75%
Paid-off condo = $685,000
Total net worth = $910,000
Unlike others here, I don’t believe that low-interest debt is a gift from the gods. Not having a mortgage makes my life so easy and stress-free, despite the fact that I don’t have a super high income. My monthly expenses are under $3,000 so I have a huge margin of safety every month.
Also, it allows me to live in a great condo in a great location, which is important to me. Travel, dining out, etc. are totally unimportant to me, so I have spent a lot (relatively) on the one thing that matters to me.