Anonymous wrote:Ramsey is horrible. He would hold you back in not time as your understanding of money grows. Go to youtube and start watching. That's how I started in 2020 during shut down.
Personal finance is very personal. My knowledge grew, needs changed, and I was comfortable taking more risk. The people I once followed, I would not listen now.
You should aim to learn to invest and not just stay out of debt or know to pay the highest debt first.
Money printing is not going to end. Ramsay does not consider this at all. Like my favorite investor says, 'if you don't make 14%' you are losing money.
Anonymous wrote:Anonymous wrote:Ramit sethi has a great you tube channel and a Netflix show I really liked called How to be rich. He counsels mostly couples of all different income levels and financial situations. I was hooked at one point.
Ramit is way more annoying and in-your-face on political issues. He just posted on election day about how he was door knocking for Kamala. Of course, I’m sure that won’t be a problem for OP because she didn’t really mean “politically neutral”—she just wants someone who is not conservative.
The reason that I know about Ramit’s politics is because I don’t automatically shut down somebody if their views differ from mine (and I agree he has a good podcast). The other side should learn that lesson—you may even win an election every now and again if you do.
Anonymous wrote:I think it depends what OP is looking for and where she's starting from. I suggested The Money Guy Show above and also listen to Ramit and read Bogleheads. They do have a podcast, by the way.
The Money Guys have credentials (CPA, CFA, CFP, PFS between them) and their Financial Order of Operations gives a road map like Dave's Baby Steps. Plus they do listener Q&A like she requested. If you listen enough, you will learn about different IRAs and things like that.
Ramit has target saving/investing/spending percentages. He's more about money psychology and doesn't really get into pros and cons of specific investment vehicles. He might in his book?
Bogleheads will have almost anything you want to know or be able to tell you where to find it, but it's likely overwhelming to many people.