familiar with TDF in TSP. Do they work the same outside TSPs where the main difference in the years is the amount of allocation towards fixed income assets as you get closer to retirement? And each TDF also changes allocation on its own as it gets older?


Yep.
Anonymous
Post 08/24/2025 12:31     Subject: TSP YTD returns
Anonymous wrote:
Anonymous wrote:I'm 9:14, and I have 76% in a mix of lifestyle funds - 2030 currently holds the bulk but I have reduced future contributions there, also 2035, 2040, 2045 and 2050. S fund = 16%, I Fund = 7% and G Fund 1%; this money is from early in my career, predating lifestyle funds.


That's totally weird allocation. It's your I fund doing the heavy lifting.


I’m not too familiar with TDF in TSP. Do they work the same outside TSPs where the main difference in the years is the amount of allocation towards fixed income assets as you get closer to retirement? And each TDF also changes allocation on its own as it gets older?
Anonymous
Post 08/24/2025 12:11     Subject: TSP YTD returns
Anonymous wrote:I'm 9:14, and I have 76% in a mix of lifestyle funds - 2030 currently holds the bulk but I have reduced future contributions there, also 2035, 2040, 2045 and 2050. S fund = 16%, I Fund = 7% and G Fund 1%; this money is from early in my career, predating lifestyle funds.


That's totally weird allocation. It's your I fund doing the heavy lifting.
Anonymous
Post 08/24/2025 12:06     Subject: TSP YTD returns
I'm 9:14, and I have 76% in a mix of lifestyle funds - 2030 currently holds the bulk but I have reduced future contributions there, also 2035, 2040, 2045 and 2050. S fund = 16%, I Fund = 7% and G Fund 1%; this money is from early in my career, predating lifestyle funds.
Anonymous
Post 08/24/2025 11:41     Subject: TSP YTD returns
PP, that's pretty good, what funds and investment mix do you currently have?
Anonymous
Post 08/24/2025 09:14     Subject: TSP YTD returns
YTD on the homepage says 11.3%