Anonymous wrote:I got three postcards in short succession a few years ago and went to all three presentations because free food. One was awful and there’s no way I would have trusted those people with a dime. One was okay, the people were nice and the concepts they were selling were reasonable.

The third was top notch and, after another year or two of research I ended up moving my money over to them. My mom followed suit not long after. I’ve been very, very happy with my returns. We sit down as often as needed but at least annually to check in, they offer estate planning services included in their fees. They did my trust a few years ago and we’re going to tweak it a little in a few weeks. My mom needs expensive care and she’s still making extra money on her money, despite the insane monthly bills. No regrets at all.

It may not be for everyone but I have a very busy life and I’m not an expert in finance so I can leave them to manage my money, they’ve done a great job over the 7-8 years I’ve been with them, and I can basically set it and forget it.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I got three postcards in short succession a few years ago and went to all three presentations because free food. One was awful and there’s no way I would have trusted those people with a dime. One was okay, the people were nice and the concepts they were selling were reasonable.

The third was top notch and, after another year or two of research I ended up moving my money over to them. My mom followed suit not long after. I’ve been very, very happy with my returns. We sit down as often as needed but at least annually to check in, they offer estate planning services included in their fees. They did my trust a few years ago and we’re going to tweak it a little in a few weeks. My mom needs expensive care and she’s still making extra money on her money, despite the insane monthly bills. No regrets at all.

It may not be for everyone but I have a very busy life and I’m not an expert in finance so I can leave them to manage my money, they’ve done a great job over the 7-8 years I’ve been with them, and I can basically set it and forget it.

Have to say this is some skillful stealth marketing. I like how they didn’t name the firm and waiting for sock puppet to ask to push their company, skilled.

I’m the PP and I won’t mention the firm. Not sure if I’m allowed to on DCUM anyway.

Someone else asked how they manage my money. They invest it, they do tax loss harvesting, they grow it. They have several investment options of varying risk for different phases of life and circumstances. As I said before I’ve been really happy with them.

If I hadn’t had the crappier presentations I wouldn’t have recognized that theirs was different. They have been around a very long time, are fiduciaries and have a proven track record.

A young son, you have a lot to learn.

They invest it - I hope so
They do tax loss harvesting- probably a sign of bad investments C-
Several investment options - cookie cutter portfolio that is good for no one F
Been around a long time - probably been ripping people off for a long time C
Are fiduciaries - what you think of fiduciaries and what the financial firms call fiduciary are not one and the same. Think 2002 Nissan Altima - it works but you wouldn't want to own it.
Proven track record - How did they prove this? D

There are real financial planners out there, you most likely do not have one.

How do they claim to be fiduciaries? I thought that carried legal implications? -NP

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I got three postcards in short succession a few years ago and went to all three presentations because free food. One was awful and there’s no way I would have trusted those people with a dime. One was okay, the people were nice and the concepts they were selling were reasonable.

The third was top notch and, after another year or two of research I ended up moving my money over to them. My mom followed suit not long after. I’ve been very, very happy with my returns. We sit down as often as needed but at least annually to check in, they offer estate planning services included in their fees. They did my trust a few years ago and we’re going to tweak it a little in a few weeks. My mom needs expensive care and she’s still making extra money on her money, despite the insane monthly bills. No regrets at all.

It may not be for everyone but I have a very busy life and I’m not an expert in finance so I can leave them to manage my money, they’ve done a great job over the 7-8 years I’ve been with them, and I can basically set it and forget it.

Have to say this is some skillful stealth marketing. I like how they didn’t name the firm and waiting for sock puppet to ask to push their company, skilled.

I’m the PP and I won’t mention the firm. Not sure if I’m allowed to on DCUM anyway.

Someone else asked how they manage my money. They invest it, they do tax loss harvesting, they grow it. They have several investment options of varying risk for different phases of life and circumstances. As I said before I’ve been really happy with them.

If I hadn’t had the crappier presentations I wouldn’t have recognized that theirs was different. They have been around a very long time, are fiduciaries and have a proven track record.

A young son, you have a lot to learn.

They invest it - I hope so
They do tax loss harvesting- probably a sign of bad investments C-
Several investment options - cookie cutter portfolio that is good for no one F
Been around a long time - probably been ripping people off for a long time C
Are fiduciaries - what you think of fiduciaries and what the financial firms call fiduciary are not one and the same. Think 2002 Nissan Altima - it works but you wouldn't want to own it.
Proven track record - How did they prove this? D

There are real financial planners out there, you most likely do not have one.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I got three postcards in short succession a few years ago and went to all three presentations because free food. One was awful and there’s no way I would have trusted those people with a dime. One was okay, the people were nice and the concepts they were selling were reasonable.

