Anonymous
Post 03/29/2025 18:14     Subject: Do you fix your dings and dents?
Anonymous wrote:Six year old Honda Pilot. I am wondering if I should fix minor dings from new driver?


If it doesn't affect drivability or inspection, then it is only worth it if you DIY, otherwise it is a waste of money.

Collectible vehicles would be different.
Anonymous
Post 03/29/2025 18:13     Subject: Do you fix your dings and dents?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:No. I was the victim of a hit and run 10 years ago and have a visible mark all down the left side, both doors. We treated it for rust, that's all. I am not spending more than I have to on a car. It needs to be functional, that's all.


Insurance fraud


PP you replied to. Why????



Not the PP you're responding to But presumably the PP got money to repair the damage, then just took the money and didn't repair the car.


That's not fraud. Read the policy.
Anonymous
Post 03/29/2025 18:00     Subject: Do you fix your dings and dents?
Anonymous wrote:
Anonymous wrote:No. I was the victim of a hit and run 10 years ago and have a visible mark all down the left side, both doors. We treated it for rust, that's all. I am not spending more than I have to on a car. It needs to be functional, that's all.


Insurance fraud


It is not fraud. You can do whatever you want with the insurance money. You are not obligated to spend it on repairs. And it is not going to affect PP premiums either because PP was not at fault.
Anonymous
Post 03/29/2025 17:01     Subject: Do you fix your dings and dents?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:No. I was the victim of a hit and run 10 years ago and have a visible mark all down the left side, both doors. We treated it for rust, that's all. I am not spending more than I have to on a car. It needs to be functional, that's all.


Insurance fraud


PP you replied to. Why????



Not the PP you're responding to But presumably the PP got money to repair the damage, then just took the money and didn't repair the car.


Is that fraud? The insurance paid the cost to the car back to its condition before the accident. If the owner chose to keep it in its busted post-accident condition and keep the money, that seems like it’s up to them. They’re entitled to the value of the repair, are they actually required to get the repair done?

They’re not required to repair the car, but this strategy makes zero sense if the damage is from your own new driver. You’ll lose money filing claims because your insurance premiums will go up.


Oh, I totally agree this is a bad decision, I just didn’t think (like one PP did) it was fraud.
Anonymous
Post 03/29/2025 13:44     Subject: Do you fix your dings and dents?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:No. I was the victim of a hit and run 10 years ago and have a visible mark all down the left side, both doors. We treated it for rust, that's all. I am not spending more than I have to on a car. It needs to be functional, that's all.


Insurance fraud


PP you replied to. Why????



Not the PP you're responding to But presumably the PP got money to repair the damage, then just took the money and didn't repair the car.

That's fine. It's her prerogative. Her car lost value, and she got the money for it. She's entitled to it.
Anonymous
Post 03/29/2025 13:43     Subject: Do you fix your dings and dents?
Anonymous wrote:
Anonymous wrote:No. I was the victim of a hit and run 10 years ago and have a visible mark all down the left side, both doors. We treated it for rust, that's all. I am not spending more than I have to on a car. It needs to be functional, that's all.


Insurance fraud


How is this insurance fraud? She didn't even go through insurance.
Anonymous
Post 03/29/2025 13:42     Subject: Do you fix your dings and dents?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:No. I was the victim of a hit and run 10 years ago and have a visible mark all down the left side, both doors. We treated it for rust, that's all. I am not spending more than I have to on a car. It needs to be functional, that's all.


Insurance fraud


PP you replied to. Why????



Not the PP you're responding to But presumably the PP got money to repair the damage, then just took the money and didn't repair the car.


Is that fraud? The insurance paid the cost to the car back to its condition before the accident. If the owner chose to keep it in its busted post-accident condition and keep the money, that seems like it’s up to them. They’re entitled to the value of the repair, are they actually required to get the repair done?

They’re not required to repair the car, but this strategy makes zero sense if the damage is from your own new driver. You’ll lose money filing claims because your insurance premiums will go up.