Op, you are doing a great job living within your means. Stay.

It's not crazy to buy what you can afford

Anonymous wrote:People collect things up until their 50s then for the next 50 years they shed material things and reduce. Stay ahead of the curve and just keep the smaller more reasonable home. Your energy, water, heating, AC, and furniture bills will be smaller, too.

All true!

Anonymous wrote:

Anonymous wrote:

Sounds terrible to live like that! Why did you bring 3 kids into that little space??????????

Why do you take up so much space?

The parents are sleeping in the garage!
And they make $300,000.

Nutso.

Anonymous wrote:

Sounds terrible to live like that! Why did you bring 3 kids into that little space??????????

Why do you take up so much space?

Do you have a good interest rate? If you are happy where you are, and your money is working in your favor, who cares?

Sounds terrible to live like that! Why did you bring 3 kids into that little space??????????

I’ve been in my small 1,200 square foot home, 3 bedrooms, 1 bath, no basement, for over 20 years. But for much of the time it was just DD and me, although we had a third person during the pandemic. The worst part is the one bathroom. Otherwise, it’s not bad.

But it’s still possible to accumulate a lot of stuff!

I’ve literally never lived in a house that small and I grew up LMC (but not here.) With 3 kids I think I’d at least want a 3rd bedroom and 2nd bathroom. Doesn’t have to be a giant house, but 1 bathroom!!!

Can you build an extension? Even a screened in porch could get you more space.

No it's totally fine.

It will be harder when your kids are physically bigger and want more privacy too.

People collect things up until their 50s then for the next 50 years they shed material things and reduce. Stay ahead of the curve and just keep the smaller more reasonable home. Your energy, water, heating, AC, and furniture bills will be smaller, too.

I hate the term “starter home.” Sounds like you have a warm and lovely home. Pay down that debt.

Pay off your debt asap and then save up cash to pay for your renovation.