The third was top notch and, after another year or two of research I ended up moving my money over to them. My mom followed suit not long after. I’ve been very, very happy with my returns. We sit down as often as needed but at least annually to check in, they offer estate planning services included in their fees. They did my trust a few years ago and we’re going to tweak it a little in a few weeks. My mom needs expensive care and she’s still making extra money on her money, despite the insane monthly bills. No regrets at all.

It may not be for everyone but I have a very busy life and I’m not an expert in finance so I can leave them to manage my money, they’ve done a great job over the 7-8 years I’ve been with them, and I can basically set it and forget it.

Have to say this is some skillful stealth marketing. I like how they didn’t name the firm and waiting for sock puppet to ask to push their company, skilled.

I’m the PP and I won’t mention the firm. Not sure if I’m allowed to on DCUM anyway.

Someone else asked how they manage my money. They invest it, they do tax loss harvesting, they grow it. They have several investment options of varying risk for different phases of life and circumstances. As I said before I’ve been really happy with them.

If I hadn’t had the crappier presentations I wouldn’t have recognized that theirs was different. They have been around a very long time, are fiduciaries and have a proven track record.

Anonymous wrote:Going for free food in an "expensive" restaurant.
Tell me you are not HNW without telling me you're not HNW.

Anonymous wrote:

Anonymous wrote:I got three postcards in short succession a few years ago and went to all three presentations because free food. One was awful and there’s no way I would have trusted those people with a dime. One was okay, the people were nice and the concepts they were selling were reasonable.

The third was top notch and, after another year or two of research I ended up moving my money over to them. My mom followed suit not long after. I’ve been very, very happy with my returns. We sit down as often as needed but at least annually to check in, they offer estate planning services included in their fees. They did my trust a few years ago and we’re going to tweak it a little in a few weeks. My mom needs expensive care and she’s still making extra money on her money, despite the insane monthly bills. No regrets at all.

It may not be for everyone but I have a very busy life and I’m not an expert in finance so I can leave them to manage my money, they’ve done a great job over the 7-8 years I’ve been with them, and I can basically set it and forget it.

Have to say this is some skillful stealth marketing. I like how they didn’t name the firm and waiting for sock puppet to ask to push their company, skilled.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I got three postcards in short succession a few years ago and went to all three presentations because free food. One was awful and there’s no way I would have trusted those people with a dime. One was okay, the people were nice and the concepts they were selling were reasonable.

The third was top notch and, after another year or two of research I ended up moving my money over to them. My mom followed suit not long after. I’ve been very, very happy with my returns. We sit down as often as needed but at least annually to check in, they offer estate planning services included in their fees. They did my trust a few years ago and we’re going to tweak it a little in a few weeks. My mom needs expensive care and she’s still making extra money on her money, despite the insane monthly bills. No regrets at all.

It may not be for everyone but I have a very busy life and I’m not an expert in finance so I can leave them to manage my money, they’ve done a great job over the 7-8 years I’ve been with them, and I can basically set it and forget it.

Have to say this is some skillful stealth marketing. I like how they didn’t name the firm and waiting for sock puppet to ask to push their company, skilled.

Yeah I was thinking the same thing.

Anonymous wrote:The irony is that it's these types of expenses that drive up their "management" fees, where I would never use one of these companies.

Anonymous wrote:

Anonymous wrote:I got three postcards in short succession a few years ago and went to all three presentations because free food. One was awful and there’s no way I would have trusted those people with a dime. One was okay, the people were nice and the concepts they were selling were reasonable.

The third was top notch and, after another year or two of research I ended up moving my money over to them. My mom followed suit not long after. I’ve been very, very happy with my returns. We sit down as often as needed but at least annually to check in, they offer estate planning services included in their fees. They did my trust a few years ago and we’re going to tweak it a little in a few weeks. My mom needs expensive care and she’s still making extra money on her money, despite the insane monthly bills. No regrets at all.

It may not be for everyone but I have a very busy life and I’m not an expert in finance so I can leave them to manage my money, they’ve done a great job over the 7-8 years I’ve been with them, and I can basically set it and forget it.

Have to say this is some skillful stealth marketing. I like how they didn’t name the firm and waiting for sock puppet to ask to push their company, skilled.

Anonymous wrote:I got three postcards in short succession a few years ago and went to all three presentations because free food. One was awful and there’s no way I would have trusted those people with a dime. One was okay, the people were nice and the concepts they were selling were reasonable.

The third was top notch and, after another year or two of research I ended up moving my money over to them. My mom followed suit not long after. I’ve been very, very happy with my returns. We sit down as often as needed but at least annually to check in, they offer estate planning services included in their fees. They did my trust a few years ago and we’re going to tweak it a little in a few weeks. My mom needs expensive care and she’s still making extra money on her money, despite the insane monthly bills. No regrets at all.

It may not be for everyone but I have a very busy life and I’m not an expert in finance so I can leave them to manage my money, they’ve done a great job over the 7-8 years I’ve been with them, and I can basically set it and forget it.