Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Those schools are losing hundreds of millions in cuts so I doubt they will give you anything.

And their endowments have taken the same market hit as op. Plus they are eyeballing possible taxes on their endowments.

You can always ask, but I wouldn’t expect anything more than empathy.

These schools need to stop forcing parents to subsidize other people and drops prices across the board

during an accepted students yale info session, they said it costs them 140k a year per student. so everyone is subsidized to one extent or another. and full pay aren't paying for any other student.

Then they should raise the prices to $140k/yr , no finaid. let the market decide.

Agreed. As a donut hole person I am very bitter about the whole thing. Made huge sacrifices my whole life to be fiscally responsible and save and I get nothing. People saved nothing to take fancy trips and drive ridiculous cars and have more kids than they can afford and they are getting money left and right. I don't think there should be allowances for multiple kids - shouldn't have had more kids than you could afford. I am more supportive of helping those who truly have need but that bar has crept up a lot. If you can't afford it, go to State U and let your the next generation prosper.

Anonymous wrote:Yale will say you’re out of luck. Princeton would very likely have a conversation. I have no experience with Harvard.

+1. Still salty at how Yale treated my parents many years ago. We scraped by and made it work, but barely.

OP, just know that people with more than you will get more and you have to let that go if Harvard matters to you.

Anonymous wrote:

Anonymous wrote:No they do not budge an inch. My Dad lost his job and they said tough.

My experience at Harvard was this. My dad lost his job to a disabling injury and has never worked again, I was already on aid and they LOWERED IT. I am still bitter.

lol you were at Harvard though. I'm sure you could have transferred anywhere for full ride

Anonymous wrote:

Anonymous wrote:No they do not budge an inch. My Dad lost his job and they said tough.

My experience at Harvard was this. My dad lost his job to a disabling injury and has never worked again, I was already on aid and they LOWERED IT. I am still bitter.

That sucks. These places are corporations, they care more about their bottom line than anything else.

Anonymous wrote:No they do not budge an inch. My Dad lost his job and they said tough.

My experience at Harvard was this. My dad lost his job to a disabling injury and has never worked again, I was already on aid and they LOWERED IT. I am still bitter.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Plus I think you are overstating the generosity of FA. Many families getting FA are quite hard up. The number with big houses and fat retirement accounts but low income who receive FA (which you seem to be thinking about) is going to be a very small group, and not a sympathetic one.

this is a large-ish group actually. or people who have small business who take 40k of income during these years (and 600k other years - my dentist does this)

I think you'll be stuck this year but if you buy a 3mm house, you'll pay nothing 25-26.

this. a lot of people game this - there are consulting groups. do the Peter Thiel mega backdoor, buy the zillion dollar house, etc.

How do they game it without applying ED?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Those schools are losing hundreds of millions in cuts so I doubt they will give you anything.

And their endowments have taken the same market hit as op. Plus they are eyeballing possible taxes on their endowments.

You can always ask, but I wouldn’t expect anything more than empathy.

These schools need to stop forcing parents to subsidize other people and drops prices across the board

during an accepted students yale info session, they said it costs them 140k a year per student. so everyone is subsidized to one extent or another. and full pay aren't paying for any other student.

Then they should raise the prices to $140k/yr , no finaid. let the market decide.

Anonymous wrote:

Anonymous wrote:Plus I think you are overstating the generosity of FA. Many families getting FA are quite hard up. The number with big houses and fat retirement accounts but low income who receive FA (which you seem to be thinking about) is going to be a very small group, and not a sympathetic one.

this is a large-ish group actually. or people who have small business who take 40k of income during these years (and 600k other years - my dentist does this)

I think you'll be stuck this year but if you buy a 3mm house, you'll pay nothing 25-26.

this. a lot of people game this - there are consulting groups. do the Peter Thiel mega backdoor, buy the zillion dollar house, etc.

are you STILL talking about the 1990s? it has literally nothing to do with FA at these schools in 2025.

Anonymous wrote:

Anonymous wrote:Plus I think you are overstating the generosity of FA. Many families getting FA are quite hard up. The number with big houses and fat retirement accounts but low income who receive FA (which you seem to be thinking about) is going to be a very small group, and not a sympathetic one.

this is a large-ish group actually. or people who have small business who take 40k of income during these years (and 600k other years - my dentist does this)

I think you'll be stuck this year but if you buy a 3mm house, you'll pay nothing 25-26.

I really doubt this. FWIW my full pay dad was a dentist. He didn’t game his income, most people don’t.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Those schools are losing hundreds of millions in cuts so I doubt they will give you anything.

And their endowments have taken the same market hit as op. Plus they are eyeballing possible taxes on their endowments.

You can always ask, but I wouldn’t expect anything more than empathy.

These schools need to stop forcing parents to subsidize other people and drops prices across the board

They don’t. Tuition doesn’t cover costs. That’s why they are obsessed with growing their endowments.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Those schools are losing hundreds of millions in cuts so I doubt they will give you anything.

And their endowments have taken the same market hit as op. Plus they are eyeballing possible taxes on their endowments.

You can always ask, but I wouldn’t expect anything more than empathy.

These schools need to stop forcing parents to subsidize other people and drops prices across the board

during an accepted students yale info session, they said it costs them 140k a year per student. so everyone is subsidized to one extent or another. and full pay aren't paying for any other student.

Anonymous wrote:Plus I think you are overstating the generosity of FA. Many families getting FA are quite hard up. The number with big houses and fat retirement accounts but low income who receive FA (which you seem to be thinking about) is going to be a very small group, and not a sympathetic one.

this is a large-ish group actually. or people who have small business who take 40k of income during these years (and 600k other years - my dentist does this)

I think you'll be stuck this year but if you buy a 3mm house, you'll pay nothing 25-26.

Anonymous wrote:

Anonymous wrote:Those schools are losing hundreds of millions in cuts so I doubt they will give you anything.

And their endowments have taken the same market hit as op. Plus they are eyeballing possible taxes on their endowments.

You can always ask, but I wouldn’t expect anything more than empathy.

These schools need to stop forcing parents to subsidize other people and drops prices across the board

Anonymous wrote:You lost me at $200k HHI. You realize the FA is for kids who have a single parent pulling $40k a year right?

you realize this isn't correct, right?