Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:raginpirates wrote:I am asking because I have seen so many nonresidents ignore camera tickets which are issued by DC. But I do not know if it impacts my credit if I do not pay it if it gets sent to collections. Can someone answer if it impacts your credit because I will only pay it if it impacts my credit.
Everything impacts your credit.
Just not using a credit card for a few days may cause a drop of 20-40 points. Buying something unusual could affect it. Opening another account could wreak havoc on it.
Credit Scores are mostly volatile and ridiculously arbitrary. You are being scammed by thinking it matters that much. Don't buy into the scam.
TLDR? Yes, it will affect your score if you don't pay the FLOCK camera scammers. But you shouldn't care, it won't affect it enough to matter.
It is not such a big mystery what affects your credit score.
Think of your credit score as something similar to heart rate or blood pressure. It constantly fluctuates, but what's important is averages over time, not the number at any given moment.
Sometimes they can drop or increase on a dime for hardly any reason also.
Sometimes they are manipulated on purpose for various reasons.
The score fluctuates because the balance you carry on your credit cards fluctuates. It will improve when you make your monthly payment then start creeping down as you add new purchases throughout the month.
Anonymous wrote:Anonymous wrote:Did you actually run the light?
That would determine if I paid it or not.
If you were stuck in the intersection when it changed, I wouldn't pay it for any reason. They could jail me and still wouldn't pay it. Sit it out at $100 a day purely out of principle.
If you were trying to make the light, then pay it and quit doing that. You will hit someone some day.
Of course on the flip side, people who brake hard to stop before the light changes, will also cause wrecks.
Camera tickets are insidious overall and immoral.
The worst drivers in the world think this is a thing that "happens" to them. The rest of us know that yellow comes before red and you're not supposed to block the box - you don't go through an intersection unless you can clear it.
raginpirates wrote:I am asking because I have seen so many nonresidents ignore camera tickets which are issued by DC. But I do not know if it impacts my credit if I do not pay it if it gets sent to collections. Can someone answer if it impacts your credit because I will only pay it if it impacts my credit.
Anonymous wrote:Anonymous wrote:I got a DC parking ticket in 1989 with a car from 2 states away. Received a bill at home within a couple of months.
They will find you. Why would you leave it unpaid?
The question was what happens if you don’t pay the bill not if you receive the bill
Anonymous wrote:Anonymous wrote:Anonymous wrote:raginpirates wrote:I am asking because I have seen so many nonresidents ignore camera tickets which are issued by DC. But I do not know if it impacts my credit if I do not pay it if it gets sent to collections. Can someone answer if it impacts your credit because I will only pay it if it impacts my credit.
Everything impacts your credit.
Just not using a credit card for a few days may cause a drop of 20-40 points. Buying something unusual could affect it. Opening another account could wreak havoc on it.
Credit Scores are mostly volatile and ridiculously arbitrary. You are being scammed by thinking it matters that much. Don't buy into the scam.
TLDR? Yes, it will affect your score if you don't pay the FLOCK camera scammers. But you shouldn't care, it won't affect it enough to matter.
It is not such a big mystery what affects your credit score.
Think of your credit score as something similar to heart rate or blood pressure. It constantly fluctuates, but what's important is averages over time, not the number at any given moment.
Sometimes they can drop or increase on a dime for hardly any reason also.
Sometimes they are manipulated on purpose for various reasons.
Anonymous wrote:Did you actually run the light?
That would determine if I paid it or not.
If you were stuck in the intersection when it changed, I wouldn't pay it for any reason. They could jail me and still wouldn't pay it. Sit it out at $100 a day purely out of principle.
If you were trying to make the light, then pay it and quit doing that. You will hit someone some day.
Of course on the flip side, people who brake hard to stop before the light changes, will also cause wrecks.
Camera tickets are insidious overall and immoral.
Anonymous wrote:Anonymous wrote:raginpirates wrote:I am asking because I have seen so many nonresidents ignore camera tickets which are issued by DC. But I do not know if it impacts my credit if I do not pay it if it gets sent to collections. Can someone answer if it impacts your credit because I will only pay it if it impacts my credit.
Everything impacts your credit.
Just not using a credit card for a few days may cause a drop of 20-40 points. Buying something unusual could affect it. Opening another account could wreak havoc on it.
Credit Scores are mostly volatile and ridiculously arbitrary. You are being scammed by thinking it matters that much. Don't buy into the scam.
TLDR? Yes, it will affect your score if you don't pay the FLOCK camera scammers. But you shouldn't care, it won't affect it enough to matter.
It is not such a big mystery what affects your credit score.
Anonymous wrote:Anonymous wrote:raginpirates wrote:I am asking because I have seen so many nonresidents ignore camera tickets which are issued by DC. But I do not know if it impacts my credit if I do not pay it if it gets sent to collections. Can someone answer if it impacts your credit because I will only pay it if it impacts my credit.
Everything impacts your credit.
Just not using a credit card for a few days may cause a drop of 20-40 points. Buying something unusual could affect it. Opening another account could wreak havoc on it.
Credit Scores are mostly volatile and ridiculously arbitrary. You are being scammed by thinking it matters that much. Don't buy into the scam.
TLDR? Yes, it will affect your score if you don't pay the FLOCK camera scammers. But you shouldn't care, it won't affect it enough to matter.
Pretty much everything in this post is untrue. It is not such a big mystery what affects your credit score. Many credit cards let you check your credit score for free online and provide info on the major drivers of the score: timely payments, amount of debt, number of recent credit applications, etc. The OP is worried about collections and their effect on credit score. Not all collections are reported to credit agencies but I suggest OP do his own research and figure out if collections on unpaid tickets are reported.
Anonymous wrote:raginpirates wrote:I am asking because I have seen so many nonresidents ignore camera tickets which are issued by DC. But I do not know if it impacts my credit if I do not pay it if it gets sent to collections. Can someone answer if it impacts your credit because I will only pay it if it impacts my credit.
Everything impacts your credit.
Just not using a credit card for a few days may cause a drop of 20-40 points. Buying something unusual could affect it. Opening another account could wreak havoc on it.
Credit Scores are mostly volatile and ridiculously arbitrary. You are being scammed by thinking it matters that much. Don't buy into the scam.
TLDR? Yes, it will affect your score if you don't pay the FLOCK camera scammers. But you shouldn't care, it won't affect it enough to matter.