Anonymous
Post 07/10/2025 10:51     Subject: TSP - almost 2 mil, yeah!
I'm 63 took the DRP and will officially retire when DRP payments end - almost 30 years as a fed. I've got over $3M in TSP, which actually kinda shocks me. However, it shouldn't bc I got good advice when I started: max out contributions, put it all in C fund and don't check it. I basically followed this, with the exception of putting 10% in I for a bit and checking my balance at the end of the year. Oh and when I could put in catch up contributions I did.

FWIW I live in the DMV, have 3 kids who I paid college tuition for and own a home so it's not like doing this wasn't without some "sacrifices". However, the peace of mind know I'll be fine wrt money in retirement is great.
Anonymous
Post 07/09/2025 21:44     Subject: TSP - almost 2 mil, yeah!
I am 39 and started contributing at 26 (after grad school) - I hit $1m in June and am very excited.

I'm also proud of young me for choosing Roth 401(k) contributions during my lower-earning/low tax bracket years. It would not make sense to do now, but at the moment 700k+ of my retirement is Roth.
Anonymous
Post 07/09/2025 14:36     Subject: TSP - almost 2 mil, yeah!
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Congrats! You must sleep well at night. Good job saving. I’m $2k short of $1M at age 50. Hoping to get over that hump with my next few contributions.


and i'm $150 short of $500k at age 50 😭. but i've only been in for 10 years.


Celebrate your progress, pp! Keep going, but beating yourself up isn’t helpful. You have more than others, so you’re doing great.



aww! thanks i just peeked and my TSP is now at $620k, not really sure how that happened.

will keep chugging, and hope i can just stay safely employed for another 12-15 years.


This is really helpful. I'm 42 with about 480K plus a 35K loan (never again). I'm so ready to cross the 500K mark. LOL
Anonymous
Post 07/09/2025 13:49     Subject: TSP - almost 2 mil, yeah!
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Congrats! You must sleep well at night. Good job saving. I’m $2k short of $1M at age 50. Hoping to get over that hump with my next few contributions.


and i'm $150 short of $500k at age 50 😭. but i've only been in for 10 years.


Celebrate your progress, pp! Keep going, but beating yourself up isn’t helpful. You have more than others, so you’re doing great.



aww! thanks i just peeked and my TSP is now at $620k, not really sure how that happened.

will keep chugging, and hope i can just stay safely employed for another 12-15 years.
Anonymous
Post 07/09/2025 11:32     Subject: TSP - almost 2 mil, yeah!
Anonymous wrote:
Anonymous wrote:Congrats! You must sleep well at night. Good job saving. I’m $2k short of $1M at age 50. Hoping to get over that hump with my next few contributions.


and i'm $150 short of $500k at age 50 😭. but i've only been in for 10 years.


Celebrate your progress, pp! Keep going, but beating yourself up isn’t helpful. You have more than others, so you’re doing great.
Anonymous
Post 07/09/2025 11:30     Subject: TSP - almost 2 mil, yeah!
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:How old are you, OP?


OP hasn’t come back to this thread to answer a single question.


OP here. Sorry i know this thread is almost a year old... You are correct PP. I had not answered any of the questions. I am turning 62 and have taken the DRP (retiring as soon as I turn 62). About 37 years in Govt but missed out a few years of TSP in the beginning (I didn't know what TSP was back then). I jumped around different funds over the years (thinking I am smarter than everyone, ha ha). Last 10 years or so, I learned better and stayed with mostly C funds - currently 75C/25S. I know S is not keeping up with C so I might rebalance to 85/15 soon. I have a pension and savings so still very aggressive with fund allocations. I just checked and it's showing 2.27 this morning so gained 270k since my OP.



Congrats! I'm 57 and left government service in 2011 after 16 years. Mine is sitting at 1.45 right now---I've always just stayed with the C fund.
Anonymous
Post 07/09/2025 11:08     Subject: TSP - almost 2 mil, yeah!
Anonymous wrote:
Anonymous wrote:How old are you, OP?


OP hasn’t come back to this thread to answer a single question.


OP here. Sorry i know this thread is almost a year old... You are correct PP. I had not answered any of the questions. I am turning 62 and have taken the DRP (retiring as soon as I turn 62). About 37 years in Govt but missed out a few years of TSP in the beginning (I didn't know what TSP was back then). I jumped around different funds over the years (thinking I am smarter than everyone, ha ha). Last 10 years or so, I learned better and stayed with mostly C funds - currently 75C/25S. I know S is not keeping up with C so I might rebalance to 85/15 soon. I have a pension and savings so still very aggressive with fund allocations. I just checked and it's showing 2.27 this morning so gained 270k since my OP.

Anonymous
Post 07/18/2024 10:16     Subject: TSP - almost 2 mil, yeah!
Anonymous wrote:How old are you, OP?


OP hasn’t come back to this thread to answer a single question.
Anonymous
Post 07/18/2024 07:52     Subject: Re:TSP - almost 2 mil, yeah!
You might have made it by now with the market increase!

Either way, congratulations! You are officially high net worth.
Anonymous
Post 07/17/2024 22:17     Subject: TSP - almost 2 mil, yeah!
How old are you, OP?
Anonymous
Post 07/17/2024 21:41     Subject: TSP - almost 2 mil, yeah!
Anonymous wrote:
Anonymous wrote:Congrats! You must sleep well at night. Good job saving. I’m $2k short of $1M at age 50. Hoping to get over that hump with my next few contributions.


and i'm $150 short of $500k at age 50 😭. but i've only been in for 10 years.


Right there with you. 13 years.