Anonymous wrote:Just curious, I have 18 years in, 10 of those were part-time. My tsp barely at 500k, I feel way behind...or is this typical?
This says nothing. How much was put in and how much is the growth? I invested $50k in 2020 and it has grown to $500k in growth stocks. I learned so much doing in on my own. I will not pay much in taxes as I file HH for years to come.
I will be bringing up the cost basis slowly for the next 10+ years. You got to learn to do it on your own and don't let taxes and fees eat into your money.
I also have two Roth accounts, but ca $80k tax free money every year in taxable account is quite awesome. Never had a 401k or any retirement offered at work. I wouldn't even do it for the match as my own returns are so much higher. You don't know what problems you will have with RMD later in life.